PlainZIP

Jennings, OK · standard

ZIP Code 74038

Pawnee County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,254
9/sq mi
$61,500
Median income
$161,700
Median home value
9.7%
Bachelor's or higher

The verdict

Jennings pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
30th pct
home value, US ZIPs
9
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74038 against every reporting US ZIP.

ZIP code 74038 covers 250.4 square miles in Jennings, Pawnee County, Oklahoma (a standard USPS delivery area), with a modest 2,254 residents on file, a density of 9 people per square mile, in the Chicago time zone.

ZIP 74038 reports a modest median household income of $61,500 (2% below the Oklahoma average), while per-capita income is $28,551. 17.2% of residents live below the poverty line, and the unemployment rate reads 5.0%. On housing, the median home value is $161,700 (4% above the state average) with median rent at $880 per month, and 86.1% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 9.7% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 33 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 74038, plus 6 more within Pawnee County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74038, Jennings, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,254

Population

250.4

Area (sq mi)

9

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74038?

38.0

Median Age

52.5%

Male

47.5%

Female

2.4%

Foreign-Born

White 76.6%
African American 0.8%
Asian 0.0%
American Indian or Alaska Native 6.3%
Native Hawaiian or Pacific Islander 2.3%
Two or More Ethnicities 13.4%
Hispanic or Latino 1.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,500

Median Household Income

-2% vs state

$28,551

Per Capita Income

17.2%

Poverty Rate

5.0%

Unemployment Rate

32.9 min

Mean Commute Time

How ZIP 74038 ranks nationally

Jennings, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,500 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.6%
Bachelor's Degree or Higher 9.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

948

Total Housing Units

790

Occupied Units

158

Vacant Units

2.75

Avg Household Size

Occupancy Type

Owner 86.1%
Renter 13.9%

$161,700

Median Home Value

+4% vs state

$880

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 16 business establishments in ZIP 74038, employing approximately 106 people with a combined annual payroll of $3,888,000.

16

Businesses

106

Employees

$3.9M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Retail trade 4 25.0%
Construction 3 18.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74038 vs 74034 →

ZIP 74038 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 74038 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 74038 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 74038 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
74034 Hallett, OK 150 4.8 mi
74052 Oilton, OK 1,180 5.2 mi
74081 Terlton, OK 1,837 6.1 mi
74045 Maramec, OK 311 9.2 mi
74020 Cleveland, OK 7,294 10.0 mi

More ZIP Codes in Pawnee County

74020 standard
Cleveland, OK
Pop: 7,294
74058 standard
Pawnee, OK
Pop: 4,259
74081 standard
Terlton, OK
Pop: 1,837
74650 standard
Ralston, OK
Pop: 693
74045 standard
Maramec, OK
Pop: 311
74034 standard
Hallett, OK
Pop: 150

Related Areas

Pawnee County Jennings, OK Oklahoma

Frequently Asked Questions

What county is ZIP code 74038 in? ▼
ZIP code 74038 (Jennings) is located in Pawnee County, Oklahoma. Pawnee County contains multiple ZIP codes, see the full list at /counties/pawnee-ok.
What is the population of ZIP code 74038? ▼
ZIP code 74038 in Jennings, OK has a population of 2,254 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74038? ▼
The median household income in ZIP 74038 is $61,500, which is 19% below the national average of $76,288.
What is the average home value in ZIP 74038? ▼
The median home value in ZIP 74038 is $161,700, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 74038? ▼
The largest racial group in ZIP 74038 is White at 76.6%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 74038? ▼
ZIP code 74038 has 16 business establishments employing approximately 106 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 74038? ▼
In ZIP code 74038, 56.6% of residents aged 25+ have a high school diploma or higher, and 9.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74038? ▼
The mean commute time for workers in ZIP code 74038 is 32.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74038? ▼
In ZIP code 74038, approximately 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74038? ▼
The poverty rate in ZIP code 74038 is 17.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.