Jennings, OK · standard
ZIP Code 74038
Pawnee County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,254
- 9/sq mi Low-density area
- $61,500
- Median income Below-median income area
- $161,700
- Median home value Below-median home value
- 9.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Jennings pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 32nd pct
- household income, US ZIPs
- 30th pct
- home value, US ZIPs
- 9
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74038 against every reporting US ZIP.
ZIP code 74038 covers 250.4 square miles in Jennings, Pawnee County, Oklahoma (a standard USPS delivery area), with a modest 2,254 residents on file, a density of 9 people per square mile, in the Chicago time zone.
ZIP 74038 reports a modest median household income of $61,500 (2% below the average Oklahoma ZIP), while per-capita income is $28,551. The poverty rate is 17.2%, with unemployment at 5.0%; those measures add context to the income figure. Median home value is $161,700 (4% above the average Oklahoma ZIP) and median rent is $880; 86.1% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 9.7% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 33 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Pawnee County, so 74038 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74038, Jennings, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,254
Population
250.4
Area (sq mi)
9
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74038?
38.0
Median Age
52.5%
Male
47.5%
Female
2.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,500
Median Household Income
-2% vs state ZIP avg
$28,551
Per Capita Income
17.2%
Poverty Rate
5.0%
Unemployment Rate
32.9 min
Mean Commute Time
How ZIP 74038 ranks among Oklahoma ZIPs
Jennings, OK household income vs. every Oklahoma ZIP code
Median household income among 616 reporting Oklahoma ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$61,500 Top 42% higher than 58% of 616 Oklahoma ZIPs
Each bar is a $20K-wide band; taller bars hold more Oklahoma ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
948housing units
948
Total Housing Units
790
Occupied Units
158
Vacant Units
2.75
Avg Household Size
Occupancy Type
$161,700
Median Home Value
+4% vs state ZIP avg
$880
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 16 business establishments in ZIP 74038, employing approximately 106 people with a combined annual payroll of $3,888,000.
16
Businesses
106
Employees
$3.9M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 4 | 25.0% |
| Construction | 3 | 18.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 74038 vs 74034 →
ZIP 74038 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 74020
Cleveland (74020)
7,294 residents
- 74038 2,254
Jennings (74038)
2,254 residents
- 74081 1,837
Terlton (74081)
1,837 residents
- 74052 1,180
Oilton (74052)
1,180 residents
- 74045 311
Maramec (74045)
311 residents
- 74034 150
Hallett (74034)
150 residents
What this shows Among its immediate neighbors, ZIP 74038 ranks #2 by population - useful context the national average alone can't give.
ZIP 74038 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 74020
Cleveland (74020)
$63,577 median income
- 74038
Jennings (74038)
$61,500 median income
- 74081
Terlton (74081)
$52,941 median income
- 74034
Hallett (74034)
$40,625 median income
- 74052
Oilton (74052)
$31,786 median income
What this shows By household income, ZIP 74038 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 74038, both outside OK so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,254 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pawnee County
Related Areas
Frequently Asked Questions
What county is ZIP code 74038 in?
ZIP code 74038 (Jennings) is located in Pawnee County, Oklahoma. Pawnee County contains multiple ZIP codes, see the full list at /counties/pawnee-ok.
What is the population of ZIP code 74038?
ZIP code 74038 in Jennings, OK has a population of 2,254 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74038?
The median household income in ZIP 74038 is $61,500, which is 19% below the national average of $76,288.
What is the average home value in ZIP 74038?
The median home value in ZIP 74038 is $161,700, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 74038?
The largest racial group in ZIP 74038 is White at 76.6%. Hispanic or Latino residents make up 1.5% of the population.
How many businesses are in ZIP code 74038?
ZIP code 74038 has 16 business establishments employing approximately 106 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 74038?
In ZIP code 74038, 56.6% of residents aged 25+ have a high school diploma or higher, and 9.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74038?
The mean commute time for workers in ZIP code 74038 is 32.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74038?
In ZIP code 74038, approximately 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74038?
The poverty rate in ZIP code 74038 is 17.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 74038's numbers, next.
- See how ZIP 74038 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Jennings, OK ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.