Yale, OK · standard
ZIP Code 74085
Payne County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,588
- 11/sq mi Low-density area
- $43,600
- Median income Below-median income area
- $200,400
- Median home value Near-median home value
- 10.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Yale pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 8th pct
- household income, US ZIPs
- 43rd pct
- home value, US ZIPs
- 11
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74085 against every reporting US ZIP.
ZIP code 74085 covers 241.9 square miles in Yale, Payne County, Oklahoma (a standard USPS delivery area), with a modest 2,588 residents on file, a density of 11 people per square mile, in the Chicago time zone.
ZIP 74085 reports a modest median household income of $43,600 (30% below the average Oklahoma ZIP), while per-capita income is $25,576. The poverty rate is 18.5%, with unemployment at 3.7%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $200,400 (28% above the average Oklahoma ZIP), while 72.4% of occupied homes are owner-occupied and median rent is $775.
Formal educational attainment runs low here: just 10.9% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Payne County, so 74085 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 74085
Top 5 sectors by establishment count in Yale, OK
Which industries have the most business establishments in ZIP 74085.
- Construction
Construction
6 establishments
- Retail trade
Retail trade
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
4 establishments
- Manufacturing
Manufacturing
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74085, Yale, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,588
Population
241.9
Area (sq mi)
11
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74085?
43.1
Median Age
50.5%
Male
49.5%
Female
0.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$43,600
Median Household Income
-30% vs state ZIP avg
$25,576
Per Capita Income
18.5%
Poverty Rate
3.7%
Unemployment Rate
How ZIP 74085 ranks among Oklahoma ZIPs
Yale, OK household income vs. every Oklahoma ZIP code
Median household income among 616 reporting Oklahoma ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$43,600 11th percentile higher than 11% of 616 Oklahoma ZIPs
Each bar is a $20K-wide band; taller bars hold more Oklahoma ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,178housing units
1,178
Total Housing Units
982
Occupied Units
196
Vacant Units
2.47
Avg Household Size
Occupancy Type
$200,400
Median Home Value
+28% vs state ZIP avg
$775
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 35 business establishments in ZIP 74085, employing approximately 250 people with a combined annual payroll of $12,219,000.
35
Businesses
250
Employees
$12.2M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 6 | 17.1% |
| Retail trade | 6 | 17.1% |
| Other services (except public administration) | 6 | 17.1% |
| Professional, scientific, and technical services | 4 | 11.4% |
| Manufacturing | 3 | 8.6% |
| Finance and insurance | 3 | 8.6% |
| Accommodation and food services | 3 | 8.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 74085 vs 74045 →
ZIP 74085 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 74085
Yale (74085)
2,588 residents
- 74052
Oilton (74052)
1,180 residents
- 74045 311
Maramec (74045)
311 residents
- 74034 150
Hallett (74034)
150 residents
What this shows Among its immediate neighbors, ZIP 74085 ranks the most populous - useful context the national average alone can't give.
ZIP 74085 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 74085
Yale (74085)
$43,600 median income
- 74034
Hallett (74034)
$40,625 median income
- 74052
Oilton (74052)
$31,786 median income
What this shows By household income, ZIP 74085 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 74085, both outside OK so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,588 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Payne County
Related Areas
Frequently Asked Questions
What county is ZIP code 74085 in?
ZIP code 74085 (Yale) is located in Payne County, Oklahoma. Payne County contains multiple ZIP codes, see the full list at /counties/payne-ok.
What is the population of ZIP code 74085?
ZIP code 74085 in Yale, OK has a population of 2,588 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74085?
The median household income in ZIP 74085 is $43,600, which is 43% below the national average of $76,288.
What is the average home value in ZIP 74085?
The median home value in ZIP 74085 is $200,400, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 74085?
The largest racial group in ZIP 74085 is White at 84.3%. Hispanic or Latino residents make up 8.7% of the population.
How many businesses are in ZIP code 74085?
ZIP code 74085 has 35 business establishments employing approximately 250 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74085?
The top industries by establishment count in ZIP 74085 are: Construction (6), Retail trade (6), Other services (except public administration) (6). There are 7 industry sectors represented in total.
What is the education level in ZIP code 74085?
In ZIP code 74085, 64.8% of residents aged 25+ have a high school diploma or higher, and 10.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 74085?
In ZIP code 74085, approximately 72.4% of occupied housing units are owner-occupied and 27.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74085?
The poverty rate in ZIP code 74085 is 18.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 74085's numbers, next.
- See how ZIP 74085 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Yale, OK ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.