PlainZIP

Osceola, MO · standard

ZIP Code 64776

St. Clair County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,942
6/sq mi
$44,880
Median income
$149,100
Median home value
15.7%
Bachelor's or higher

The verdict

Osceola pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

9th pct
household income, US ZIPs
25th pct
home value, US ZIPs
6
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64776 against every reporting US ZIP.

ZIP code 64776 covers 625.7 square miles in Osceola, St. Clair County, Missouri (a standard USPS delivery area), with a modest 3,942 residents on file, a density of 6 people per square mile, in the Chicago time zone.

ZIP 64776 reports a modest median household income of $44,880 (33% below the Missouri average), while per-capita income is $27,419. Poverty here runs at 16.1%, with unemployment measured at 3.1%. On housing, the median home value is $149,100 (22% below the state average) with median rent at $688 per month, and 73.8% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is 26 minutes. To put 64776 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 4 additional ZIPs in St. Clair County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64776

Top 5 sectors by establishment count in Osceola, MO

Which industries have the most business establishments in ZIP 64776.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64776, Osceola, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,942

Population

625.7

Area (sq mi)

6

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64776?

49.6

Median Age

54.0%

Male

46.0%

Female

1.1%

Foreign-Born

White 93.9%
African American 1.2%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 2.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$44,880

Median Household Income

-33% vs state

$27,419

Per Capita Income

16.1%

Poverty Rate

3.1%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 64776 ranks nationally

Osceola, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$44,880 9th percentile higher than 9% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.9%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,219

Total Housing Units

1,486

Occupied Units

733

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 73.8%
Renter 26.2%

$149,100

Median Home Value

-22% vs state

$688

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 69 business establishments in ZIP 64776, employing approximately 437 people with a combined annual payroll of $19,892,000.

69

Businesses

437

Employees

$19.9M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Retail trade 13 18.8%
Other services (except public administration) 10 14.5%
Finance and insurance 9 13.0%
Construction 7 10.1%
Accommodation and food services 7 10.1%
Professional, scientific, and technical services 4 5.8%
Administrative and support and waste management and remediation services 4 5.8%
Health care and social assistance 4 5.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64776 vs 64763 →

ZIP 64776 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64776 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64776 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64776 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64763 Lowry City, MO 1,568 7.3 mi
64738 Collins, MO 1,149 9.8 mi
64781 Roscoe, MO 106 9.2 mi

More ZIP Codes in St. Clair County

64724 standard
Appleton City, MO
Pop: 1,859
64763 standard
Lowry City, MO
Pop: 1,568
64738 standard
Collins, MO
Pop: 1,149
64781 standard
Roscoe, MO
Pop: 106

Related Areas

St. Clair County Osceola, MO Missouri

Frequently Asked Questions

What county is ZIP code 64776 in? ▼
ZIP code 64776 (Osceola) is located in St. Clair County, Missouri. St. Clair County contains multiple ZIP codes, see the full list at /counties/st-clair-mo.
What is the population of ZIP code 64776? ▼
ZIP code 64776 in Osceola, MO has a population of 3,942 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64776? ▼
The median household income in ZIP 64776 is $44,880, which is 41% below the national average of $76,288.
What is the average home value in ZIP 64776? ▼
The median home value in ZIP 64776 is $149,100, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 64776? ▼
The largest racial group in ZIP 64776 is White at 93.9%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 64776? ▼
ZIP code 64776 has 69 business establishments employing approximately 437 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64776? ▼
The top industries by establishment count in ZIP 64776 are: Retail trade (13), Other services (except public administration) (10), Finance and insurance (9). There are 8 industry sectors represented in total.
What is the education level in ZIP code 64776? ▼
In ZIP code 64776, 53.9% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64776? ▼
The mean commute time for workers in ZIP code 64776 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64776? ▼
In ZIP code 64776, approximately 73.8% of occupied housing units are owner-occupied and 26.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64776? ▼
The poverty rate in ZIP code 64776 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.