ZIP 74020 vs ZIP 74054

This side-by-side compares ZIP 74020 (Cleveland, OK) and ZIP 74054 (Osage, OK) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 74020 has a population of 7,294 at 41 people per square mile, while ZIP 74054 has 844 at 12 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 74020 reports a median household income of $63,577 against $43,750 in ZIP 74054, with per-capita income of $30,190 vs $29,509. The share of adults holding a bachelor's degree or higher is 18.1% in 74020 and 4.4% in 74054. Poverty rate reads 18.9% vs 19.1%, and unemployment 3.3% vs 6.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $146,600 in 74020 versus $73,100 in 74054, with median rent of $870 and $636 per month respectively. Homeownership rate is 77.6% vs 79.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.