ZIP 78669 vs ZIP 78654

This side-by-side compares ZIP 78669 (Spicewood, TX) and ZIP 78654 (Marble Falls, TX) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 78669 has a population of 8,731 at 24 people per square mile, while ZIP 78654 has 17,553 at 34 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 78669 reports a median household income of $128,000 against $74,130 in ZIP 78654, with per-capita income of $73,015 vs $44,210. The share of adults holding a bachelor's degree or higher is 57.7% in 78669 and 31.1% in 78654. Poverty rate reads 5.8% vs 8.6%, and unemployment 2.7% vs 3.1% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $671,000 in 78669 versus $358,400 in 78654, with median rent of $2,306 and $1,387 per month respectively. Homeownership rate is 92.1% vs 66.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.