ZIP 64776 vs ZIP 64763

This side-by-side compares ZIP 64776 (Osceola, MO) and ZIP 64763 (Lowry City, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64776 has a population of 3,942 at 6 people per square mile, while ZIP 64763 has 1,568 at 8 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64776 reports a median household income of $44,880 against $54,821 in ZIP 64763, with per-capita income of $27,419 vs $28,178. The share of adults holding a bachelor's degree or higher is 15.7% in 64776 and 7.3% in 64763. Poverty rate reads 16.1% vs 16.9%, and unemployment 3.1% vs 1.6% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $149,100 in 64776 versus $151,300 in 64763, with median rent of $688 and $384 per month respectively. Homeownership rate is 73.8% vs 65.4%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.