ZIP Code 74020

ZIP code 74020 is classified by USPS as a standard delivery area and covers roughly 176.6 square miles in Cleveland, Pawnee County, Oklahoma. The area is home to 7,294 residents, producing a population density of 41 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 74020 against Oklahoma and the nation.

On the economic side, the median household income for ZIP 74020 sits at $63,577 (2% above the Oklahoma average), while per-capita income is $30,190. The poverty rate stands at 18.9% and the unemployment rate at 3.3%. On housing, the median home value is $146,600 (6% below the state average) with median rent at $870 per month, and 77.6% of occupied units are owner-occupied, a direct signal of whether 74020 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 18.1% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 27 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pawnee County, so you can benchmark 74020 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →