City ZIP codes · Missouri
Saint Joseph, MO ZIP Codes
8 ZIP codes use the postal name Saint Joseph, Missouri (Census 2020 ZCTAs and GeoNames postal codes, October 2026): 6 residential and 2 for PO boxes or a single organization. Median household income runs from $46,731 in 64501 to $73,298 in 64505, 1.6 times as much (Census Bureau, ACS 2020-2024). Saint Joseph's most populous ZIP code is 64506, with 21,461 people (ACS 2020-2024); 0% of its land is in the city of Saint Joseph.
- ACS2020-24
- Census2020
- GeoNames2026
Where are Saint Joseph's ZIP codes?
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).
How different are Saint Joseph's ZIP codes?
The highest median household income is in 64505 ($73,298), the lowest in 64501 ($46,731). Home values run from $98,600 in 64501 to $240,300 in 64506.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013, B25077, B01003).
All 6 residential ZIP codes of Saint Joseph
| County | |||||
|---|---|---|---|---|---|
| 64506 | Buchanan County | 21,461 | 2,141 | $66k | $240k |
| 64505 | Andrew County | 14,107 | 309 | $73k | $191k |
| 64507 | Buchanan County | 13,991 | 251 | $61k | $140k |
| 64503 | Buchanan County | 11,954 | 826 | $53k | $141k |
| 64501 | Buchanan County | 10,689 | 2,879 | $47k | $99k |
| 64504 | Buchanan County | 10,068 | 214 | $59k | $127k |
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; 2023 Gazetteer land areas (2020 ZCTAs); town names from simplemaps US ZIP Codes (CC BY 4.0) and GeoNames (CC BY 4.0).
PO Box and single-organization ZIP codes in Saint Joseph
2 ZIP codes named Saint Joseph have no residential delivery area: post office boxes, or one organization (a large employer, an agency, a university) with its own code. The Census Bureau publishes no figures for them.
| ZIP | County |
|---|---|
| 64502 | Buchanan County |
| 64508 | Buchanan County |
Source: GeoNames postal codes (CC BY 4.0); a ZIP code with no Census ZCTA has no residential delivery area.
Which counties do Saint Joseph's ZIP codes reach?
Saint Joseph's residential ZIP codes lie in 2 counties: Buchanan County (5 ZIP codes mainly there), Andrew County (1 ZIP code mainly there).
Which places do Saint Joseph's ZIP codes cover?
A postal name is not a city limit. By the Census Bureau's places, Saint Joseph's residential ZIP codes cover 2 other places, each listed with the ZIP codes that have at least 5% of their land in it or hold most of the place:
Source: U.S. Census Bureau, 2020 ZCTA-to-place relationship file (shares of land).
Which first three digits do Saint Joseph's ZIP codes use?
The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Every ZIP code of Saint Joseph starts with 645.
| Prefix | Sectional center | Here | All codes |
|---|---|---|---|
| 645 | Kansas City, MO (SCF 640) | 8 | 8 |
All 8 ZIP codes that start with 645 are Saint Joseph's: 6 residential codes and 2 PO Box or unique codes, sorted at Kansas City, MO (SCF 640).
Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.