ZIP Code 74074
standardSource:
Stillwater · Payne County · Oklahoma
- Population
- 29,184
- Median income
- $52,998
- Median home value
- $258,700
- Bachelor's or higher
- 49.4%
- Land area
- 341.3 sq mi
86/sq mi
▼ 31% vs US
higher than 18% of US ZIPs
▼ 7% vs US
higher than 59% of US ZIPs
Median age 27.3
Chicago
ZIP code 74074 in Stillwater, Oklahoma has a population of 29,184. The median household income is $52,998, which is 31% below the national average. Median home value is $258,700, 7% below the US average. 49.4% of residents hold a bachelor's degree or higher.
ZIP code 74074 is classified by USPS as a standard delivery area and covers roughly 341.3 square miles in Stillwater, Payne County, Oklahoma. The area is home to 29,184 residents, producing a population density of 86 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 74074 against Oklahoma and the nation.
On the economic side, the median household income for ZIP 74074 sits at $52,998 (15% below the Oklahoma average), while per-capita income is $36,688. The poverty rate stands at 23.5% and the unemployment rate at 5.3%. On housing, the median home value is $258,700 (66% above the state average) with median rent at $966 per month, and 49.0% of occupied units are owner-occupied, a direct signal of whether 74074 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 49.4% of adults hold a bachelor's degree or higher, the median age is 27.3, and the average commute is 17 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Payne County, so you can benchmark 74074 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 74074
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 74074.
- Retail trade
Retail trade
141 establishments
- Health care and social assistance
Health care and social assistance
120 establishments
- Accommodation and food services
Accommodation and food services
115 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
91 establishments
- Other services (except public administration)
Other services (except public administration)
85 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 74074, Stillwater, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
29,184
Population
341.3
Area (sq mi)
86
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74074?
27.3
Median Age
50.7%
Male
49.3%
Female
5.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,998
Median Household Income
-15% vs state
$36,688
Per Capita Income
23.5%
Poverty Rate
5.3%
Unemployment Rate
17.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,661
Total Housing Units
13,045
Occupied Units
1,616
Vacant Units
2.23
Avg Household Size
Occupancy Type
$258,700
Median Home Value
+66% vs state
$966
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.6%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 74074 have increased 5.6% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 169 |
| 2021 | +8.1% | 183 |
| 2022 | +13.3% | 207 |
| 2023 | +4.9% | 217 |
| 2024 | +5.6% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 891 business establishments in ZIP 74074, employing approximately 11,451 people with a combined annual payroll of $501,903,000.
891
Businesses
11,451
Employees
$501.9M
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 141 | 15.8% |
| Health care and social assistance | 120 | 13.5% |
| Accommodation and food services | 115 | 12.9% |
| Professional, scientific, and technical services | 91 | 10.2% |
| Other services (except public administration) | 85 | 9.5% |
| Construction | 65 | 7.3% |
| Finance and insurance | 53 | 6.0% |
| Real estate and rental and leasing | 50 | 5.6% |
| Administrative and support and waste management and remediation services | 42 | 4.7% |
| Wholesale trade | 27 | 3.0% |
| Manufacturing | 24 | 2.7% |
| Transportation and warehousing | 20 | 2.2% |
| Information | 20 | 2.2% |
| Mining, quarrying, and oil and gas extraction | 11 | 1.2% |
| Arts, entertainment, and recreation | 9 | 1.0% |
| Educational services | 8 | 0.9% |
| Management of companies and enterprises | 6 | 0.7% |
| Utilities | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 74074 vs 74078 →
More ZIP Codes in Payne County
Related Areas
Frequently Asked Questions
What county is ZIP code 74074 in? ▼
What is the population of ZIP code 74074? ▼
What is the median household income in ZIP 74074? ▼
What is the average home value in ZIP 74074? ▼
What is the demographic makeup of ZIP 74074? ▼
How many businesses are in ZIP code 74074? ▼
What are the main industries in ZIP code 74074? ▼
How have home values changed in ZIP code 74074? ▼
What is the education level in ZIP code 74074? ▼
What is the average commute time in ZIP 74074? ▼
What percentage of residents own vs. rent in ZIP 74074? ▼
What is the poverty rate in ZIP code 74074? ▼
ZIP Code Research Guides
Official Data Resources for Stillwater, OK
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.