Utica, MO · standard
ZIP Code 64686
Livingston County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 271
- 65/sq mi Moderate-density area
- $71,563
- Median income Near-median income area
- $112,500
- Median home value Below-median home value
- 4.0%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Utica pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 49th pct
- household income, US ZIPs
- 14th pct
- home value, US ZIPs
- 65
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64686 against every reporting US ZIP.
ZIP code 64686 is a sparsely populated ZIP (a standard USPS delivery area) in Utica, Livingston County, Missouri, home to just 271 residents across 4.2 square miles, a density of 65 people per square mile, in the Chicago time zone.
ZIP 64686 lands in the middle-income range, with a median household income of $71,563 (7% above the average Missouri ZIP), while per-capita income is $34,204. The poverty rate is 9.2%, with unemployment at 0.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $112,500 (41% below the average Missouri ZIP); owner occupancy is 94.3%.
Formal educational attainment runs low here: just 4.0% of adults hold a bachelor's degree or higher, the median age is 50.4, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Livingston County, so 64686 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64686, Utica, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
271
Population
4.2
Area (sq mi)
65
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64686?
50.4
Median Age
44.5%
Male
55.5%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$71,563
Median Household Income
+7% vs state ZIP avg
$34,204
Per Capita Income
9.2%
Poverty Rate
0.7%
Unemployment Rate
How ZIP 64686 ranks among Missouri ZIPs
Utica, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$71,563 Top 34% higher than 66% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
119housing units
119
Total Housing Units
105
Occupied Units
14
Vacant Units
2.01
Avg Household Size
Occupancy Type
$112,500
Median Home Value
-41% vs state ZIP avg
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
Nearby ZIP Codes
Want a side-by-side? Compare 64686 vs 64664 →
ZIP 64686 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64601
Chillicothe (64601)
12,438 residents
- 64638 521
Dawn (64638)
521 residents
- 64664 350
Mooresville (64664)
350 residents
- 64686 271
Utica (64686)
271 residents
- 64656 240
Ludlow (64656)
240 residents
- 64654 52
Lock Springs (64654)
52 residents
What this shows Among its immediate neighbors, ZIP 64686 ranks #4 by population - useful context the national average alone can't give.
ZIP 64686 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64654
Lock Springs (64654)
$97,188 median income
- 64664
Mooresville (64664)
$73,125 median income
- 64686
Utica (64686)
$71,563 median income
- 64638
Dawn (64638)
$63,654 median income
- 64601
Chillicothe (64601)
$63,061 median income
- 64656
Ludlow (64656)
$58,438 median income
What this shows By household income, ZIP 64686 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64686, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Livingston County
Related Areas
Frequently Asked Questions
What county is ZIP code 64686 in?
ZIP code 64686 (Utica) is located in Livingston County, Missouri. Livingston County contains multiple ZIP codes, see the full list at /counties/livingston-mo.
What is the population of ZIP code 64686?
ZIP code 64686 in Utica, MO has a population of 271 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64686?
The median household income in ZIP 64686 is $71,563, which is 6% below the national average of $76,288.
What is the average home value in ZIP 64686?
The median home value in ZIP 64686 is $112,500, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 64686?
The largest racial group in ZIP 64686 is White at 91.9%. Hispanic or Latino residents make up 3.8% of the population.
What is the education level in ZIP code 64686?
In ZIP code 64686, 45.8% of residents aged 25+ have a high school diploma or higher, and 4.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64686?
In ZIP code 64686, approximately 94.3% of occupied housing units are owner-occupied and 5.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64686?
The poverty rate in ZIP code 64686 is 9.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64686's numbers, next.
- See how ZIP 64686 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Utica, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.