Residential delivery area · Missouri
ZIP Code 64776: Osceola, MO
ZIP code 64776 uses the postal name Osceola, Missouri and lies mostly in St. Clair County (94% of its land) with the rest in Benton County (Census 2020 ZIP-county file). About 3,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $44,880 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Osceola (under 1%), Vista (under 1%) and Gerster (0%); more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Osceola · its only residential ZIP
- County
- St. Clair County (94%); Benton County (6%)
- Census places
- Osceola (under 1%); Vista (under 1%); Gerster (0%)
- House district
- MO-4 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 237.3 sq mi · 14 people per sq mi
Where is ZIP code 64776?
64776 centers on 38.042°, -93.675° and covers 237.3 square miles of land plus 11.2 of water. It borders 11 ZIP codes: 64763, 64781, 64738, 65735, 65774, 64740, 64724, 64780, 65355, 64744 and more.
The map draws ZIP code areas only. For the streets inside 64776, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 64776 compare with the rest of St. Clair County?
| Measure | 64776 | In St. Clair County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 3,374 | 3rd of 15 | 349th of 1,035 |
| Median household income | $45k | 6th of 6 | 444th of 479 |
| Median home value | $149k | 5th of 7 | 390th of 494 |
Its median household income is higher than in 9% of U.S. residential ZIP codes, and it is denser than 21% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 64776?
The 2020 Census counted 3,651 people in 64776; the ACS, which samples households over 2020-2024, estimates 3,374. Between the 2010 and 2020 censuses its population fell 7.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,374±389 (90% margin)
- 2020 Census count
- 3,651−7.4% since 2010 (3,942)
- Households
- 1,486
- Median age
- 49.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 64776?
Of the 3,374 people the ACS estimates in 64776, 20.1% are under 18 and 32.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (92.8%).
- Under 1820.1%
- 18 to 6447.5%
- 65 and older32.5%
- White, not Hispanic92.8%
- Other or two or more3.6%
- Hispanic or Latino2.3%
- Black, not Hispanic1.2%
- Asian, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 64776 earn?
Median household income is $44,880 (ACS 2020-2024), the 6th highest of the 6 ranked ZIP codes in St. Clair County. It is not measurably different from 2015-2019 ($49,550 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $44,880±$6,791
- Income per person
- $27,419
- Below the poverty line
- 16.1%
- Unemployed (of the labor force)
- 3.1%
- Adults 25+ with a bachelor's degree
- 15.7%
- Adjusted gross income per tax return, 2022
- $52,3051,460 returns; wages 64% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 64776?
- Median home value (owners' estimate)
- $149,100
- Median gross rent
- $688
- Homes owned by their occupants
- 73.8%
- Housing units
- 2,219
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 64776?
69 business establishments had a location in this ZIP code in 2023, 6 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade13
- Other services (except public administration)10
- Finance and insurance9
- Construction7
- Accommodation and food services7
- Professional, scientific, and technical services4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 64776?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 64763 | Lowry City | 1,676 | $55k | 7.3 mi |
| 64781 | Roscoe | 80 | $43k | 9.0 mi |
| 64738 | Collins | 1,368 | $62k | 9.8 mi |
| 65735 | Quincy | 212 | $73k | 10.3 mi |
| 65774 | Weaubleau | 855 | $32k | 12.8 mi |
| 64740 | Deepwater | 1,469 | $62k | 12.9 mi |
| 64724 | Appleton City | 1,999 | $49k | 19.6 mi |
| 64780 | Rockville | 364 | $44k | 20.2 mi |
| 65355 | Warsaw | 11,436 | $51k | 20.8 mi |
| 64744 | El Dorado Springs | 8,242 | $48k | 21.3 mi |
| 65785 | Stockton | 6,002 | $50k | 24.5 mi |
| 65779 | Wheatland | 1,053 | $44k | 16.4 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.