PlainZIP

Marble Falls, TX · standard

ZIP Code 78654

Burnet County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,553
34/sq mi
$74,130
Median income
$358,400
Median home value
31.1%
Bachelor's or higher

The verdict

Marble Falls pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
Top 25%
home value, US ZIPs
34
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78654 against every reporting US ZIP.

ZIP code 78654 is a mid-sized community (a standard USPS delivery area) in Marble Falls, Burnet County, Texas, home to 17,553 residents across 519.3 square miles, a density of 34 people per square mile, in the Chicago time zone.

ZIP 78654 lands in the middle-income range, with a median household income of $74,130 (2% below the Texas average), while per-capita income is $44,210. Local economic indicators show a 8.6% poverty rate alongside 3.1% unemployment. On housing, the median home value is $358,400 (45% above the state average) with median rent at $1,387 per month, and 66.7% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 31.1% of adults hold a bachelor's degree or higher, the median age is 42.7, and the average commute is 27 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 78654, plus 3 more within Burnet County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78654

Top 5 sectors by establishment count in Marble Falls, TX

Which industries have the most business establishments in ZIP 78654.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78654, Marble Falls, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,553

Population

519.3

Area (sq mi)

34

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78654?

42.7

Median Age

51.0%

Male

49.0%

Female

7.8%

Foreign-Born

White 78.7%
African American 1.4%
Asian 0.3%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.2%
Hispanic or Latino 27.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,130

Median Household Income

-2% vs state

$44,210

Per Capita Income

8.6%

Poverty Rate

3.1%

Unemployment Rate

27.1 min

Mean Commute Time

How ZIP 78654 ranks nationally

Marble Falls, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$74,130 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.3%
Bachelor's Degree or Higher 31.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,090

Total Housing Units

8,362

Occupied Units

1,728

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 66.7%
Renter 33.3%

$358,400

Median Home Value

+45% vs state

$1,387

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

369

HPI Index (2000 = 100)

+269%

Total Change Since 2000

Home values in ZIP 78654 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +269% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 230
2021 +11.9% 257
2022 +28.1% 330
2023 +5.7% 349
2024 +5.8% 369

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 836 business establishments in ZIP 78654, employing approximately 8,787 people with a combined annual payroll of $445,222,000.

836

Businesses

8,787

Employees

$445.2M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Construction 134 16.0%
Retail trade 124 14.8%
Health care and social assistance 91 10.9%
Other services (except public administration) 86 10.3%
Accommodation and food services 76 9.1%
Professional, scientific, and technical services 54 6.5%
Finance and insurance 49 5.9%
Real estate and rental and leasing 45 5.4%
Administrative and support and waste management and remediation services 44 5.3%
Manufacturing 38 4.5%
Wholesale trade 29 3.5%
Information 17 2.0%
Transportation and warehousing 14 1.7%
Arts, entertainment, and recreation 13 1.6%
Educational services 9 1.1%
Mining, quarrying, and oil and gas extraction 7 0.8%
Utilities 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78654 vs 78669 →

ZIP Code City Population Distance
78669 Spicewood, TX 8,731 11.5 mi

More ZIP Codes in Burnet County

78611 standard
Burnet, TX
Pop: 12,977
78605 standard
Bertram, TX
Pop: 4,952
78608 standard
Briggs, TX
Pop: 434

Related Areas

Burnet County Marble Falls, TX Texas

Frequently Asked Questions

What county is ZIP code 78654 in? ▼
ZIP code 78654 (Marble Falls) is located in Burnet County, Texas. Burnet County contains multiple ZIP codes, see the full list at /counties/burnet-tx.
What is the population of ZIP code 78654? ▼
ZIP code 78654 in Marble Falls, TX has a population of 17,553 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78654? ▼
The median household income in ZIP 78654 is $74,130, which is 3% below the national average of $76,288.
What is the average home value in ZIP 78654? ▼
The median home value in ZIP 78654 is $358,400, which is 29% above the national average of $278,155.
What is the demographic makeup of ZIP 78654? ▼
The largest racial group in ZIP 78654 is White at 78.7%. Hispanic or Latino residents make up 27.6% of the population.
How many businesses are in ZIP code 78654? ▼
ZIP code 78654 has 836 business establishments employing approximately 8,787 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78654? ▼
The top industries by establishment count in ZIP 78654 are: Construction (134), Retail trade (124), Health care and social assistance (91). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 78654? ▼
According to the FHFA House Price Index, home values in ZIP 78654 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 269%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78654? ▼
In ZIP code 78654, 57.3% of residents aged 25+ have a high school diploma or higher, and 31.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78654? ▼
The mean commute time for workers in ZIP code 78654 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78654? ▼
In ZIP code 78654, approximately 66.7% of occupied housing units are owner-occupied and 33.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78654? ▼
The poverty rate in ZIP code 78654 is 8.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.