PlainZIP

Ludlow, MO · standard

ZIP Code 64656

Livingston County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

240
5/sq mi
$58,438
Median income
$107,400
Median home value
13.0%
Bachelor's or higher

The verdict

Ludlow pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
12th pct
home value, US ZIPs
5
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64656 against every reporting US ZIP.

ZIP code 64656 is a sparsely populated ZIP (a standard USPS delivery area) in Ludlow, Livingston County, Missouri, home to just 240 residents across 52.2 square miles, a density of 5 people per square mile, in the Chicago time zone.

ZIP 64656 reports a modest median household income of $58,438 (13% below the Missouri average), while per-capita income is $27,636. 16.5% of residents live below the poverty line, and the unemployment rate reads 9.0%. On housing, the median home value is $107,400 (44% below the state average) with median rent at $639 per month, and 64.6% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 13.0% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is -. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 64656, plus 6 more within Livingston County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64656, Ludlow, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

240

Population

52.2

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64656?

38.8

Median Age

60.8%

Male

39.2%

Female

4.2%

Foreign-Born

White 99.6%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.4%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,438

Median Household Income

-13% vs state

$27,636

Per Capita Income

16.5%

Poverty Rate

9.0%

Unemployment Rate

How ZIP 64656 ranks nationally

Ludlow, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,438 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.5%
Bachelor's Degree or Higher 13.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

129

Total Housing Units

96

Occupied Units

33

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 64.6%
Renter 35.4%

$107,400

Median Home Value

-44% vs state

$639

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 64656 vs 64664 →

ZIP 64656 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64656 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64656 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64656 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64664 Mooresville, MO 350 4.8 mi
64638 Dawn, MO 521 5.8 mi
64686 Utica, MO 271 6.2 mi
64625 Breckenridge, MO 644 7.4 mi
64624 Braymer, MO 1,662 8.8 mi
64601 Chillicothe, MO 12,438 10.9 mi

More ZIP Codes in Livingston County

64601 standard
Chillicothe, MO
Pop: 12,438
64688 standard
Wheeling, MO
Pop: 548
64638 standard
Dawn, MO
Pop: 521
64635 standard
Chula, MO
Pop: 515
64664 standard
Mooresville, MO
Pop: 350
64686 standard
Utica, MO
Pop: 271

Related Areas

Livingston County Ludlow, MO Missouri

Frequently Asked Questions

What county is ZIP code 64656 in? ▼
ZIP code 64656 (Ludlow) is located in Livingston County, Missouri. Livingston County contains multiple ZIP codes, see the full list at /counties/livingston-mo.
What is the population of ZIP code 64656? ▼
ZIP code 64656 in Ludlow, MO has a population of 240 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64656? ▼
The median household income in ZIP 64656 is $58,438, which is 23% below the national average of $76,288.
What is the average home value in ZIP 64656? ▼
The median home value in ZIP 64656 is $107,400, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 64656? ▼
The largest racial group in ZIP 64656 is White at 99.6%.
What is the education level in ZIP code 64656? ▼
In ZIP code 64656, 67.5% of residents aged 25+ have a high school diploma or higher, and 13.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64656? ▼
In ZIP code 64656, approximately 64.6% of occupied housing units are owner-occupied and 35.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64656? ▼
The poverty rate in ZIP code 64656 is 16.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.