ZIP Code 74851
standardSource:
Mcloud · Pottawatomie County · Oklahoma
- Population
- 9,805
- Median income
- $74,438
- Median home value
- $173,800
- Bachelor's or higher
- 13.8%
- Land area
- 220.8 sq mi
44/sq mi
▼ 2% vs US
higher than 54% of US ZIPs
▼ 38% vs US
higher than 36% of US ZIPs
Median age 40.1
Chicago
ZIP code 74851 in Mcloud, Oklahoma has a population of 9,805. The median household income is $74,438, which is 2% below the national average. Median home value is $173,800, 38% below the US average. 13.8% of residents hold a bachelor's degree or higher.
ZIP code 74851 is classified by USPS as a standard delivery area and covers roughly 220.8 square miles in Mcloud, Pottawatomie County, Oklahoma. The area is home to 9,805 residents, producing a population density of 44 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 74851 against Oklahoma and the nation.
On the economic side, the median household income for ZIP 74851 sits at $74,438 (19% above the Oklahoma average), while per-capita income is $28,767. The poverty rate stands at 11.1% and the unemployment rate at 6.5%. On housing, the median home value is $173,800 (11% above the state average) with median rent at $701 per month, and 83.9% of occupied units are owner-occupied, a direct signal of whether 74851 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 13.8% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 28 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pottawatomie County, so you can benchmark 74851 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 74851
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 74851.
- Construction
Construction
21 establishments
- Other services (except public administration)
Other services (except public administration)
12 establishments
- Retail trade
Retail trade
10 establishments
- Professional, scientific, and technical services 7
Professional, scientific, and technical services
7 establishments
- Health care and social assistance 6
Health care and social assistance
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 74851, Mcloud, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
9,805
Population
220.8
Area (sq mi)
44
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74851?
40.1
Median Age
44.7%
Male
55.3%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,438
Median Household Income
+19% vs state
$28,767
Per Capita Income
11.1%
Poverty Rate
6.5%
Unemployment Rate
28.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,976
Total Housing Units
3,759
Occupied Units
217
Vacant Units
2.69
Avg Household Size
Occupancy Type
$173,800
Median Home Value
+11% vs state
$701
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
297
HPI Index (2000 = 100)
+197%
Total Change Since 2000
Home values in ZIP 74851 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +197% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.1% | 205 |
| 2021 | +6.9% | 219 |
| 2022 | +13.1% | 248 |
| 2023 | +12.0% | 277 |
| 2024 | +7.0% | 297 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 84 business establishments in ZIP 74851, employing approximately 436 people with a combined annual payroll of $18,486,000.
84
Businesses
436
Employees
$18.5M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 21 | 25.0% |
| Other services (except public administration) | 12 | 14.3% |
| Retail trade | 10 | 11.9% |
| Professional, scientific, and technical services | 7 | 8.3% |
| Health care and social assistance | 6 | 7.1% |
| Accommodation and food services | 6 | 7.1% |
| Administrative and support and waste management and remediation services | 4 | 4.8% |
| Wholesale trade | 3 | 3.6% |
| Transportation and warehousing | 3 | 3.6% |
| Finance and insurance | 3 | 3.6% |
| Real estate and rental and leasing | 3 | 3.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 74851 vs 73045 →
More ZIP Codes in Pottawatomie County
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Frequently Asked Questions
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What is the population of ZIP code 74851? ▼
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How many businesses are in ZIP code 74851? ▼
What are the main industries in ZIP code 74851? ▼
How have home values changed in ZIP code 74851? ▼
What is the education level in ZIP code 74851? ▼
What is the average commute time in ZIP 74851? ▼
What percentage of residents own vs. rent in ZIP 74851? ▼
What is the poverty rate in ZIP code 74851? ▼
ZIP Code Research Guides
Official Data Resources for Mcloud, OK
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.