El Dorado Springs, MO · standard
ZIP Code 64744
Cedar County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,836
- 12/sq mi Low-density area
- $47,685
- Median income Below-median income area
- $167,900
- Median home value Near-median home value
- 15.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
El Dorado Springs pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 12th pct
- household income, US ZIPs
- 33rd pct
- home value, US ZIPs
- 12
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64744 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 64744 (El Dorado Springs, MO) fell -1.5% from 2023 to 2024.
ZIP code 64744 is a mid-sized community (a standard USPS delivery area) in El Dorado Springs, Cedar County, Missouri, home to 7,836 residents across 653.0 square miles, a density of 12 people per square mile, in the Chicago time zone.
ZIP 64744 reports a modest median household income of $47,685 (29% below the average Missouri ZIP), while per-capita income is $27,961. The poverty rate is 23.3%, so the area-level income figures should not be treated as typical household experience. Median home value is $167,900 (12% below the average Missouri ZIP) and median rent is $827; 68.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 26 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 2 more in Cedar County, so 64744 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64744
Top 5 sectors by establishment count in El Dorado Springs, MO
Which industries have the most business establishments in ZIP 64744.
- Retail trade
Retail trade
33 establishments
- Construction
Construction
23 establishments
- Other services (except public administration)
Other services (except public administration)
21 establishments
- Health care and social assistance
Health care and social assistance
20 establishments
- Accommodation and food services 13
Accommodation and food services
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64744, El Dorado Springs, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,836
Population
653.0
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64744?
43.1
Median Age
51.8%
Male
48.2%
Female
0.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$47,685
Median Household Income
-29% vs state ZIP avg
$27,961
Per Capita Income
23.3%
Poverty Rate
2.0%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 64744 ranks among Missouri ZIPs
El Dorado Springs, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$47,685 18th percentile higher than 18% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,797housing units
3,797
Total Housing Units
3,349
Occupied Units
448
Vacant Units
2.42
Avg Household Size
Occupancy Type
$167,900
Median Home Value
-12% vs state ZIP avg
$827
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 172 business establishments in ZIP 64744, employing approximately 1,655 people with a combined annual payroll of $65,311,000.
172
Businesses
1,655
Employees
$65.3M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 33 | 19.2% |
| Construction | 23 | 13.4% |
| Other services (except public administration) | 21 | 12.2% |
| Health care and social assistance | 20 | 11.6% |
| Accommodation and food services | 13 | 7.6% |
| Manufacturing | 10 | 5.8% |
| Finance and insurance | 10 | 5.8% |
| Transportation and warehousing | 9 | 5.2% |
| Real estate and rental and leasing | 7 | 4.1% |
| Professional, scientific, and technical services | 7 | 4.1% |
| Wholesale trade | 6 | 3.5% |
| Information | 4 | 2.3% |
| Administrative and support and waste management and remediation services | 4 | 2.3% |
| Utilities | 3 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64744 vs 64750 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 64750 | Harwood, MO | 423 | 9.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64744, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,836 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cedar County
Related Areas
Frequently Asked Questions
What county is ZIP code 64744 in?
ZIP code 64744 (El Dorado Springs) is located in Cedar County, Missouri. Cedar County contains multiple ZIP codes, see the full list at /counties/cedar-mo.
What is the population of ZIP code 64744?
ZIP code 64744 in El Dorado Springs, MO has a population of 7,836 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64744?
The median household income in ZIP 64744 is $47,685, which is 37% below the national average of $76,288.
What is the average home value in ZIP 64744?
The median home value in ZIP 64744 is $167,900, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 64744?
The largest racial group in ZIP 64744 is White at 94.1%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 64744?
ZIP code 64744 has 172 business establishments employing approximately 1,655 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64744?
The top industries by establishment count in ZIP 64744 are: Retail trade (33), Construction (23), Other services (except public administration) (21). There are 14 industry sectors represented in total.
What is the education level in ZIP code 64744?
In ZIP code 64744, 59.5% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64744?
The mean commute time for workers in ZIP code 64744 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64744?
In ZIP code 64744, approximately 68.9% of occupied housing units are owner-occupied and 31.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64744?
The poverty rate in ZIP code 64744 is 23.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64744's numbers, next.
- See how ZIP 64744 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where El Dorado Springs, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.