ZIP 64501 vs ZIP 64503

This side-by-side compares ZIP 64501 (Saint Joseph, MO) and ZIP 64503 (Saint Joseph, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64501 has a population of 12,503 at 1,337 people per square mile, while ZIP 64503 has 12,921 at 330 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64501 reports a median household income of $46,731 against $53,039 in ZIP 64503, with per-capita income of $24,600 vs $31,151. The share of adults holding a bachelor's degree or higher is 17.2% in 64501 and 15.6% in 64503. Poverty rate reads 24.1% vs 17.7%, and unemployment 4.4% vs 4.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $98,600 in 64501 versus $140,500 in 64503, with median rent of $912 and $886 per month respectively. Homeownership rate is 49.2% vs 68.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.