Residential delivery area · Oklahoma
ZIP Code 74074: Stillwater, OK
ZIP code 74074 uses the postal name Stillwater, Oklahoma and lies entirely in Payne County (Census 2020 ZIP-county file). About 32,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Stillwater's 4 residential ZIP codes. Median household income is $52,998 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Stillwater (11%), Ingalls (2%) and Mehan (under 1%); 87% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Stillwater · 4 residential ZIPs
- County
- Payne County
- Census places
- Stillwater (11%); Ingalls (2%) census-designated place; Mehan (under 1%) census-designated place
- Micro area
- Stillwater, OK
- House district
- OK-3 119th Congress
- State
- Oklahoma
- Time zone
- Central
- Land area
- 127.4 sq mi · 255 people per sq mi
- PO Box ZIPs
- 74076 also use the name Stillwater
Where is ZIP code 74074?
74074 centers on 36.079°, -97.064° and covers 127.4 square miles of land plus 1.1 of water. It borders 10 ZIP codes: 74077, 74078, 74075, 74059, 74062, 73027, 74032, 74085, 73073, 73063.
The map draws ZIP code areas only. For the streets inside 74074, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 74074 compare with the rest of Stillwater?
| Measure | 74074 | In Stillwater | In Payne County | In OK |
|---|---|---|---|---|
| People (ACS 2020-2024) | 32,422 | 1st of 4 | 1st of 14 | 18th of 664 |
| Median household income | $53k | 1st of 2 | 4th of 9 | 242nd of 343 |
| Median home value | $259k | 1st of 2 | 1st of 6 | 43rd of 346 |
Its median household income is higher than in 18% of U.S. residential ZIP codes, and it is denser than 65% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 74074?
The 2020 Census counted 32,326 people in 74074; the ACS, which samples households over 2020-2024, estimates 32,422. Between the 2010 and 2020 censuses its population grew 10.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 32,422
- 2020 Census count
- 32,326+10.8% since 2010 (29,184)
- Households
- 13,045
- Median age
- 27.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 74074?
Of the 32,422 people the ACS estimates in 74074, 18.8% are under 18 and 12.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (75.1%), then Other or two or more (10.7%).
- Under 1818.8%
- 18 to 6469.1%
- 65 and older12.1%
- White, not Hispanic75.1%
- Other or two or more10.7%
- Hispanic or Latino7.2%
- Asian, not Hispanic3.5%
- Black, not Hispanic3.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 74074 earn?
Median household income is $52,998 (ACS 2020-2024), the 4th highest of the 9 ranked ZIP codes in Payne County. It is not measurably different from 2015-2019 ($57,069 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $52,998±$7,907
- Income per person
- $36,688
- Below the poverty line
- 23.5%
- Unemployed (of the labor force)
- 5.3%
- Adults 25+ with a bachelor's degree
- 49.4%
- Adjusted gross income per tax return, 2022
- $88,03311,880 returns; wages 59% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 74074?
FHFA's house price index for 74074, built from repeat sales and appraisals of the same homes, rose 72% from 2015 to 2025 and rose 47% from 2020 to 2025, and moved +6.6% in 2025.
- Median home value (owners' estimate)
- $258,700
- Median gross rent
- $966
- Homes owned by their occupants
- 49.0%
- Housing units
- 14,661
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 74074?
891 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade141
- Health care and social assistance120
- Accommodation and food services115
- Professional, scientific, and technical services91
- Other services (except public administration)85
- Construction65
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 74074?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 74077 | Stillwater | 1,755 | – | 3.1 mi |
| 74078 | Stillwater | 451 | – | 3.3 mi |
| 74075 | Stillwater | 26,451 | $46k | 6.3 mi |
| 74059 | Perkins | 5,643 | $52k | 7.4 mi |
| 74062 | Ripley | 997 | $51k | 9.5 mi |
| 73027 | Coyle | 1,190 | $83k | 12.6 mi |
| 74032 | Glencoe | 1,775 | $65k | 12.8 mi |
| 74085 | Yale | 2,426 | $44k | 19.2 mi |
| 73073 | Orlando | 706 | $76k | 19.3 mi |
| 73063 | Mulhall | 730 | $78k | 20.2 mi |
| 73050 | Langston | 1,228 | $33k | 14.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.