ZIP 64781 vs ZIP 64776

This side-by-side compares ZIP 64781 (Roscoe, MO) and ZIP 64776 (Osceola, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 64781 has a population of 106 at 38 people per square mile, while ZIP 64776 has 3,942 at 6 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 64781 reports a median household income of $43,056 against $44,880 in ZIP 64776, with per-capita income of $13,488 vs $27,419. The share of adults holding a bachelor's degree or higher is 8.7% in 64781 and 15.7% in 64776. Poverty rate reads 16.3% vs 16.1%, and unemployment 5.3% vs 3.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at — in 64781 versus $149,100 in 64776, with median rent of — and $688 per month respectively. Homeownership rate is 75.0% vs 73.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.