ZIP 74851 vs ZIP 73045

This side-by-side compares ZIP 74851 (Mcloud, OK) and ZIP 73045 (Harrah, OK) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 74851 has a population of 9,805 at 44 people per square mile, while ZIP 73045 has 10,378 at 61 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 74851 reports a median household income of $74,438 against $81,274 in ZIP 73045, with per-capita income of $28,767 vs $35,670. The share of adults holding a bachelor's degree or higher is 13.8% in 74851 and 24.5% in 73045. Poverty rate reads 11.1% vs 11.7%, and unemployment 6.5% vs 1.9% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $173,800 in 74851 versus $221,300 in 73045, with median rent of $701 and $948 per month respectively. Homeownership rate is 83.9% vs 81.0%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.