Stillwater, OK

Single-footprint Census roll-up for Stillwater, OK: 3 USPS ZIPs, population 55,345. Open the primary ZIP for household income, housing tenure, and commute from ACS 2023 5-Year Estimates.

U.S. Census Bureau, SimpleMaps US ZIP Code Database, delivery-area ZIP coverage

ACS city ledger plate

Sheet STILLWATER-OK · Stillwater, OK 3 ZIPs · 55,345 pop · #21915/25278 · Payne County

INC-MID · RANK-BOTTOM · PHOTO-FINISH · BOOK-FEW · OWN-LOW · POP-SMALL · SPREAD-TIGHT · HOME-MID

  • INC-MID $49,526
  • RANK-BOTTOM #21915/25278
  • PHOTO-FINISH ≈ Cushing
  • BOOK-FEW 3 ZIPs
  • OWN-LOW 45% owners
  • POP-SMALL 55,345
  • SPREAD-TIGHT 74075→74074
  • HOME-MID $243,400

Nearest income peer: Cushing, OK ( $429 income $)

Instrument codes from this city’s ACS household income, national rank, county-peer gap, ZIP book, owner tenure, population scale, intra-city income spread, and home-value band, not a moving recommendation.

Income neighbourhood around Stillwater

Lowest/highest poles plus county-sharing cities nearest Stillwater on average ZIP median household income. Full ladder: /cities.

median HH income

What this shows County-sharing peers only, not the full US city board. Open a near peer when the gap is small; open the poles when the mosaic is wide.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2026-08-25

National city placement

According to ACS 5-Year Estimates, Stillwater, OK sits among US cities with one of the lowest household incomes among US cities, on a small-city population base, across a handful of delivery areas.

13th pct
household income vs 25,278 US cities
55,345
city population (Census)
3
USPS ZIP codes covered
$49,526
avg ZIP median income

Income percentile ranks this city's average ZIP median household income against 25,278 US cities with ACS income on at least one ZIP. Scale and ZIP-spread words come from Census population and USPS ZIP coverage.

Lower-income footing on only 3 ZIPs ($49,526 average) · poverty 23.6%. The primary code (74074) carries the ACS household fields that matter.

Owner-occupancy is comparatively low (44.8%) for this income tier, rent $953 may matter more than the home-value average.

Within Oklahoma, Muskogee is the closest lower-income city and Jay the closest higher-income city by average ZIP household income. Their 2 and 1 ZIP footprints are the immediate statewide comparison set for Stillwater.

Within-city ZIP comparison

Where the ZIP codes inside Stillwater differ

The published income range is comparatively compact across the ZIPs in Stillwater: $46,053 in ZIP 74075 to $52,998 in 74074. The city average is therefore a more representative summary here, though each ZIP page still carries its own housing and demographic record.

Income high-to-low ratio
1.2×

74075 to 74074

Home-value high-to-low ratio
1.1×

74075 to 74074

Poverty-rate spread
0.3 points

74074 to 74075

Derived from the published ACS 2023 ZIP-level records shown on this site. A high-to-low ratio compares the highest and lowest available ZIP values; it is not a score or forecast.

Population concentration

Lead ZIP 74074 skews compact Stillwater

In this 3-ZIP cluster, 74074 covers about 53% of Stillwater's 55,345 residents. City averages lean toward that lead; open a thinner sibling ZIP for the contrast the mean hides.

Census ZBP business roll-up

Balanced ZBP roll-up inside compact Stillwater

Citywide ZBP: 1,335 establishments, 17,878 employees , annual payroll $696,718k (~24 establishments per 1,000 residents) across 3 of 3 ZIPs. Peak business ZIP 74074 (891 units) ; leading NAICS Retail trade (225) · also Accommodation and food services · Health care and social assistance .

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ZIP Codes in Stillwater, OK

These ZIP codes sit in Payne County, which covers 8 ZIP codes in all; 3 of them fall in Stillwater. See the Payne County roll-up →

Stillwater sits in the lower half of Payne County on income: Perkins, Glencoe and Ripley report more, and only Yale reports less. Glencoe marks the far end of that range at $65,357, 32% above Stillwater.

Side-by-side: Compare 74074 vs 74075 →

ZIP Code Population Median income Establishments Density
74074 29,184 $52,998 891 86
74075 23,866 $46,053 436 100
74078 2,295 n/a 8 3,660

Stillwater roll-ups here are for informational purposes only and do not constitute financial or relocation advice. ACS and Census ZBP figures are estimates; confirm the current table against Census before a money or move decision involving Stillwater, .