ZIP 64503 vs ZIP 64501

This side-by-side compares ZIP 64503 (Saint Joseph, MO) and ZIP 64501 (Saint Joseph, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64503 has a population of 12,921 at 330 people per square mile, while ZIP 64501 has 12,503 at 1,337 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64503 reports a median household income of $53,039 against $46,731 in ZIP 64501, with per-capita income of $31,151 vs $24,600. The share of adults holding a bachelor's degree or higher is 15.6% in 64503 and 17.2% in 64501. Poverty rate reads 17.7% vs 24.1%, and unemployment 4.2% vs 4.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $140,500 in 64503 versus $98,600 in 64501, with median rent of $886 and $912 per month respectively. Homeownership rate is 68.7% vs 49.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.