PlainZIP

Cosby, MO · standard

ZIP Code 64436

Andrew County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

781
9/sq mi
$113,500
Median income
$253,800
Median home value
50.7%
Bachelor's or higher

The verdict

Cosby pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 12%
household income, US ZIPs
Top 42%
home value, US ZIPs
9
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64436 against every reporting US ZIP.

ZIP code 64436 is a sparsely populated ZIP (a standard USPS delivery area) in Cosby, Andrew County, Missouri, home to just 781 residents across 83.1 square miles, a density of 9 people per square mile, in the Chicago time zone.

ZIP 64436 skews affluent, with a median household income of $113,500 (70% above the Missouri average), while per-capita income is $42,635. The poverty rate stands at 0.5% and the unemployment rate at 9.7%. The typical home here is valued at $253,800 (33% above the state average); renters pay a median of $1,660 monthly, and 81.2% of units are owner-occupied.

This is a highly-educated ZIP: 50.7% of adults hold a bachelor's degree or higher, the median age is 37.8, and the average commute is -. Beyond these figures, 8 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Andrew County, letting you compare 64436 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64436, Cosby, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

781

Population

83.1

Area (sq mi)

9

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64436?

37.8

Median Age

53.6%

Male

46.4%

Female

0.5%

Foreign-Born

White 87.4%
African American 2.3%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.1%
Hispanic or Latino 10.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$113,500

Median Household Income

+70% vs state

$42,635

Per Capita Income

0.5%

Poverty Rate

9.7%

Unemployment Rate

How ZIP 64436 ranks nationally

Cosby, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$113,500 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.4%
Bachelor's Degree or Higher 50.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

309

Total Housing Units

298

Occupied Units

11

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 81.2%
Renter 18.8%

$253,800

Median Home Value

+33% vs state

$1,660

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 64436, employing approximately 59 people with a combined annual payroll of $1,827,000.

7

Businesses

59

Employees

$1.8M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64436 vs 64459 →

ZIP 64436 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64436 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64436 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64436 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64459 Helena, MO 472 5.7 mi
64430 Clarksdale, MO 764 6.7 mi
64443 Easton, MO 1,096 7.7 mi
64505 Saint Joseph, MO 13,161 7.7 mi
64506 Saint Joseph, MO 24,030 7.4 mi
64507 Saint Joseph, MO 13,738 9.4 mi
64494 Union Star, MO 1,018 10.4 mi
64485 Savannah, MO 8,124 9.4 mi

More ZIP Codes in Andrew County

64485 standard
Savannah, MO
Pop: 8,124
64421 standard
Amazonia, MO
Pop: 952
64483 standard
Rosendale, MO
Pop: 709
64427 standard
Bolckow, MO
Pop: 606
64459 standard
Helena, MO
Pop: 472
64449 standard
Fillmore, MO
Pop: 451

Related Areas

Andrew County Cosby, MO Missouri

Frequently Asked Questions

What county is ZIP code 64436 in? ▼
ZIP code 64436 (Cosby) is located in Andrew County, Missouri. Andrew County contains multiple ZIP codes, see the full list at /counties/andrew-mo.
What is the population of ZIP code 64436? ▼
ZIP code 64436 in Cosby, MO has a population of 781 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64436? ▼
The median household income in ZIP 64436 is $113,500, which is 49% above the national average of $76,288.
What is the average home value in ZIP 64436? ▼
The median home value in ZIP 64436 is $253,800, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 64436? ▼
The largest racial group in ZIP 64436 is White at 87.4%. Hispanic or Latino residents make up 10.1% of the population.
How many businesses are in ZIP code 64436? ▼
ZIP code 64436 has 7 business establishments employing approximately 59 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 64436? ▼
In ZIP code 64436, 69.4% of residents aged 25+ have a high school diploma or higher, and 50.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64436? ▼
In ZIP code 64436, approximately 81.2% of occupied housing units are owner-occupied and 18.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64436? ▼
The poverty rate in ZIP code 64436 is 0.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.