ZIP 76401 vs ZIP 76402

This side-by-side compares ZIP 76401 (Stephenville, TX) and ZIP 76402 (Stephenville, TX) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 76401 has a population of 25,702 at 24 people per square mile, while ZIP 76402 has 847 at 3,673 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 76401 reports a median household income of $61,210 against — in ZIP 76402, with per-capita income of $32,513 vs $4,816. The share of adults holding a bachelor's degree or higher is 34.1% in 76401 and — in 76402. Poverty rate reads 16.9% vs —, and unemployment 6.5% vs 15.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $270,000 in 76401 versus — in 76402, with median rent of $1,162 and — per month respectively. Homeownership rate is 55.9% vs —. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.