PlainZIP

Gallatin, MO · standard

ZIP Code 64640

Daviess County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,140
9/sq mi
$61,302
Median income
$194,300
Median home value
22.3%
Bachelor's or higher

The verdict

Gallatin pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

31th pct
household income, US ZIPs
42th pct
home value, US ZIPs
9
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64640 against every reporting US ZIP.

ZIP code 64640 covers 365.1 square miles in Gallatin, Daviess County, Missouri (a standard USPS delivery area), with a modest 3,140 residents on file, a density of 9 people per square mile, in the Chicago time zone.

ZIP 64640 reports a modest median household income of $61,302 (8% below the Missouri average), while per-capita income is $30,933. Local economic indicators show a 12.6% poverty rate alongside 2.5% unemployment. Median home value sits at $194,300 (2% above the state average), median rent at $781 a month, and owner-occupancy at 75.3%.

Educational attainment sits below the national norm: 22.3% of adults hold a bachelor's degree or higher, the median age is 46.7, and the average commute is 28 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Daviess County, letting you compare 64640 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64640

Top 5 sectors by establishment count in Gallatin, MO

Which industries have the most business establishments in ZIP 64640.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64640, Gallatin, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,140

Population

365.1

Area (sq mi)

9

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64640?

46.7

Median Age

48.8%

Male

51.2%

Female

1.1%

Foreign-Born

White 96.3%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.0%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,302

Median Household Income

-8% vs state

$30,933

Per Capita Income

12.6%

Poverty Rate

2.5%

Unemployment Rate

28.3 min

Mean Commute Time

How ZIP 64640 ranks nationally

Gallatin, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,302 31st percentile higher than 31% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%
Bachelor's Degree or Higher 22.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,722

Total Housing Units

1,197

Occupied Units

525

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 75.3%
Renter 24.7%

$194,300

Median Home Value

+2% vs state

$781

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 90 business establishments in ZIP 64640, employing approximately 810 people with a combined annual payroll of $29,934,000.

90

Businesses

810

Employees

$29.9M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 16 17.8%
Construction 15 16.7%
Health care and social assistance 9 10.0%
Finance and insurance 8 8.9%
Other services (except public administration) 8 8.9%
Wholesale trade 7 7.8%
Accommodation and food services 6 6.7%
Professional, scientific, and technical services 5 5.6%
Manufacturing 4 4.4%
Real estate and rental and leasing 4 4.4%
Transportation and warehousing 3 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64640 vs 64620 →

ZIP 64640 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64640 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64640 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64640 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64620 Altamont, MO 466 7.7 mi
64647 Jameson, MO 379 9.0 mi
64648 Jamesport, MO 2,129 9.9 mi
64649 Kidder, MO 864 11.4 mi

More ZIP Codes in Daviess County

64648 standard
Jamesport, MO
Pop: 2,129
64670 standard
Pattonsburg, MO
Pop: 1,090
64689 standard
Winston, MO
Pop: 683
64620 standard
Altamont, MO
Pop: 466
64647 standard
Jameson, MO
Pop: 379
64636 standard
Coffey, MO
Pop: 299

Related Areas

Daviess County Gallatin, MO Missouri

Frequently Asked Questions

What county is ZIP code 64640 in? ▼
ZIP code 64640 (Gallatin) is located in Daviess County, Missouri. Daviess County contains multiple ZIP codes, see the full list at /counties/daviess-mo.
What is the population of ZIP code 64640? ▼
ZIP code 64640 in Gallatin, MO has a population of 3,140 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64640? ▼
The median household income in ZIP 64640 is $61,302, which is 20% below the national average of $76,288.
What is the average home value in ZIP 64640? ▼
The median home value in ZIP 64640 is $194,300, which is 30% below the national average of $278,155.
What is the demographic makeup of ZIP 64640? ▼
The largest racial group in ZIP 64640 is White at 96.3%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 64640? ▼
ZIP code 64640 has 90 business establishments employing approximately 810 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64640? ▼
The top industries by establishment count in ZIP 64640 are: Retail trade (16), Construction (15), Health care and social assistance (9). There are 11 industry sectors represented in total.
What is the education level in ZIP code 64640? ▼
In ZIP code 64640, 59.3% of residents aged 25+ have a high school diploma or higher, and 22.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64640? ▼
The mean commute time for workers in ZIP code 64640 is 28.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64640? ▼
In ZIP code 64640, approximately 75.3% of occupied housing units are owner-occupied and 24.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64640? ▼
The poverty rate in ZIP code 64640 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.