ZIP 74054 vs ZIP 74020

This side-by-side compares ZIP 74054 (Osage, OK) and ZIP 74020 (Cleveland, OK) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 74054 has a population of 844 at 12 people per square mile, while ZIP 74020 has 7,294 at 41 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 74054 reports a median household income of $43,750 against $63,577 in ZIP 74020, with per-capita income of $29,509 vs $30,190. The share of adults holding a bachelor's degree or higher is 4.4% in 74054 and 18.1% in 74020. Poverty rate reads 19.1% vs 18.9%, and unemployment 6.9% vs 3.3% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $73,100 in 74054 versus $146,600 in 74020, with median rent of $636 and $870 per month respectively. Homeownership rate is 79.3% vs 77.6%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.