ZIP Code 74023

standard

Source:

Cushing · Payne County · Oklahoma

Population
11,741

26/sq mi

Median income
$49,097

▼ 36% vs US

higher than 13% of US ZIPs

Median home value
$145,400

▼ 48% vs US

higher than 24% of US ZIPs

Bachelor's or higher
16.6%

Median age 39

Land area
455.1 sq mi

Chicago

ZIP code 74023 in Cushing, Oklahoma has a population of 11,741. The median household income is $49,097, which is 36% below the national average. Median home value is $145,400, 48% below the US average. 16.6% of residents hold a bachelor's degree or higher.

ZIP code 74023 is classified by USPS as a standard delivery area and covers roughly 455.1 square miles in Cushing, Payne County, Oklahoma. The area is home to 11,741 residents, producing a population density of 26 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 74023 against Oklahoma and the nation.

On the economic side, the median household income for ZIP 74023 sits at $49,097 (22% below the Oklahoma average), while per-capita income is $30,410. The poverty rate stands at 20.7% and the unemployment rate at 4.8%. On housing, the median home value is $145,400 (7% below the state average) with median rent at $787 per month, and 62.7% of occupied units are owner-occupied, a direct signal of whether 74023 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.6% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 20 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Payne County, so you can benchmark 74023 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 74023

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 74023.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 74023, Cushing, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

11,741

Population

455.1

Area (sq mi)

26

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74023?

39.0

Median Age

53.5%

Male

46.5%

Female

2.4%

Foreign-Born

White 75.4%
African American 2.5%
Asian 0.1%
American Indian or Alaska Native 6.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.6%
Hispanic or Latino 8.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,097

Median Household Income

-22% vs state

$30,410

Per Capita Income

20.7%

Poverty Rate

4.8%

Unemployment Rate

19.8 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.5%
Bachelor's Degree or Higher 16.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,382

Total Housing Units

4,618

Occupied Units

764

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 62.7%
Renter 37.3%

$145,400

Median Home Value

-7% vs state

$787

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.7%

YoY Change (2024)

247

HPI Index (2000 = 100)

+147%

Total Change Since 2000

Home values in ZIP 74023 have increased 10.7% over the past year (2024). Since 2000, this ZIP has seen +147% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.2% 165
2021 +9.0% 180
2022 +10.6% 199
2023 +12.0% 223
2024 +10.7% 247

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 285 business establishments in ZIP 74023, employing approximately 3,038 people with a combined annual payroll of $174,803,000.

285

Businesses

3,038

Employees

$174.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 43 15.1%
Other services (except public administration) 32 11.2%
Accommodation and food services 31 10.9%
Construction 27 9.5%
Health care and social assistance 27 9.5%
Transportation and warehousing 20 7.0%
Finance and insurance 20 7.0%
Mining, quarrying, and oil and gas extraction 17 6.0%
Wholesale trade 14 4.9%
Administrative and support and waste management and remediation services 13 4.6%
Real estate and rental and leasing 11 3.9%
Manufacturing 10 3.5%
Professional, scientific, and technical services 8 2.8%
Information 5 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74023 vs 74824 →

ZIP Code City Population Distance
74824 Agra, OK 1,253 8.5 mi
74062 Ripley, OK 1,123 9.8 mi

More ZIP Codes in Payne County

Frequently Asked Questions

What county is ZIP code 74023 in?
ZIP code 74023 (Cushing) is located in Payne County, Oklahoma. Payne County contains multiple ZIP codes, see the full list at /counties/payne-ok.
What is the population of ZIP code 74023?
ZIP code 74023 in Cushing, OK has a population of 11,741 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74023?
The median household income in ZIP 74023 is $49,097, which is 36% below the national average of $76,288.
What is the average home value in ZIP 74023?
The median home value in ZIP 74023 is $145,400, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 74023?
The largest racial group in ZIP 74023 is White at 75.4%. Hispanic or Latino residents make up 8.7% of the population.
How many businesses are in ZIP code 74023?
ZIP code 74023 has 285 business establishments employing approximately 3,038 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74023?
The top industries by establishment count in ZIP 74023 are: Retail trade (43), Other services (except public administration) (32), Accommodation and food services (31). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 74023?
According to the FHFA House Price Index, home values in ZIP 74023 increased by 10.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 147%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 74023?
In ZIP code 74023, 65.5% of residents aged 25+ have a high school diploma or higher, and 16.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74023?
The mean commute time for workers in ZIP code 74023 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74023?
In ZIP code 74023, approximately 62.7% of occupied housing units are owner-occupied and 37.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74023?
The poverty rate in ZIP code 74023 is 20.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cushing, OK

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.