Terlton, OK · standard
ZIP Code 74081
Pawnee County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,837
- 21/sq mi
- $52,941
- Median income
- $124,200
- Median home value
- 15.5%
- Bachelor's or higher
The verdict
Terlton pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- 18th pct
- home value, US ZIPs
- 21
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74081 against every reporting US ZIP.
ZIP code 74081 covers 88.3 square miles in Terlton, Pawnee County, Oklahoma (a standard USPS delivery area), with a modest 1,837 residents on file, a density of 21 people per square mile, in the Chicago time zone.
ZIP 74081 reports a modest median household income of $52,941 (15% below the Oklahoma average), while per-capita income is $25,266. The poverty rate stands at 18.5% and the unemployment rate at 10.5%. On housing, the median home value is $124,200 (20% below the state average) with median rent at - per month, and 91.1% of occupied units are owner-occupied.
Educational attainment sits below the national norm: 15.5% of adults hold a bachelor's degree or higher, the median age is 39.3, and the average commute is -. To put 74081 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Pawnee County, for a geography-aware comparison.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74081, Terlton, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,837
Population
88.3
Area (sq mi)
21
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74081?
39.3
Median Age
50.4%
Male
49.6%
Female
0.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,941
Median Household Income
-15% vs state
$25,266
Per Capita Income
18.5%
Poverty Rate
10.5%
Unemployment Rate
How ZIP 74081 ranks nationally
Terlton, OK household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$52,941 18th percentile higher than 18% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
647
Total Housing Units
550
Occupied Units
97
Vacant Units
3.33
Avg Household Size
Occupancy Type
$124,200
Median Home Value
-20% vs state
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 8 business establishments in ZIP 74081, employing approximately 26 people with a combined annual payroll of $1,074,000.
8
Businesses
26
Employees
$1.1M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 3 | 37.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 74081 vs 74020 →
ZIP 74081 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 74044
Mannford (74044)
7,406 residents
- 74020
Cleveland (74020)
7,294 residents
- 74038 2,254
Jennings (74038)
2,254 residents
- 74081 1,837
Terlton (74081)
1,837 residents
- 74052 1,180
Oilton (74052)
1,180 residents
- 74054 844
Osage (74054)
844 residents
- 74034 150
Hallett (74034)
150 residents
What this shows Among its immediate neighbors, ZIP 74081 ranks #4 by population - useful context the national average alone can't give.
ZIP 74081 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 74044
Mannford (74044)
$67,841 median income
- 74020
Cleveland (74020)
$63,577 median income
- 74038
Jennings (74038)
$61,500 median income
- 74081
Terlton (74081)
$52,941 median income
- 74054
Osage (74054)
$43,750 median income
- 74034
Hallett (74034)
$40,625 median income
- 74052
Oilton (74052)
$31,786 median income
What this shows By household income, ZIP 74081 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
More ZIP Codes in Pawnee County
Related Areas
Frequently Asked Questions
What county is ZIP code 74081 in? ▼
What is the population of ZIP code 74081? ▼
What is the median household income in ZIP 74081? ▼
What is the average home value in ZIP 74081? ▼
What is the demographic makeup of ZIP 74081? ▼
How many businesses are in ZIP code 74081? ▼
What is the education level in ZIP code 74081? ▼
What percentage of residents own vs. rent in ZIP 74081? ▼
What is the poverty rate in ZIP code 74081? ▼
Read our methodology to see how this data is sourced, computed, and verified.