Residential delivery area · Missouri
ZIP Code 64501: Saint Joseph, MO
ZIP code 64501 uses the postal name Saint Joseph, Missouri and lies entirely in Buchanan County (Census 2020 ZIP-county file). About 11,000 people live there (Census Bureau, ACS 2020-2024), the 5th most populous of Saint Joseph's 6 residential ZIP codes. Median household income is $46,731 (Census Bureau, ACS 2020-2024). Most of its land (100%) lies in the city of St. Joseph.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Saint Joseph · 6 residential ZIPs
- County
- Buchanan County
- Census places
- St. Joseph
- Metro area
- St. Joseph, MO-KS
- House district
- MO-6 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 3.7 sq mi · 2,879 people per sq mi
Where is ZIP code 64501?
64501 centers on 39.766°, -94.844° and covers 3.7 square miles of land plus 0.3 of water. It borders 7 ZIP codes: 64503, 66024, 64506, 64505, 64507, 64504, 66090.
The map draws ZIP code areas only. For the streets inside 64501, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 64501 compare with the rest of Saint Joseph?
| Measure | 64501 | In Saint Joseph | In Buchanan County | In MO |
|---|---|---|---|---|
| People (ACS 2020-2024) | 10,689 | 5th of 6 | 5th of 14 | 179th of 1,035 |
| Median household income | $47k | 6th of 6 | 9th of 9 | 434th of 479 |
| Median home value | $99k | 6th of 6 | 9th of 9 | 458th of 494 |
Its median household income is higher than in 11% of U.S. residential ZIP codes, and it is denser than 88% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 64501?
The 2020 Census counted 11,020 people in 64501; the ACS, which samples households over 2020-2024, estimates 10,689. Between the 2010 and 2020 censuses its population fell 11.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 10,689
- 2020 Census count
- 11,020−11.9% since 2010 (12,503)
- Households
- 4,254
- Median age
- 35.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 64501?
Of the 10,689 people the ACS estimates in 64501, 25.5% are under 18 and 12.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (68.8%), then Black (not Hispanic) (12.0%).
- Under 1825.5%
- 18 to 6461.6%
- 65 and older12.8%
- White, not Hispanic68.8%
- Black, not Hispanic12.0%
- Hispanic or Latino10.0%
- Other or two or more7.9%
- Asian, not Hispanic1.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 64501 earn?
Median household income is $46,731 (ACS 2020-2024), the 9th highest of the 9 ranked ZIP codes in Buchanan County. It is not measurably different from 2015-2019 ($39,908 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $46,731±$7,123
- Income per person
- $24,600
- Below the poverty line
- 24.1%
- Unemployed (of the labor force)
- 4.4%
- Adults 25+ with a bachelor's degree
- 17.2%
- Adjusted gross income per tax return, 2022
- $42,2794,620 returns; wages 81% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 64501?
FHFA's house price index for 64501, built from repeat sales and appraisals of the same homes, rose 91% from 2015 to 2025 and rose 47% from 2020 to 2025, and moved −14.4% in 2025.
- Median home value (owners' estimate)
- $98,600
- Median gross rent
- $912
- Homes owned by their occupants
- 49.2%
- Housing units
- 5,576
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 64501?
313 business establishments had a location in this ZIP code in 2023, 32 fewer than in 2018; the most are in other services (except public administration) (ZIP Code Business Patterns).
- Other services (except public administration)43
- Professional, scientific, and technical services38
- Construction35
- Accommodation and food services30
- Health care and social assistance27
- Retail trade23
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 64501?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 64503 | Saint Joseph | 11,954 | $53k | 1.2 mi |
| 66024 | Elwood, KS | 815 | $68k | 2.4 mi |
| 64506 | Saint Joseph | 21,461 | $66k | 2.7 mi |
| 64505 | Saint Joseph | 14,107 | $73k | 5.7 mi |
| 64507 | Saint Joseph | 13,991 | $61k | 5.9 mi |
| 64504 | Saint Joseph | 10,068 | $59k | 6.1 mi |
| 66090 | Wathena, KS | 2,380 | $87k | 7.0 mi |
| 64436 | Cosby | 873 | $114k | 10.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.