PlainZIP

Saint Joseph, MO

Census ZIP code profile for Saint Joseph, MO - 6 ZIPs, total population 87,116. Median income, home value, education, commute, and demographics from the U.S. Census Bureau American Community Survey 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet SAINT-JOSEPH-MO · Saint Joseph, MO 6 ZIPs · 87,116 pop · #17967/25278 · Buchanan County

INC-MID · RANK-LOWER · BELOW-PEER · BOOK-MID · OWN-MID · POP-SMALL · SPREAD-MOD · HOME-LOW

  • INC-MID $59,767
  • RANK-LOWER #17967/25278
  • BELOW-PEER under Faucett
  • BOOK-MID 6 ZIPs
  • OWN-MID 66% owners
  • POP-SMALL 87,116
  • SPREAD-MOD 64501→64505
  • HOME-LOW $156,317

Nearest income peer: Faucett, MO (+ $16,291 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Saint Joseph

Lowest/highest poles plus county-sharing cities nearest Saint Joseph on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Saint Joseph, MO sits among US cities with a below-median household income, on a small-city population base, across a compact ZIP cluster.

29th pct
household income vs 25,278 US cities
87,116
city population (Census)
6
USPS ZIP codes covered
$59,767
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

A below-median income city on a compact ZIP cluster (6 codes). Income averages $59,767, rent $924 , commute about 17 minutes. Sibling ZIPs here are close enough that a two-ZIP compare often answers which side of town.

Every one of the 5 cities sharing Buchanan County reports a higher average ZIP median income than Saint Joseph, Agency, Rushville and Faucett among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Agency marks the far end of that range at $99,398, 66% above Saint Joseph.

Within-city ZIP comparison

Where the ZIP codes inside Saint Joseph differ

Saint Joseph's city average masks two linked splits. Median household income runs from $46,731 in ZIP 64501 to $73,298 in ZIP 64505, while home values span $98,600 in 64501 to $240,300 in 64506. Compare the endpoint ZIPs before treating the city-level number as a neighborhood-level answer.

Income high-to-low ratio
1.6×

64501 to 64505

Home-value high-to-low ratio
2.4×

64501 to 64506

Poverty-rate spread
13.2 points

64505 to 64501

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Saint Joseph population is a blend, not a flagship ZIP

Across 6 delivery areas, the densest code 64506 still covers only about 28% of Saint Joseph's 87,116 residents. The city average is a blend, pick two ZIPs with different incomes before using one number.

Census ZBP business roll-up

Mid-density employers across Saint Joseph's ZIP mosaic

Citywide ZBP: 2,000 establishments, 42,865 employees , annual payroll $2,374,037k (~23 establishments per 1,000 residents) across 6 of 6 ZIPs. Peak business ZIP 64506 (823 units) ; leading NAICS Health care and social assistance (283) · also Retail trade · Other services (except public administration) .

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ZIP Codes in Saint Joseph, MO

These ZIP codes sit in Buchanan County, which covers 11 ZIP codes in all; 6 of them fall in Saint Joseph. See the Buchanan County roll-up →

Every one of the 5 cities sharing Buchanan County reports a higher average ZIP median income than Saint Joseph, Agency, Rushville and Faucett among them. That gap is the county's income spread, not a measure of the housing or commute picture below. Agency marks the far end of that range at $99,398, 66% above Saint Joseph.

Side-by-side: Compare 64506 vs 64507 →

ZIP Code Population Median income Establishments Density
64506 24,030 $65,573 823 843
64507 13,738 $61,158 286 94
64505 13,161 $73,298 178 113
64503 12,921 $53,039 241 330
64501 12,503 $46,731 313 1,337
64504 10,763 $58,801 159 91
How we build city roll-ups · Guide: reading ZIP code data · HUD Fair Market Rents

Saint Joseph roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Saint Joseph, .