Ludlow, MO · standard
ZIP Code 64656
Livingston County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 240
- 5/sq mi Low-density area
- $58,438
- Median income Below-median income area
- $107,400
- Median home value Below-median home value
- 13.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Ludlow pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 26th pct
- household income, US ZIPs
- 12th pct
- home value, US ZIPs
- 5
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64656 against every reporting US ZIP.
ZIP code 64656 is a sparsely populated ZIP (a standard USPS delivery area) in Ludlow, Livingston County, Missouri, home to just 240 residents across 52.2 square miles, a density of 5 people per square mile, in the Chicago time zone.
ZIP 64656 reports a modest median household income of $58,438 (13% below the average Missouri ZIP), while per-capita income is $27,636. The poverty rate is 16.5%, with unemployment at 9.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $107,400 (44% below the average Missouri ZIP), and median rent is $639; owner occupancy is 64.6%.
Formal educational attainment runs low here: just 13.0% of adults hold a bachelor's degree or higher, the median age is 38.8, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Livingston County, so 64656 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64656, Ludlow, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
240
Population
52.2
Area (sq mi)
5
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64656?
38.8
Median Age
60.8%
Male
39.2%
Female
4.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,438
Median Household Income
-13% vs state ZIP avg
$27,636
Per Capita Income
16.5%
Poverty Rate
9.0%
Unemployment Rate
How ZIP 64656 ranks among Missouri ZIPs
Ludlow, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,438 40th percentile higher than 40% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
129housing units
129
Total Housing Units
96
Occupied Units
33
Vacant Units
2.47
Avg Household Size
Occupancy Type
$107,400
Median Home Value
-44% vs state ZIP avg
$639
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 64656 vs 64664 →
ZIP 64656 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64601
Chillicothe (64601)
12,438 residents
- 64624 1,662
Braymer (64624)
1,662 residents
- 64625 644
Breckenridge (64625)
644 residents
- 64638 521
Dawn (64638)
521 residents
- 64664 350
Mooresville (64664)
350 residents
- 64686 271
Utica (64686)
271 residents
- 64656 240
Ludlow (64656)
240 residents
What this shows Among its immediate neighbors, ZIP 64656 ranks #7 by population - useful context the national average alone can't give.
ZIP 64656 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64664
Mooresville (64664)
$73,125 median income
- 64686
Utica (64686)
$71,563 median income
- 64638
Dawn (64638)
$63,654 median income
- 64601
Chillicothe (64601)
$63,061 median income
- 64656
Ludlow (64656)
$58,438 median income
- 64624
Braymer (64624)
$58,095 median income
- 64625
Breckenridge (64625)
$35,000 median income
What this shows By household income, ZIP 64656 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64656, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Livingston County
Related Areas
Frequently Asked Questions
What county is ZIP code 64656 in?
ZIP code 64656 (Ludlow) is located in Livingston County, Missouri. Livingston County contains multiple ZIP codes, see the full list at /counties/livingston-mo.
What is the population of ZIP code 64656?
ZIP code 64656 in Ludlow, MO has a population of 240 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64656?
The median household income in ZIP 64656 is $58,438, which is 23% below the national average of $76,288.
What is the average home value in ZIP 64656?
The median home value in ZIP 64656 is $107,400, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 64656?
The largest racial group in ZIP 64656 is White at 99.6%.
What is the education level in ZIP code 64656?
In ZIP code 64656, 67.5% of residents aged 25+ have a high school diploma or higher, and 13.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64656?
In ZIP code 64656, approximately 64.6% of occupied housing units are owner-occupied and 35.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64656?
The poverty rate in ZIP code 64656 is 16.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64656's numbers, next.
- See how ZIP 64656 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ludlow, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.