Gallatin, MO · standard
ZIP Code 64640
Daviess County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,140
- 9/sq mi Low-density area
- $61,302
- Median income Below-median income area
- $194,300
- Median home value Near-median home value
- 22.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Gallatin pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 31st pct
- household income, US ZIPs
- 42nd pct
- home value, US ZIPs
- 9
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64640 against every reporting US ZIP.
ZIP code 64640 covers 365.1 square miles in Gallatin, Daviess County, Missouri (a standard USPS delivery area), with a modest 3,140 residents on file, a density of 9 people per square mile, in the Chicago time zone.
ZIP 64640 reports a modest median household income of $61,302 (8% below the average Missouri ZIP), while per-capita income is $30,933. The poverty rate is 12.6%, with unemployment at 2.5%; those measures add context to the income figure. Median home value is $194,300 (2% above the average Missouri ZIP) and median rent is $781; 75.3% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 22.3% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 28 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Daviess County, so 64640 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64640
Top 5 sectors by establishment count in Gallatin, MO
Which industries have the most business establishments in ZIP 64640.
- Retail trade
Retail trade
16 establishments
- Construction
Construction
15 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
- Finance and insurance
Finance and insurance
8 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64640, Gallatin, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,140
Population
365.1
Area (sq mi)
9
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64640?
46.7
Median Age
48.8%
Male
51.2%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,302
Median Household Income
-8% vs state ZIP avg
$30,933
Per Capita Income
12.6%
Poverty Rate
2.5%
Unemployment Rate
28.3 min
Mean Commute Time
How ZIP 64640 ranks among Missouri ZIPs
Gallatin, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,302 48th percentile higher than 48% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,722housing units
1,722
Total Housing Units
1,197
Occupied Units
525
Vacant Units
2.58
Avg Household Size
Occupancy Type
$194,300
Median Home Value
+2% vs state ZIP avg
$781
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 90 business establishments in ZIP 64640, employing approximately 810 people with a combined annual payroll of $29,934,000.
90
Businesses
810
Employees
$29.9M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 16 | 17.8% |
| Construction | 15 | 16.7% |
| Health care and social assistance | 9 | 10.0% |
| Finance and insurance | 8 | 8.9% |
| Other services (except public administration) | 8 | 8.9% |
| Wholesale trade | 7 | 7.8% |
| Accommodation and food services | 6 | 6.7% |
| Professional, scientific, and technical services | 5 | 5.6% |
| Manufacturing | 4 | 4.4% |
| Real estate and rental and leasing | 4 | 4.4% |
| Transportation and warehousing | 3 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64640 vs 64620 →
ZIP 64640 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64640
Gallatin (64640)
3,140 residents
- 64648
Jamesport (64648)
2,129 residents
- 64649 864
Kidder (64649)
864 residents
- 64620 466
Altamont (64620)
466 residents
- 64647 379
Jameson (64647)
379 residents
What this shows Among its immediate neighbors, ZIP 64640 ranks the most populous - useful context the national average alone can't give.
ZIP 64640 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64648
Jamesport (64648)
$74,821 median income
- 64620
Altamont (64620)
$74,464 median income
- 64649
Kidder (64649)
$67,216 median income
- 64640
Gallatin (64640)
$61,302 median income
- 64647
Jameson (64647)
$51,250 median income
What this shows By household income, ZIP 64640 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64640, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,140 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Daviess County
Related Areas
Frequently Asked Questions
What county is ZIP code 64640 in?
ZIP code 64640 (Gallatin) is located in Daviess County, Missouri. Daviess County contains multiple ZIP codes, see the full list at /counties/daviess-mo.
What is the population of ZIP code 64640?
ZIP code 64640 in Gallatin, MO has a population of 3,140 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64640?
The median household income in ZIP 64640 is $61,302, which is 20% below the national average of $76,288.
What is the average home value in ZIP 64640?
The median home value in ZIP 64640 is $194,300, which is 30% below the national average of $278,155.
What is the demographic makeup of ZIP 64640?
The largest racial group in ZIP 64640 is White at 96.3%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 64640?
ZIP code 64640 has 90 business establishments employing approximately 810 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64640?
The top industries by establishment count in ZIP 64640 are: Retail trade (16), Construction (15), Health care and social assistance (9). There are 11 industry sectors represented in total.
What is the education level in ZIP code 64640?
In ZIP code 64640, 59.3% of residents aged 25+ have a high school diploma or higher, and 22.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64640?
The mean commute time for workers in ZIP code 64640 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64640?
In ZIP code 64640, approximately 75.3% of occupied housing units are owner-occupied and 24.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64640?
The poverty rate in ZIP code 64640 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64640's numbers, next.
- See how ZIP 64640 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Gallatin, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.