ZIP Code 64501

ZIP code 64501 is classified by USPS as a standard delivery area and covers roughly 9.4 square miles in Saint Joseph, Buchanan County, Missouri. The area is home to 12,503 residents, producing a population density of 1,337 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 64501 against Missouri and the nation.

On the economic side, the median household income for ZIP 64501 sits at $46,731 (30% below the Missouri average), while per-capita income is $24,600. The poverty rate stands at 24.1% and the unemployment rate at 4.4%. On housing, the median home value is $98,600 (48% below the state average) with median rent at $912 per month, and 49.2% of occupied units are owner-occupied, a direct signal of whether 64501 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.2% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 17 minutes. We also surface 9 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Buchanan County, so you can benchmark 64501 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →