ZIP Code 76401
standardSource:
Stephenville · Erath County · Texas
- Population
- 25,702
- Median income
- $61,210
- Median home value
- $270,000
- Bachelor's or higher
- 34.1%
- Land area
- 1066.5 sq mi
24/sq mi
▼ 20% vs US
higher than 31% of US ZIPs
▼ 3% vs US
higher than 61% of US ZIPs
Median age 29.7
Chicago
ZIP code 76401 in Stephenville, Texas has a population of 25,702. The median household income is $61,210, which is 20% below the national average. Median home value is $270,000, 3% below the US average. 34.1% of residents hold a bachelor's degree or higher.
ZIP code 76401 is classified by USPS as a standard delivery area and covers roughly 1066.5 square miles in Stephenville, Erath County, Texas. The area is home to 25,702 residents, producing a population density of 24 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 76401 against Texas and the nation.
On the economic side, the median household income for ZIP 76401 sits at $61,210 (19% below the Texas average), while per-capita income is $32,513. The poverty rate stands at 16.9% and the unemployment rate at 6.5%. On housing, the median home value is $270,000 (9% above the state average) with median rent at $1,162 per month, and 55.9% of occupied units are owner-occupied, a direct signal of whether 76401 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 34.1% of adults hold a bachelor's degree or higher, the median age is 29.7, and the average commute is 18 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Erath County, so you can benchmark 76401 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 76401
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 76401.
- Retail trade
Retail trade
140 establishments
- Construction
Construction
114 establishments
- Other services (except public administration)
Other services (except public administration)
95 establishments
- Accommodation and food services
Accommodation and food services
90 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
78 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 76401, Stephenville, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
25,702
Population
1066.5
Area (sq mi)
24
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76401?
29.7
Median Age
47.9%
Male
52.1%
Female
5.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$61,210
Median Household Income
-19% vs state
$32,513
Per Capita Income
16.9%
Poverty Rate
6.5%
Unemployment Rate
18.4 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,764
Total Housing Units
12,481
Occupied Units
1,283
Vacant Units
2.29
Avg Household Size
Occupancy Type
$270,000
Median Home Value
+9% vs state
$1,162
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.2%
YoY Change (2024)
327
HPI Index (2000 = 100)
+227%
Total Change Since 2000
Home values in ZIP 76401 have increased 5.2% over the past year (2024). Since 2000, this ZIP has seen +227% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.1% | 205 |
| 2021 | +13.3% | 232 |
| 2022 | +23.5% | 286 |
| 2023 | +8.7% | 311 |
| 2024 | +5.2% | 327 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 875 business establishments in ZIP 76401, employing approximately 11,214 people with a combined annual payroll of $498,358,000.
875
Businesses
11,214
Employees
$498.4M
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 140 | 16.0% |
| Construction | 114 | 13.0% |
| Other services (except public administration) | 95 | 10.9% |
| Accommodation and food services | 90 | 10.3% |
| Professional, scientific, and technical services | 78 | 8.9% |
| Health care and social assistance | 78 | 8.9% |
| Real estate and rental and leasing | 52 | 5.9% |
| Finance and insurance | 51 | 5.8% |
| Administrative and support and waste management and remediation services | 40 | 4.6% |
| Wholesale trade | 37 | 4.2% |
| Manufacturing | 31 | 3.5% |
| Transportation and warehousing | 20 | 2.3% |
| Arts, entertainment, and recreation | 13 | 1.5% |
| Mining, quarrying, and oil and gas extraction | 10 | 1.1% |
| Information | 10 | 1.1% |
| Agriculture, forestry, fishing and hunting | 6 | 0.7% |
| Utilities | 4 | 0.5% |
| Educational services | 4 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 76401 vs 76402 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 76402 | Stephenville, TX | 847 | 4.7 mi |
More ZIP Codes in Erath County
Related Areas
Frequently Asked Questions
What county is ZIP code 76401 in? ▼
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What is the demographic makeup of ZIP 76401? ▼
How many businesses are in ZIP code 76401? ▼
What are the main industries in ZIP code 76401? ▼
How have home values changed in ZIP code 76401? ▼
What is the education level in ZIP code 76401? ▼
What is the average commute time in ZIP 76401? ▼
What percentage of residents own vs. rent in ZIP 76401? ▼
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ZIP Code Research Guides
Official Data Resources for Stephenville, TX
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.