ZIP 64437 vs ZIP 68431

This side-by-side compares ZIP 64437 (Craig, MO) and ZIP 68431 (Rulo, NE) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64437 has a population of 792 at 2 people per square mile, while ZIP 68431 has 353 at 3 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64437 reports a median household income of $51,667 against $75,000 in ZIP 68431, with per-capita income of $31,916 vs $43,441. The share of adults holding a bachelor's degree or higher is 22.9% in 64437 and 1.9% in 68431. Poverty rate reads 11.6% vs 13.4%, and unemployment 0.7% vs 2.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $137,500 in 64437 versus $137,500 in 68431, with median rent of $810 and — per month respectively. Homeownership rate is 83.3% vs 93.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.