El Dorado Springs, MO · standard

ZIP Code 64744

Cedar County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,836
12/sq mi
$47,685
Median income
$167,900
Median home value
15.7%
Bachelor's or higher

The verdict

El Dorado Springs pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

12th pct
household income, US ZIPs
33th pct
home value, US ZIPs
12
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64744 against every reporting US ZIP.

ZIP code 64744 is a mid-sized community (a standard USPS delivery area) in El Dorado Springs, Cedar County, Missouri, home to 7,836 residents across 653.0 square miles, a density of 12 people per square mile, in the Chicago time zone.

ZIP 64744 reports a modest median household income of $47,685 (29% below the Missouri average), while per-capita income is $27,961. Local economic indicators show a 23.3% poverty rate alongside 2.0% unemployment. The typical home here is valued at $167,900 (12% below the state average); renters pay a median of $827 monthly, and 68.9% of units are owner-occupied.

Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 26 minutes. Beyond these figures, 1 nearby ZIP codes within about 10 miles are surfaced below, along with 2 more sharing Cedar County, letting you compare 64744 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64744

Top 5 sectors by establishment count in El Dorado Springs, MO

Which industries have the most business establishments in ZIP 64744.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64744, El Dorado Springs, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,836

Population

653.0

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64744?

43.1

Median Age

51.8%

Male

48.2%

Female

0.4%

Foreign-Born

White 94.1%
African American 0.4%
Asian 0.0%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,685

Median Household Income

-29% vs state

$27,961

Per Capita Income

23.3%

Poverty Rate

2.0%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 64744 ranks nationally

El Dorado Springs, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,685 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,797

Total Housing Units

3,349

Occupied Units

448

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 68.9%
Renter 31.1%

$167,900

Median Home Value

-12% vs state

$827

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 172 business establishments in ZIP 64744, employing approximately 1,655 people with a combined annual payroll of $65,311,000.

172

Businesses

1,655

Employees

$65.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 33 19.2%
Construction 23 13.4%
Other services (except public administration) 21 12.2%
Health care and social assistance 20 11.6%
Accommodation and food services 13 7.6%
Manufacturing 10 5.8%
Finance and insurance 10 5.8%
Transportation and warehousing 9 5.2%
Real estate and rental and leasing 7 4.1%
Professional, scientific, and technical services 7 4.1%
Wholesale trade 6 3.5%
Information 4 2.3%
Administrative and support and waste management and remediation services 4 2.3%
Utilities 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64744 vs 64750 →

ZIP Code City Population Distance
64750 Harwood, MO 423 9.5 mi

More ZIP Codes in Cedar County

Frequently Asked Questions

What county is ZIP code 64744 in?
ZIP code 64744 (El Dorado Springs) is located in Cedar County, Missouri. Cedar County contains multiple ZIP codes, see the full list at /counties/cedar-mo.
What is the population of ZIP code 64744?
ZIP code 64744 in El Dorado Springs, MO has a population of 7,836 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64744?
The median household income in ZIP 64744 is $47,685, which is 37% below the national average of $76,288.
What is the average home value in ZIP 64744?
The median home value in ZIP 64744 is $167,900, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 64744?
The largest racial group in ZIP 64744 is White at 94.1%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 64744?
ZIP code 64744 has 172 business establishments employing approximately 1,655 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64744?
The top industries by establishment count in ZIP 64744 are: Retail trade (33), Construction (23), Other services (except public administration) (21). There are 14 industry sectors represented in total.
What is the education level in ZIP code 64744?
In ZIP code 64744, 59.5% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64744?
The mean commute time for workers in ZIP code 64744 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64744?
In ZIP code 64744, approximately 68.9% of occupied housing units are owner-occupied and 31.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64744?
The poverty rate in ZIP code 64744 is 23.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.