Residential delivery area · Texas
ZIP Code 78654: Marble Falls, TX
ZIP code 78654 uses the postal name Marble Falls, Texas and lies mostly in Burnet County (81% of its land) with the rest in Travis County (Census 2020 ZIP-county file). About 21,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $74,130 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Marble Falls (7%), Granite Shoals (4%), Meadowlakes (under 1%) and Highland Haven (under 1%); 89% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Marble Falls · its only residential ZIP
- County
- Burnet County (81%); Travis County (19%)
- Census places
- Marble Falls (7%); Granite Shoals (4%); Meadowlakes (under 1%); Highland Haven (under 1%)
- House districts
- TX-31 (81%), TX-10 (19%) 119th Congress, by share of land
- State
- Texas
- Time zone
- Central
- Land area
- 201.2 sq mi · 103 people per sq mi
Where is ZIP code 78654?
78654 centers on 30.572°, -98.210° and covers 201.2 square miles of land plus 10.3 of water. It borders 9 ZIP codes: 78657, 78669, 78663, 78639, 78611, 78645, 78605, 78641, 78643.
The map draws ZIP code areas only. For the streets inside 78654, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 78654 compare with the rest of Burnet County?
| Measure | 78654 | In Burnet County | In TX |
|---|---|---|---|
| People (ACS 2020-2024) | 20,650 | 3rd of 12 | 572nd of 1,990 |
| Median household income | $74k | 9th of 11 | 558th of 1,172 |
| Median home value | $358k | 4th of 11 | 260th of 1,172 |
Its median household income is higher than in 54% of U.S. residential ZIP codes, and it is denser than 54% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 78654?
The 2020 Census counted 19,698 people in 78654; the ACS, which samples households over 2020-2024, estimates 20,650. Between the 2010 and 2020 censuses its population grew 12.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 20,650
- 2020 Census count
- 19,698+12.2% since 2010 (17,553)
- Households
- 8,362
- Median age
- 42.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 78654?
Of the 20,650 people the ACS estimates in 78654, 22.9% are under 18 and 22.9% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (68.3%), then Hispanic or Latino (27.6%).
- Under 1822.9%
- 18 to 6454.3%
- 65 and older22.9%
- White, not Hispanic68.3%
- Hispanic or Latino27.6%
- Other or two or more2.4%
- Black, not Hispanic1.4%
- Asian, not Hispanic0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 78654 earn?
Median household income is $74,130 (ACS 2020-2024), the 9th highest of the 11 ranked ZIP codes in Burnet County. It is not measurably different from 2015-2019 ($66,299 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $74,130
- Income per person
- $44,210
- Below the poverty line
- 8.6%
- Unemployed (of the labor force)
- 3.1%
- Adults 25+ with a bachelor's degree
- 31.1%
- Adjusted gross income per tax return, 2022
- $106,3149,780 returns; wages 48% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 78654?
FHFA's house price index for 78654, built from repeat sales and appraisals of the same homes, rose 109% from 2015 to 2025 and rose 52% from 2020 to 2025, and moved −5.6% in 2025.
- Median home value (owners' estimate)
- $358,400
- Median gross rent
- $1,387
- Homes owned by their occupants
- 66.7%
- Housing units
- 10,090
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 78654?
836 business establishments had a location in this ZIP code in 2023, 100 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction134
- Retail trade124
- Health care and social assistance91
- Other services (except public administration)86
- Accommodation and food services76
- Professional, scientific, and technical services54
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 78654?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 78657 | Horseshoe Bay | 7,591 | $92k | 10.3 mi |
| 78669 | Spicewood | 12,592 | $128k | 10.3 mi |
| 78663 | Round Mountain | 503 | $168k | 12.4 mi |
| 78639 | Kingsland | 8,719 | $58k | 15.7 mi |
| 78611 | Burnet | 14,560 | $81k | 16.4 mi |
| 78645 | Leander | 15,256 | $113k | 16.5 mi |
| 78605 | Bertram | 7,573 | $84k | 17.0 mi |
| 78641 | Leander | 99,865 | $135k | 17.7 mi |
| 78643 | Llano | 7,088 | $68k | 30.9 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.