PlainZIP

Georgetown, TX · standard

ZIP Code 78628

Williamson County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,727
125/sq mi
$125,635
Median income
$496,600
Median home value
55.0%
Bachelor's or higher

The verdict

Georgetown pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 13%
home value, US ZIPs
125
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78628 against every reporting US ZIP.

ZIP code 78628 is a densely settled ZIP (a standard USPS delivery area) in Georgetown, Williamson County, Texas, with 23,727 residents across 190.0 square miles, a density of 125 people per square mile, in the Chicago time zone.

ZIP 78628 skews affluent, with a median household income of $125,635 (66% above the Texas average), while per-capita income is $60,880. Poverty here runs at 7.3%, with unemployment measured at 4.6%. On housing, the median home value is $496,600 (101% above the state average) with median rent at $1,687 per month, and 75.5% of occupied units are owner-occupied.

This is a highly-educated ZIP: 55.0% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 29 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Williamson County, so you can benchmark 78628 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78628

Top 5 sectors by establishment count in Georgetown, TX

Which industries have the most business establishments in ZIP 78628.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78628, Georgetown, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,727

Population

190.0

Area (sq mi)

125

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78628?

40.7

Median Age

49.3%

Male

50.7%

Female

11.2%

Foreign-Born

White 72.1%
African American 3.5%
Asian 8.5%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 11.3%
Hispanic or Latino 15.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$125,635

Median Household Income

+66% vs state

$60,880

Per Capita Income

7.3%

Poverty Rate

4.6%

Unemployment Rate

29.3 min

Mean Commute Time

How ZIP 78628 ranks nationally

Georgetown, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$125,635 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.2%
Bachelor's Degree or Higher 55.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,856

Total Housing Units

19,084

Occupied Units

772

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 75.5%
Renter 24.5%

$496,600

Median Home Value

+101% vs state

$1,687

Median Rent

2011

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.3%

YoY Change (2024)

310

HPI Index (2000 = 100)

+210%

Total Change Since 2000

Home values in ZIP 78628 have decreased 2.3% over the past year (2024). Since 2000, this ZIP has seen +210% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 210
2021 +21.9% 256
2022 +24.1% 317
2023 +0.1% 318
2024 -2.3% 310

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,135 business establishments in ZIP 78628, employing approximately 10,422 people with a combined annual payroll of $498,735,000.

1,135

Businesses

10,422

Employees

$498.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 204 18.0%
Health care and social assistance 156 13.7%
Construction 150 13.2%
Retail trade 112 9.9%
Other services (except public administration) 99 8.7%
Accommodation and food services 88 7.8%
Real estate and rental and leasing 68 6.0%
Finance and insurance 63 5.5%
Administrative and support and waste management and remediation services 51 4.5%
Wholesale trade 32 2.8%
Information 23 2.0%
Educational services 23 2.0%
Transportation and warehousing 22 1.9%
Arts, entertainment, and recreation 20 1.8%
Manufacturing 19 1.7%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78628 vs 78633 →

ZIP 78628 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 78628 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 78628 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 78628 ranks #2 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
78633 Georgetown, TX 19,349 7.0 mi
78681 Round Rock, TX 50,606 7.6 mi
78665 Round Rock, TX 35,985 9.2 mi
78613 Cedar Park, TX 65,099 10.4 mi
78664 Round Rock, TX 52,932 11.3 mi

More ZIP Codes in Williamson County

78613 standard
Cedar Park, TX
Pop: 65,099
78664 standard
Round Rock, TX
Pop: 52,932
78681 standard
Round Rock, TX
Pop: 50,606
78641 standard
Leander, TX
Pop: 44,295
78665 standard
Round Rock, TX
Pop: 35,985
78729 standard
Austin, TX
Pop: 27,108

Related Areas

Williamson County Georgetown, TX Texas

Frequently Asked Questions

What county is ZIP code 78628 in? ▼
ZIP code 78628 (Georgetown) is located in Williamson County, Texas. Williamson County contains multiple ZIP codes, see the full list at /counties/williamson-tx.
What is the population of ZIP code 78628? ▼
ZIP code 78628 in Georgetown, TX has a population of 23,727 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78628? ▼
The median household income in ZIP 78628 is $125,635, which is 65% above the national average of $76,288.
What is the average home value in ZIP 78628? ▼
The median home value in ZIP 78628 is $496,600, which is 79% above the national average of $278,155.
What is the demographic makeup of ZIP 78628? ▼
The largest racial group in ZIP 78628 is White at 72.1%. Hispanic or Latino residents make up 15.2% of the population.
How many businesses are in ZIP code 78628? ▼
ZIP code 78628 has 1,135 business establishments employing approximately 10,422 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78628? ▼
The top industries by establishment count in ZIP 78628 are: Professional, scientific, and technical services (204), Health care and social assistance (156), Construction (150). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 78628? ▼
According to the FHFA House Price Index, home values in ZIP 78628 decreased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 210%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78628? ▼
In ZIP code 78628, 69.2% of residents aged 25+ have a high school diploma or higher, and 55.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78628? ▼
The mean commute time for workers in ZIP code 78628 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78628? ▼
In ZIP code 78628, approximately 75.5% of occupied housing units are owner-occupied and 24.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78628? ▼
The poverty rate in ZIP code 78628 is 7.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.