Residential delivery area · Oklahoma

ZIP Code 74020: Cleveland, OK

ZIP code 74020 uses the postal name Cleveland, Oklahoma and lies entirely in Pawnee County (Census 2020 ZIP-county file). About 7,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $63,577 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Westport (5%), Cleveland (4%) and Oak Grove (under 1%); 91% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
7national area: Oklahoma, Arkansas, Louisiana and Texas
740sectional center: Tulsa, OK (SCF 740)
20delivery area within it
Town
Cleveland · its only residential ZIP
Census places
Westport (5%); Cleveland (4%); Oak Grove (under 1%)
Metro area
Tulsa, OK
House district
OK-3 119th Congress
Time zone
Central
Land area
67.7 sq mi · 112 people per sq mi

Where is ZIP code 74020?

74020 centers on 36.246°, -96.421° and covers 67.7 square miles of land plus 13.0 of water. It borders 9 ZIP codes: 74081, 74054, 74034, 74060, 74038, 74035, 74044, 74063, 74058.

74034 · Hallett74035 · Hominy74038 · Jennings74044 · Mannford74054 · Osage74058 · Pawnee74060 · Prue74063 · Sand Springs74081 · Terlton74020 · Cleveland (this ZIP)74020740357405874063740387404474054740817406074034 · Hallett74035 · Hominy74038 · Jennings74044 · Mannford74054 · Osage74058 · Pawnee74060 · Prue74063 · Sand Springs74081 · Terlton74020 · Cleveland (this ZIP)74020740357405874063740387404474054740817406074034 · Hallett74035 · Hominy74038 · Jennings74044 · Mannford74054 · Osage74058 · Pawnee74060 · Prue74063 · Sand Springs74081 · Terlton74020 · Cleveland (this ZIP)740207403574058740637403874044
Shaded by median household income, in national fifths (ACS 2020-2024); 74020 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 74020, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 74020 compare with the rest of Pawnee County?

Rank of 74020 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure74020In Pawnee CountyIn OK
People (ACS 2020-2024)7,5872nd of 12148th of 664
Median household income$64k4th of 7125th of 343
Median home value$147k4th of 6210th of 346

Its median household income is higher than in 36% of U.S. residential ZIP codes, and it is denser than 55% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 74020?

The 2020 Census counted 7,207 people in 74020; the ACS, which samples households over 2020-2024, estimates 7,587. Between the 2010 and 2020 censuses its population fell 1.2% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
7,587
2020 Census count
7,207−1.2% since 2010 (7,294)
Households
3,030
Median age
42.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 74020?

Of the 7,587 people the ACS estimates in 74020, 21.4% are under 18 and 20.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (77.6%), then Other or two or more (16.3%).

  • Under 1821.4%
  • 18 to 6458.4%
  • 65 and older20.3%
Age of the people of 74020 (ACS 2020-2024, B01001)
  • White, not Hispanic77.6%
  • Other or two or more16.3%
  • Hispanic or Latino3.9%
  • Black, not Hispanic1.1%
  • Asian, not Hispanic1.0%
Race and Hispanic origin in 74020 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 74020 earn?

Median household income is $63,577 (ACS 2020-2024), the 4th highest of the 7 ranked ZIP codes in Pawnee County. It is not measurably different from 2015-2019 ($62,654 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$63,577
Income per person
$30,190
Below the poverty line
18.9%
Unemployed (of the labor force)
3.3%
Adults 25+ with a bachelor's degree
18.1%
Adjusted gross income per tax return, 2022
$60,8232,990 returns; wages 75% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 74020?

FHFA's house price index for 74020, built from repeat sales and appraisals of the same homes, rose 80% from 2015 to 2025 and rose 54% from 2020 to 2025, and moved +6.9% in 2025.

Median home value (owners' estimate)
$146,600
Median gross rent
$870
Homes owned by their occupants
77.6%
Housing units
3,509
0 50 100 150 200 2003201020202025 0 50 100 150 200 2003201020202025 0 50 100 150 200 2003201020202025
Index = 100 in 2003, the first year FHFA reports for 74020; 2025: 218.0. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 74020?

132 business establishments had a location in this ZIP code in 2023, 3 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade22
  • Health care and social assistance18
  • Mining, quarrying, and oil and gas extraction15
  • Construction15
  • Accommodation and food services12
  • Finance and insurance11

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 74020?

ZIP codes that share a boundary with 74020, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
74081Terlton1,829$53k5.0 mi
74054Osage859$44k5.6 mi
74034Hallett149$41k8.0 mi
74060Prue334$56k9.5 mi
74038Jennings2,175$62k9.9 mi
74035Hominy4,021$48k11.2 mi
74044Mannford8,162$68k11.5 mi
74063Sand Springs31,370$74k14.0 mi
74058Pawnee3,558$49k20.5 mi

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.