ZIP 73038 vs ZIP 73015

This side-by-side compares ZIP 73038 (Fort Cobb, OK) and ZIP 73015 (Carnegie, OK) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 73038 has a population of 2,032 at 5 people per square mile, while ZIP 73015 has 2,877 at 5 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 73038 reports a median household income of $57,500 against $46,806 in ZIP 73015, with per-capita income of $30,992 vs $28,871. The share of adults holding a bachelor's degree or higher is 20.8% in 73038 and 14.8% in 73015. Poverty rate reads 23.1% vs 18.8%, and unemployment 2.6% vs 6.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $127,100 in 73038 versus $97,500 in 73015, with median rent of $585 and $583 per month respectively. Homeownership rate is 83.8% vs 73.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.