Llano, TX · standard

ZIP Code 78643

Llano County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,139
3/sq mi
$68,365
Median income
$362,600
Median home value
33.4%
Bachelor's or higher

The verdict

Llano pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

44th pct
household income, US ZIPs
Top 25%
home value, US ZIPs
3
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78643 against every reporting US ZIP.

ZIP code 78643 is a mid-sized community (a standard USPS delivery area) in Llano, Llano County, Texas, home to 6,139 residents across 1805.6 square miles, a density of 3 people per square mile, in the Chicago time zone.

ZIP 78643 reports a modest median household income of $68,365 (10% below the Texas average), while per-capita income is $44,187. Local economic indicators show a 9.9% poverty rate alongside 4.0% unemployment. On housing, the median home value is $362,600 (46% above the state average) with median rent at $1,077 per month, and 74.7% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 33.4% of adults hold a bachelor's degree or higher, the median age is 54.5, and the average commute is 23 minutes. The state and national benchmarks above give 78643's numbers context; they should not be read in isolation.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78643

Top 5 sectors by establishment count in Llano, TX

Which industries have the most business establishments in ZIP 78643.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78643, Llano, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,139

Population

1805.6

Area (sq mi)

3

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78643?

54.5

Median Age

45.7%

Male

54.3%

Female

2.6%

Foreign-Born

White 91.3%
African American 0.4%
Asian 0.8%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 5.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$68,365

Median Household Income

-10% vs state

$44,187

Per Capita Income

9.9%

Poverty Rate

4.0%

Unemployment Rate

23.3 min

Mean Commute Time

How ZIP 78643 ranks nationally

Llano, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$68,365 44th percentile higher than 44% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.5%
Bachelor's Degree or Higher 33.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,233

Total Housing Units

3,188

Occupied Units

1,045

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 74.7%
Renter 25.3%

$362,600

Median Home Value

+46% vs state

$1,077

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.9%

YoY Change (2024)

426

HPI Index (2000 = 100)

+326%

Total Change Since 2000

Home values in ZIP 78643 have increased 7.9% over the past year (2024). Since 2000, this ZIP has seen +326% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 256
2021 +18.9% 305
2022 +26.2% 385
2023 +2.7% 395
2024 +7.9% 426

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 212 business establishments in ZIP 78643, employing approximately 1,542 people with a combined annual payroll of $69,512,000.

212

Businesses

1,542

Employees

$69.5M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 35 16.5%
Construction 34 16.0%
Accommodation and food services 24 11.3%
Health care and social assistance 20 9.4%
Other services (except public administration) 20 9.4%
Professional, scientific, and technical services 19 9.0%
Real estate and rental and leasing 15 7.1%
Finance and insurance 12 5.7%
Manufacturing 8 3.8%
Administrative and support and waste management and remediation services 6 2.8%
Wholesale trade 4 1.9%
Information 4 1.9%
Arts, entertainment, and recreation 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Llano County

Frequently Asked Questions

What county is ZIP code 78643 in?
ZIP code 78643 (Llano) is located in Llano County, Texas. Llano County contains multiple ZIP codes, see the full list at /counties/llano-tx.
What is the population of ZIP code 78643?
ZIP code 78643 in Llano, TX has a population of 6,139 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78643?
The median household income in ZIP 78643 is $68,365, which is 10% below the national average of $76,288.
What is the average home value in ZIP 78643?
The median home value in ZIP 78643 is $362,600, which is 30% above the national average of $278,155.
What is the demographic makeup of ZIP 78643?
The largest racial group in ZIP 78643 is White at 91.3%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 78643?
ZIP code 78643 has 212 business establishments employing approximately 1,542 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78643?
The top industries by establishment count in ZIP 78643 are: Retail trade (35), Construction (34), Accommodation and food services (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 78643?
According to the FHFA House Price Index, home values in ZIP 78643 increased by 7.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 326%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78643?
In ZIP code 78643, 61.5% of residents aged 25+ have a high school diploma or higher, and 33.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78643?
The mean commute time for workers in ZIP code 78643 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78643?
In ZIP code 78643, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78643?
The poverty rate in ZIP code 78643 is 9.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.