PlainZIP

Seward, NE · standard

ZIP Code 68434

Seward County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,576
21/sq mi
$81,466
Median income
$271,900
Median home value
40.0%
Bachelor's or higher

The verdict

Seward pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
Top 38%
home value, US ZIPs
21
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68434 against every reporting US ZIP.

ZIP code 68434 is a mid-sized community (a standard USPS delivery area) in Seward, Seward County, Nebraska, home to 8,576 residents across 410.3 square miles, a density of 21 people per square mile, in the Chicago time zone.

ZIP 68434 lands in the middle-income range, with a median household income of $81,466 (6% above the Nebraska average), while per-capita income is $37,099. 8.0% of residents live below the poverty line, and the unemployment rate reads 1.5%. The typical home here is valued at $271,900 (45% above the state average); renters pay a median of $1,035 monthly, and 65.6% of units are owner-occupied.

A solid share of residents have a four-year degree: 40.0% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is 23 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 68434, plus 6 more within Seward County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 68434

Top 5 sectors by establishment count in Seward, NE

Which industries have the most business establishments in ZIP 68434.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68434, Seward, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,576

Population

410.3

Area (sq mi)

21

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68434?

36.2

Median Age

50.2%

Male

49.8%

Female

0.9%

Foreign-Born

White 94.3%
African American 0.5%
Asian 0.7%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,466

Median Household Income

+6% vs state

$37,099

Per Capita Income

8.0%

Poverty Rate

1.5%

Unemployment Rate

22.6 min

Mean Commute Time

How ZIP 68434 ranks nationally

Seward, NE household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$81,466 Top 36% higher than 64% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.7%
Bachelor's Degree or Higher 40.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,591

Total Housing Units

3,342

Occupied Units

249

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 65.6%
Renter 34.4%

$271,900

Median Home Value

+45% vs state

$1,035

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.8%

YoY Change (2024)

236

HPI Index (2000 = 100)

+136%

Total Change Since 2000

Home values in ZIP 68434 have increased 1.8% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.5% 163
2021 +10.3% 179
2022 +16.4% 209
2023 +11.1% 232
2024 +1.8% 236

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 257 business establishments in ZIP 68434, employing approximately 4,202 people with a combined annual payroll of $195,609,000.

257

Businesses

4,202

Employees

$195.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 31 12.1%
Health care and social assistance 31 12.1%
Other services (except public administration) 30 11.7%
Retail trade 28 10.9%
Accommodation and food services 26 10.1%
Finance and insurance 18 7.0%
Professional, scientific, and technical services 17 6.6%
Manufacturing 16 6.2%
Wholesale trade 15 5.8%
Real estate and rental and leasing 9 3.5%
Administrative and support and waste management and remediation services 9 3.5%
Transportation and warehousing 8 3.1%
Information 6 2.3%
Educational services 6 2.3%
Arts, entertainment, and recreation 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68434 vs 68364 →

ZIP 68434 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 68434 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 68434 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 68434 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
68364 Goehner, NE 142 7.4 mi
68439 Staplehurst, NE 478 7.9 mi
68405 Milford, NE 3,257 10.2 mi
68314 Bee, NE 351 8.7 mi

More ZIP Codes in Seward County

68405 standard
Milford, NE
Pop: 3,257
68456 standard
Utica, NE
Pop: 1,127
68313 standard
Beaver Crossing, NE
Pop: 900
68423 standard
Pleasant Dale, NE
Pop: 898
68360 standard
Garland, NE
Pop: 501
68439 standard
Staplehurst, NE
Pop: 478

Related Areas

Seward County Seward, NE Nebraska

Frequently Asked Questions

What county is ZIP code 68434 in? ▼
ZIP code 68434 (Seward) is located in Seward County, Nebraska. Seward County contains multiple ZIP codes, see the full list at /counties/seward-ne.
What is the population of ZIP code 68434? ▼
ZIP code 68434 in Seward, NE has a population of 8,576 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68434? ▼
The median household income in ZIP 68434 is $81,466, which is 7% above the national average of $76,288.
What is the average home value in ZIP 68434? ▼
The median home value in ZIP 68434 is $271,900, which is 2% below the national average of $278,155.
What is the demographic makeup of ZIP 68434? ▼
The largest racial group in ZIP 68434 is White at 94.3%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 68434? ▼
ZIP code 68434 has 257 business establishments employing approximately 4,202 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 68434? ▼
The top industries by establishment count in ZIP 68434 are: Construction (31), Health care and social assistance (31), Other services (except public administration) (30). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 68434? ▼
According to the FHFA House Price Index, home values in ZIP 68434 increased by 1.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 68434? ▼
In ZIP code 68434, 64.7% of residents aged 25+ have a high school diploma or higher, and 40.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 68434? ▼
The mean commute time for workers in ZIP code 68434 is 22.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 68434? ▼
In ZIP code 68434, approximately 65.6% of occupied housing units are owner-occupied and 34.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68434? ▼
The poverty rate in ZIP code 68434 is 8.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.