Fort Cobb, OK · standard

ZIP Code 73038

Caddo County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,032
5/sq mi
$57,500
Median income
$127,100
Median home value
20.8%
Bachelor's or higher

The verdict

Fort Cobb pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

25th pct
household income, US ZIPs
19th pct
home value, US ZIPs
5
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 73038 against every reporting US ZIP.

ZIP code 73038 covers 390.8 square miles in Fort Cobb, Caddo County, Oklahoma (a standard USPS delivery area), with a modest 2,032 residents on file, a density of 5 people per square mile, in the Chicago time zone.

ZIP 73038 reports a modest median household income of $57,500 (8% below the Oklahoma average), while per-capita income is $30,992. Poverty here runs at 23.1%, with unemployment measured at 2.6%. On housing, the median home value is $127,100 (19% below the state average) with median rent at $585 per month, and 83.8% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.8% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 27 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 73038, plus 6 more within Caddo County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 73038, Fort Cobb, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,032

Population

390.8

Area (sq mi)

5

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 73038?

44.6

Median Age

52.2%

Male

47.8%

Female

1.1%

Foreign-Born

White 65.7%
African American 0.4%
Asian 0.0%
American Indian or Alaska Native 19.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.2%
Hispanic or Latino 12.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,500

Median Household Income

-8% vs state

$30,992

Per Capita Income

23.1%

Poverty Rate

2.6%

Unemployment Rate

27.2 min

Mean Commute Time

How ZIP 73038 ranks nationally

Fort Cobb, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,500 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.8%
Bachelor's Degree or Higher 20.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,011

Total Housing Units

606

Occupied Units

405

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 83.8%
Renter 16.2%

$127,100

Median Home Value

-19% vs state

$585

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 17 business establishments in ZIP 73038, employing approximately 79 people with a combined annual payroll of $3,444,000.

17

Businesses

79

Employees

$3.4M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Retail trade 7 41.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 73038 vs 73015 →

ZIP Code City Population Distance
73015 Carnegie, OK 2,877 8.9 mi

More ZIP Codes in Caddo County

Frequently Asked Questions

What county is ZIP code 73038 in?
ZIP code 73038 (Fort Cobb) is located in Caddo County, Oklahoma. Caddo County contains multiple ZIP codes, see the full list at /counties/caddo-ok.
What is the population of ZIP code 73038?
ZIP code 73038 in Fort Cobb, OK has a population of 2,032 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 73038?
The median household income in ZIP 73038 is $57,500, which is 25% below the national average of $76,288.
What is the average home value in ZIP 73038?
The median home value in ZIP 73038 is $127,100, which is 54% below the national average of $278,155.
What is the demographic makeup of ZIP 73038?
The largest racial group in ZIP 73038 is White at 65.7%. Hispanic or Latino residents make up 12.1% of the population.
How many businesses are in ZIP code 73038?
ZIP code 73038 has 17 business establishments employing approximately 79 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 73038?
In ZIP code 73038, 60.8% of residents aged 25+ have a high school diploma or higher, and 20.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 73038?
The mean commute time for workers in ZIP code 73038 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 73038?
In ZIP code 73038, approximately 83.8% of occupied housing units are owner-occupied and 16.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 73038?
The poverty rate in ZIP code 73038 is 23.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.