ZIP Code 74085

ZIP code 74085 is classified by USPS as a standard delivery area and covers roughly 241.9 square miles in Yale, Payne County, Oklahoma. The area is home to 2,588 residents, producing a population density of 11 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 74085 against Oklahoma and the nation.

On the economic side, the median household income for ZIP 74085 sits at $43,600 (30% below the Oklahoma average), while per-capita income is $25,576. The poverty rate stands at 18.5% and the unemployment rate at 3.7%. On housing, the median home value is $200,400 (28% above the state average) with median rent at $775 per month, and 72.4% of occupied units are owner-occupied, a direct signal of whether 74085 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 10.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Payne County, so you can benchmark 74085 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →