ZIP 68431 vs ZIP 64437

This side-by-side compares ZIP 68431 (Rulo, NE) and ZIP 64437 (Craig, MO) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 68431 has a population of 353 at 3 people per square mile, while ZIP 64437 has 792 at 2 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 68431 reports a median household income of $75,000 against $51,667 in ZIP 64437, with per-capita income of $43,441 vs $31,916. The share of adults holding a bachelor's degree or higher is 1.9% in 68431 and 22.9% in 64437. Poverty rate reads 13.4% vs 11.6%, and unemployment 2.0% vs 0.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $137,500 in 68431 versus $137,500 in 64437, with median rent of — and $810 per month respectively. Homeownership rate is 93.5% vs 83.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.