Llano, TX · standard
ZIP Code 78643
Llano County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,139
- 3/sq mi Low-density area
- $68,365
- Median income Near-median income area
- $362,600
- Median home value Above-median home value
- 33.4%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Llano pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- 44th pct
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 3
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78643 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 78643 (Llano, TX) rose +7.9% from 2023 to 2024. The all-transactions index moved from 395.2 in 2023 to 426.4 in 2024 (2000 = 100).
ZIP code 78643 is a mid-sized community (a standard USPS delivery area) in Llano, Llano County, Texas, home to 6,139 residents across 1805.6 square miles, a density of 3 people per square mile, in the Chicago time zone.
ZIP 78643 reports a modest median household income of $68,365 (10% below the average Texas ZIP), while per-capita income is $44,187. The poverty rate is 9.9%, with unemployment at 4.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $362,600 (46% above the average Texas ZIP), while 74.7% of occupied homes are owner-occupied and median rent is $1,077.
A solid share of residents have a four-year degree: 33.4% of adults hold a bachelor's degree or higher, the median age is 54.5, and the average commute is 23 minutes. No nearby ZIP peer set is available for this delivery area, so the Texas and national benchmarks above are the appropriate context for 78643.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 78643
Top 5 sectors by establishment count in Llano, TX
Which industries have the most business establishments in ZIP 78643.
- Retail trade
Retail trade
35 establishments
- Construction
Construction
34 establishments
- Accommodation and food services
Accommodation and food services
24 establishments
- Health care and social assistance
Health care and social assistance
20 establishments
- Other services (except public administration)
Other services (except public administration)
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78643, Llano, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,139
Population
1805.6
Area (sq mi)
3
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 78643?
54.5
Median Age
45.7%
Male
54.3%
Female
2.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$68,365
Median Household Income
-10% vs state ZIP avg
$44,187
Per Capita Income
9.9%
Poverty Rate
4.0%
Unemployment Rate
23.3 min
Mean Commute Time
How ZIP 78643 ranks among Texas ZIPs
Llano, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$68,365 47th percentile higher than 47% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,233housing units
4,233
Total Housing Units
3,188
Occupied Units
1,045
Vacant Units
2.18
Avg Household Size
Occupancy Type
$362,600
Median Home Value
+46% vs state ZIP avg
$1,077
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.9%
YoY Change (2024)
426
HPI Index (2000 = 100)
+326%
Total Change Since 2000
Home values in ZIP 78643 have increased 7.9% over the past year (2024). Since 2000, this ZIP has seen +326% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 256 |
| 2021 | +18.9% | 305 |
| 2022 | +26.2% | 385 |
| 2023 | +2.7% | 395 |
| 2024 | +7.9% | 426 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 212 business establishments in ZIP 78643, employing approximately 1,542 people with a combined annual payroll of $69,512,000.
212
Businesses
1,542
Employees
$69.5M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 35 | 16.5% |
| Construction | 34 | 16.0% |
| Accommodation and food services | 24 | 11.3% |
| Health care and social assistance | 20 | 9.4% |
| Other services (except public administration) | 20 | 9.4% |
| Professional, scientific, and technical services | 19 | 9.0% |
| Real estate and rental and leasing | 15 | 7.1% |
| Finance and insurance | 12 | 5.7% |
| Manufacturing | 8 | 3.8% |
| Administrative and support and waste management and remediation services | 6 | 2.8% |
| Wholesale trade | 4 | 1.9% |
| Information | 4 | 1.9% |
| Arts, entertainment, and recreation | 3 | 1.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 78643, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,139 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Llano County
Related Areas
Frequently Asked Questions
What county is ZIP code 78643 in?
ZIP code 78643 (Llano) is located in Llano County, Texas. Llano County contains multiple ZIP codes, see the full list at /counties/llano-tx.
What is the population of ZIP code 78643?
ZIP code 78643 in Llano, TX has a population of 6,139 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78643?
The median household income in ZIP 78643 is $68,365, which is 10% below the national average of $76,288.
What is the average home value in ZIP 78643?
The median home value in ZIP 78643 is $362,600, which is 30% above the national average of $278,155.
What is the demographic makeup of ZIP 78643?
The largest racial group in ZIP 78643 is White at 91.3%. Hispanic or Latino residents make up 5.6% of the population.
How many businesses are in ZIP code 78643?
ZIP code 78643 has 212 business establishments employing approximately 1,542 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78643?
The top industries by establishment count in ZIP 78643 are: Retail trade (35), Construction (34), Accommodation and food services (24). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 78643?
According to the FHFA House Price Index, home values in ZIP 78643 increased by 7.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 326%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78643?
In ZIP code 78643, 61.5% of residents aged 25+ have a high school diploma or higher, and 33.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78643?
The mean commute time for workers in ZIP code 78643 is 23.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78643?
In ZIP code 78643, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78643?
The poverty rate in ZIP code 78643 is 9.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 78643's numbers, next.
- See how ZIP 78643 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Llano, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.