Osceola, MO · standard
ZIP Code 64776
St. Clair County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,942
- 6/sq mi Low-density area
- $44,880
- Median income Below-median income area
- $149,100
- Median home value Below-median home value
- 15.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Osceola pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 9th pct
- household income, US ZIPs
- 25th pct
- home value, US ZIPs
- 6
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64776 against every reporting US ZIP.
ZIP code 64776 covers 625.7 square miles in Osceola, St. Clair County, Missouri (a standard USPS delivery area), with a modest 3,942 residents on file, a density of 6 people per square mile, in the Chicago time zone.
ZIP 64776 reports a modest median household income of $44,880 (33% below the average Missouri ZIP), while per-capita income is $27,419. The poverty rate is 16.1%, with unemployment at 3.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $149,100 (22% below the average Missouri ZIP), and median rent is $688; owner occupancy is 73.8%.
Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 49.6, and the average commute is 26 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 4 more in St. Clair County, so 64776 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64776
Top 5 sectors by establishment count in Osceola, MO
Which industries have the most business establishments in ZIP 64776.
- Retail trade
Retail trade
13 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Finance and insurance
Finance and insurance
9 establishments
- Construction
Construction
7 establishments
- Accommodation and food services
Accommodation and food services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64776, Osceola, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,942
Population
625.7
Area (sq mi)
6
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64776?
49.6
Median Age
54.0%
Male
46.0%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$44,880
Median Household Income
-33% vs state ZIP avg
$27,419
Per Capita Income
16.1%
Poverty Rate
3.1%
Unemployment Rate
26.0 min
Mean Commute Time
How ZIP 64776 ranks among Missouri ZIPs
Osceola, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$44,880 13th percentile higher than 13% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,219housing units
2,219
Total Housing Units
1,486
Occupied Units
733
Vacant Units
2.22
Avg Household Size
Occupancy Type
$149,100
Median Home Value
-22% vs state ZIP avg
$688
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 69 business establishments in ZIP 64776, employing approximately 437 people with a combined annual payroll of $19,892,000.
69
Businesses
437
Employees
$19.9M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 13 | 18.8% |
| Other services (except public administration) | 10 | 14.5% |
| Finance and insurance | 9 | 13.0% |
| Construction | 7 | 10.1% |
| Accommodation and food services | 7 | 10.1% |
| Professional, scientific, and technical services | 4 | 5.8% |
| Administrative and support and waste management and remediation services | 4 | 5.8% |
| Health care and social assistance | 4 | 5.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64776 vs 64763 →
ZIP 64776 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64776
Osceola (64776)
3,942 residents
- 64763 1,568
Lowry City (64763)
1,568 residents
- 64738 1,149
Collins (64738)
1,149 residents
- 64781 106
Roscoe (64781)
106 residents
What this shows Among its immediate neighbors, ZIP 64776 ranks the most populous - useful context the national average alone can't give.
ZIP 64776 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64738
Collins (64738)
$61,493 median income
- 64763
Lowry City (64763)
$54,821 median income
- 64776
Osceola (64776)
$44,880 median income
- 64781
Roscoe (64781)
$43,056 median income
What this shows By household income, ZIP 64776 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64776, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,942 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in St. Clair County
Related Areas
Frequently Asked Questions
What county is ZIP code 64776 in?
ZIP code 64776 (Osceola) is located in St. Clair County, Missouri. St. Clair County contains multiple ZIP codes, see the full list at /counties/st-clair-mo.
What is the population of ZIP code 64776?
ZIP code 64776 in Osceola, MO has a population of 3,942 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64776?
The median household income in ZIP 64776 is $44,880, which is 41% below the national average of $76,288.
What is the average home value in ZIP 64776?
The median home value in ZIP 64776 is $149,100, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 64776?
The largest racial group in ZIP 64776 is White at 93.9%. Hispanic or Latino residents make up 2.3% of the population.
How many businesses are in ZIP code 64776?
ZIP code 64776 has 69 business establishments employing approximately 437 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64776?
The top industries by establishment count in ZIP 64776 are: Retail trade (13), Other services (except public administration) (10), Finance and insurance (9). There are 8 industry sectors represented in total.
What is the education level in ZIP code 64776?
In ZIP code 64776, 53.9% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64776?
The mean commute time for workers in ZIP code 64776 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64776?
In ZIP code 64776, approximately 73.8% of occupied housing units are owner-occupied and 26.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64776?
The poverty rate in ZIP code 64776 is 16.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64776's numbers, next.
- See how ZIP 64776 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Osceola, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.