Bertram, TX · standard

ZIP Code 78605

Burnet County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,952
12/sq mi Low-density area
$83,542
Median income Above-median income area
$324,000
Median home value Above-median home value
16.2%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Bertram pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 34%
household income, US ZIPs
Top 30%
home value, US ZIPs
12
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78605 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 78605 (Bertram, TX) rose +5.3% from 2023 to 2024.

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 78605 covers 423.2 square miles in Bertram, Burnet County, Texas (a standard USPS delivery area), with a modest 4,952 residents on file, a density of 12 people per square mile, in the Chicago time zone.

ZIP 78605 lands in the middle-income range, with a median household income of $83,542 (11% above the average Texas ZIP), while per-capita income is $41,783. The poverty rate is 8.4%, with unemployment at 1.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $324,000 (31% above the average Texas ZIP), while 86.1% of occupied homes are owner-occupied and median rent is $1,230.

Educational attainment sits below the national norm: 16.2% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 36 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 3 more in Burnet County, so 78605 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 78605

Top 5 sectors by establishment count in Bertram, TX

Which industries have the most business establishments in ZIP 78605.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78605, Bertram, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,952

Population

423.2

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78605?

40.1

Median Age

50.2%

Male

49.8%

Female

11.8%

Foreign-Born

White 68.0%
African American 0.6%
Asian 0.2%
American Indian or Alaska Native 3.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 20.6%
Hispanic or Latino 28.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$83,542

Median Household Income

+11% vs state ZIP avg

$41,783

Per Capita Income

8.4%

Poverty Rate

1.6%

Unemployment Rate

36.4 min

Mean Commute Time

How ZIP 78605 ranks among Texas ZIPs

Bertram, TX household income vs. every Texas ZIP code

Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$83,542 Top 30% higher than 70% of 1,737 Texas ZIPs

This ZIP $0 $200K+ every Texas ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.0%
Bachelor's Degree or Higher 16.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,061

Total Housing Units

2,849

Occupied Units

212

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 86.1%
Renter 13.9%

$324,000

Median Home Value

+31% vs state ZIP avg

$1,230

Median Rent

2002

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 140 business establishments in ZIP 78605, employing approximately 1,056 people with a combined annual payroll of $67,607,000.

140

Businesses

1,056

Employees

$67.6M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 51 36.4%
Health care and social assistance 12 8.6%
Other services (except public administration) 11 7.9%
Administrative and support and waste management and remediation services 10 7.1%
Accommodation and food services 10 7.1%
Professional, scientific, and technical services 9 6.4%
Retail trade 7 5.0%
Manufacturing 6 4.3%
Wholesale trade 6 4.3%
Real estate and rental and leasing 5 3.6%
Transportation and warehousing 4 2.9%
Finance and insurance 4 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78605 vs 78642 →

ZIP Code City Population Distance
78642 Liberty Hill, TX 9,467 8.3 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 78605, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (4,952 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Burnet County

Frequently Asked Questions

What county is ZIP code 78605 in?

ZIP code 78605 (Bertram) is located in Burnet County, Texas. Burnet County contains multiple ZIP codes, see the full list at /counties/burnet-tx.

What is the population of ZIP code 78605?

ZIP code 78605 in Bertram, TX has a population of 4,952 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 78605?

The median household income in ZIP 78605 is $83,542, which is 10% above the national average of $76,288.

What is the average home value in ZIP 78605?

The median home value in ZIP 78605 is $324,000, which is 16% above the national average of $278,155.

What is the demographic makeup of ZIP 78605?

The largest racial group in ZIP 78605 is White at 68.0%. Hispanic or Latino residents make up 28.9% of the population.

How many businesses are in ZIP code 78605?

ZIP code 78605 has 140 business establishments employing approximately 1,056 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 78605?

The top industries by establishment count in ZIP 78605 are: Construction (51), Health care and social assistance (12), Other services (except public administration) (11). There are 12 industry sectors represented in total.

What is the education level in ZIP code 78605?

In ZIP code 78605, 46.0% of residents aged 25+ have a high school diploma or higher, and 16.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 78605?

The mean commute time for workers in ZIP code 78605 is 36.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 78605?

In ZIP code 78605, approximately 86.1% of occupied housing units are owner-occupied and 13.9% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 78605?

The poverty rate in ZIP code 78605 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 78605's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 78605's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.