PlainZIP

Utica, MO · standard

ZIP Code 64686

Livingston County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

271
65/sq mi
$71,563
Median income
$112,500
Median home value
4.0%
Bachelor's or higher

The verdict

Utica pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

49th pct
household income, US ZIPs
14th pct
home value, US ZIPs
65
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64686 against every reporting US ZIP.

ZIP code 64686 is a sparsely populated ZIP (a standard USPS delivery area) in Utica, Livingston County, Missouri, home to just 271 residents across 4.2 square miles, a density of 65 people per square mile, in the Chicago time zone.

ZIP 64686 lands in the middle-income range, with a median household income of $71,563 (7% above the Missouri average), while per-capita income is $34,204. The poverty rate stands at 9.2% and the unemployment rate at 0.7%. Median home value sits at $112,500 (41% below the state average), median rent at - a month, and owner-occupancy at 94.3%.

Formal educational attainment runs low here: just 4.0% of adults hold a bachelor's degree or higher, the median age is 50.4, and the average commute is -. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Livingston County, letting you compare 64686 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64686, Utica, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

271

Population

4.2

Area (sq mi)

65

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64686?

50.4

Median Age

44.5%

Male

55.5%

Female

0.0%

Foreign-Born

White 91.9%
African American 0.0%
Asian 1.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.9%
Two or More Ethnicities 5.7%
Hispanic or Latino 3.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,563

Median Household Income

+7% vs state

$34,204

Per Capita Income

9.2%

Poverty Rate

0.7%

Unemployment Rate

How ZIP 64686 ranks nationally

Utica, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,563 49th percentile higher than 49% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 45.8%
Bachelor's Degree or Higher 4.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

119

Total Housing Units

105

Occupied Units

14

Vacant Units

2.01

Avg Household Size

Occupancy Type

Owner 94.3%
Renter 5.7%

$112,500

Median Home Value

-41% vs state

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

Nearby ZIP Codes

Want a side-by-side? Compare 64686 vs 64664 →

ZIP 64686 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64686 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64686 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64686 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64664 Mooresville, MO 350 2.2 mi
64601 Chillicothe, MO 12,438 4.7 mi
64656 Ludlow, MO 240 6.2 mi
64638 Dawn, MO 521 9.0 mi
64654 Lock Springs, MO 52 9.8 mi

More ZIP Codes in Livingston County

64601 standard
Chillicothe, MO
Pop: 12,438
64688 standard
Wheeling, MO
Pop: 548
64638 standard
Dawn, MO
Pop: 521
64635 standard
Chula, MO
Pop: 515
64664 standard
Mooresville, MO
Pop: 350
64656 standard
Ludlow, MO
Pop: 240

Related Areas

Livingston County Utica, MO Missouri

Frequently Asked Questions

What county is ZIP code 64686 in? ▼
ZIP code 64686 (Utica) is located in Livingston County, Missouri. Livingston County contains multiple ZIP codes, see the full list at /counties/livingston-mo.
What is the population of ZIP code 64686? ▼
ZIP code 64686 in Utica, MO has a population of 271 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64686? ▼
The median household income in ZIP 64686 is $71,563, which is 6% below the national average of $76,288.
What is the average home value in ZIP 64686? ▼
The median home value in ZIP 64686 is $112,500, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 64686? ▼
The largest racial group in ZIP 64686 is White at 91.9%. Hispanic or Latino residents make up 3.8% of the population.
What is the education level in ZIP code 64686? ▼
In ZIP code 64686, 45.8% of residents aged 25+ have a high school diploma or higher, and 4.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64686? ▼
In ZIP code 64686, approximately 94.3% of occupied housing units are owner-occupied and 5.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64686? ▼
The poverty rate in ZIP code 64686 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.