ZIP 68434 vs ZIP 68405

This side-by-side compares ZIP 68434 (Seward, NE) and ZIP 68405 (Milford, NE) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 68434 has a population of 8,576 at 21 people per square mile, while ZIP 68405 has 3,257 at 16 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 68434 reports a median household income of $81,466 against $75,250 in ZIP 68405, with per-capita income of $37,099 vs $36,613. The share of adults holding a bachelor's degree or higher is 40.0% in 68434 and 26.6% in 68405. Poverty rate reads 8.0% vs 6.6%, and unemployment 1.5% vs 4.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $271,900 in 68434 versus $244,600 in 68405, with median rent of $1,035 and $890 per month respectively. Homeownership rate is 65.6% vs 65.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.