ZIP 65327 vs ZIP 64020

This side-by-side compares ZIP 65327 (Emma, MO) and ZIP 64020 (Concordia, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 65327 has a population of 227 at 229 people per square mile, while ZIP 64020 has 3,608 at 13 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 65327 reports a median household income of $88,750 against $59,269 in ZIP 64020, with per-capita income of $37,654 vs $33,235. The share of adults holding a bachelor's degree or higher is 14.3% in 65327 and 27.2% in 64020. Poverty rate reads 2.8% vs 15.2%, and unemployment 0.0% vs 0.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $146,900 in 65327 versus $201,500 in 64020, with median rent of $850 and $823 per month respectively. Homeownership rate is 90.6% vs 65.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.