Chillicothe, MO · standard

ZIP Code 64601

Livingston County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,438
20/sq mi
$63,061
Median income
$153,900
Median home value
18.4%
Bachelor's or higher

The verdict

Chillicothe pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
27th pct
home value, US ZIPs
20
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64601 against every reporting US ZIP.

ZIP code 64601 is a mid-sized community (a standard USPS delivery area) in Chillicothe, Livingston County, Missouri, home to 12,438 residents across 621.9 square miles, a density of 20 people per square mile, in the Chicago time zone.

ZIP 64601 reports a modest median household income of $63,061 (6% below the Missouri average), while per-capita income is $33,673. 12.4% of residents live below the poverty line, and the unemployment rate reads 2.8%. Median home value sits at $153,900 (19% below the state average), median rent at $769 a month, and owner-occupancy at 70.7%.

Educational attainment sits below the national norm: 18.4% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 19 minutes. To put 64601 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Livingston County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64601

Top 5 sectors by establishment count in Chillicothe, MO

Which industries have the most business establishments in ZIP 64601.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64601, Chillicothe, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,438

Population

621.9

Area (sq mi)

20

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64601?

40.0

Median Age

44.3%

Male

55.7%

Female

0.8%

Foreign-Born

White 90.2%
African American 3.6%
Asian 0.4%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,061

Median Household Income

-6% vs state

$33,673

Per Capita Income

12.4%

Poverty Rate

2.8%

Unemployment Rate

19.3 min

Mean Commute Time

How ZIP 64601 ranks nationally

Chillicothe, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,061 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 18.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,247

Total Housing Units

4,683

Occupied Units

564

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 70.7%
Renter 29.3%

$153,900

Median Home Value

-19% vs state

$769

Median Rent

1969

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.6%

YoY Change (2024)

216

HPI Index (2000 = 100)

+116%

Total Change Since 2000

Home values in ZIP 64601 have increased 6.6% over the past year (2024). Since 2000, this ZIP has seen +116% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.0% 145
2021 +11.6% 162
2022 +20.8% 196
2023 +3.4% 203
2024 +6.6% 216

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 369 business establishments in ZIP 64601, employing approximately 5,009 people with a combined annual payroll of $216,830,000.

369

Businesses

5,009

Employees

$216.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 61 16.5%
Other services (except public administration) 44 11.9%
Health care and social assistance 38 10.3%
Construction 37 10.0%
Finance and insurance 31 8.4%
Accommodation and food services 31 8.4%
Professional, scientific, and technical services 25 6.8%
Wholesale trade 20 5.4%
Manufacturing 19 5.2%
Transportation and warehousing 17 4.6%
Administrative and support and waste management and remediation services 13 3.5%
Information 11 3.0%
Arts, entertainment, and recreation 8 2.2%
Real estate and rental and leasing 7 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64601 vs 64686 →

ZIP 64601 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64601 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64601 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64601 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64686 Utica, MO 271 4.7 mi
64664 Mooresville, MO 350 6.4 mi
64656 Ludlow, MO 240 10.9 mi
64635 Chula, MO 515 11.4 mi

More ZIP Codes in Livingston County

Frequently Asked Questions

What county is ZIP code 64601 in?
ZIP code 64601 (Chillicothe) is located in Livingston County, Missouri. Livingston County contains multiple ZIP codes, see the full list at /counties/livingston-mo.
What is the population of ZIP code 64601?
ZIP code 64601 in Chillicothe, MO has a population of 12,438 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64601?
The median household income in ZIP 64601 is $63,061, which is 17% below the national average of $76,288.
What is the average home value in ZIP 64601?
The median home value in ZIP 64601 is $153,900, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 64601?
The largest racial group in ZIP 64601 is White at 90.2%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 64601?
ZIP code 64601 has 369 business establishments employing approximately 5,009 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64601?
The top industries by establishment count in ZIP 64601 are: Retail trade (61), Other services (except public administration) (44), Health care and social assistance (38). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 64601?
According to the FHFA House Price Index, home values in ZIP 64601 increased by 6.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 116%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64601?
In ZIP code 64601, 59.5% of residents aged 25+ have a high school diploma or higher, and 18.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64601?
The mean commute time for workers in ZIP code 64601 is 19.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64601?
In ZIP code 64601, approximately 70.7% of occupied housing units are owner-occupied and 29.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64601?
The poverty rate in ZIP code 64601 is 12.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.