ZIP 64640 vs ZIP 64620

This side-by-side compares ZIP 64640 (Gallatin, MO) and ZIP 64620 (Altamont, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64640 has a population of 3,140 at 9 people per square mile, while ZIP 64620 has 466 at 10 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64640 reports a median household income of $61,302 against $74,464 in ZIP 64620, with per-capita income of $30,933 vs $33,963. The share of adults holding a bachelor's degree or higher is 22.3% in 64640 and 29.2% in 64620. Poverty rate reads 12.6% vs 6.1%, and unemployment 2.5% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $194,300 in 64640 versus $243,800 in 64620, with median rent of $781 and $725 per month respectively. Homeownership rate is 75.3% vs 85.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.