Fredericksburg, TX · standard

ZIP Code 78624

Gillespie County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,513
12/sq mi Low-density area
$75,237
Median income Near-median income area
$463,300
Median home value Above-median home value
38.0%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Fredericksburg pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 45%
household income, US ZIPs
Top 15%
home value, US ZIPs
12
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78624 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 78624 (Fredericksburg, TX) fell -1.7% from 2023 to 2024. The all-transactions index moved from 381.4 in 2023 to 374.8 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 78624 is a densely settled ZIP (a standard USPS delivery area) in Fredericksburg, Gillespie County, Texas, with 21,513 residents across 1838.7 square miles, a density of 12 people per square mile, in the Chicago time zone.

ZIP 78624 lands in the middle-income range, with a median household income of $75,237 (0% below the average Texas ZIP), while per-capita income is $50,378. The poverty rate is 8.5%, with unemployment at 3.1%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $463,300 (87% above the average Texas ZIP), while 73.7% of occupied homes are owner-occupied and median rent is $1,342.

A solid share of residents have a four-year degree: 38.0% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is 21 minutes. No nearby ZIP peer set is available for this delivery area, so the Texas and national benchmarks above are the appropriate context for 78624.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 78624

Top 5 sectors by establishment count in Fredericksburg, TX

Which industries have the most business establishments in ZIP 78624.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78624, Fredericksburg, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,513

Population

1838.7

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78624?

50.5

Median Age

48.3%

Male

51.7%

Female

6.6%

Foreign-Born

White 81.6%
African American 0.4%
Asian 0.4%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 10.3%
Hispanic or Latino 24.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,237

Median Household Income

-0% vs state ZIP avg

$50,378

Per Capita Income

8.5%

Poverty Rate

3.1%

Unemployment Rate

20.6 min

Mean Commute Time

How ZIP 78624 ranks among Texas ZIPs

Fredericksburg, TX household income vs. every Texas ZIP code

Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$75,237 Top 41% higher than 59% of 1,737 Texas ZIPs

This ZIP $0 $200K+ every Texas ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.0%
Bachelor's Degree or Higher 38.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,449

Total Housing Units

10,052

Occupied Units

2,397

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 73.7%
Renter 26.3%

$463,300

Median Home Value

+87% vs state ZIP avg

$1,342

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.7%

YoY Change (2024)

375

HPI Index (2000 = 100)

+275%

Total Change Since 2000

Home values in ZIP 78624 have decreased 1.7% over the past year (2024). Since 2000, this ZIP has seen +275% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 267
2021 +14.5% 306
2022 +27.0% 389
2023 -1.9% 381
2024 -1.7% 375

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,099 business establishments in ZIP 78624, employing approximately 11,097 people with a combined annual payroll of $502,682,000.

1,099

Businesses

11,097

Employees

$502.7M

Annual Payroll

19

Industry Sectors

Industry Establishments % of Total
Retail trade 174 15.8%
Construction 158 14.4%
Accommodation and food services 148 13.5%
Health care and social assistance 112 10.2%
Other services (except public administration) 88 8.0%
Professional, scientific, and technical services 87 7.9%
Manufacturing 61 5.5%
Real estate and rental and leasing 52 4.7%
Administrative and support and waste management and remediation services 49 4.5%
Finance and insurance 45 4.1%
Wholesale trade 34 3.1%
Transportation and warehousing 27 2.5%
Arts, entertainment, and recreation 19 1.7%
Information 14 1.3%
Educational services 10 0.9%
Mining, quarrying, and oil and gas extraction 9 0.8%
Management of companies and enterprises 4 0.4%
Agriculture, forestry, fishing and hunting 3 0.3%
Industries not classified 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 78624, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (21,513 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Gillespie County

Frequently Asked Questions

What county is ZIP code 78624 in?

ZIP code 78624 (Fredericksburg) is located in Gillespie County, Texas. Gillespie County contains multiple ZIP codes, see the full list at /counties/gillespie-tx.

What is the population of ZIP code 78624?

ZIP code 78624 in Fredericksburg, TX has a population of 21,513 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 78624?

The median household income in ZIP 78624 is $75,237, which is 1% below the national average of $76,288.

What is the average home value in ZIP 78624?

The median home value in ZIP 78624 is $463,300, which is 67% above the national average of $278,155.

What is the demographic makeup of ZIP 78624?

The largest racial group in ZIP 78624 is White at 81.6%. Hispanic or Latino residents make up 24.3% of the population.

How many businesses are in ZIP code 78624?

ZIP code 78624 has 1,099 business establishments employing approximately 11,097 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 78624?

The top industries by establishment count in ZIP 78624 are: Retail trade (174), Construction (158), Accommodation and food services (148). There are 19 industry sectors represented in total.

How have home values changed in ZIP code 78624?

According to the FHFA House Price Index, home values in ZIP 78624 decreased by 1.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 275%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 78624?

In ZIP code 78624, 62.0% of residents aged 25+ have a high school diploma or higher, and 38.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 78624?

The mean commute time for workers in ZIP code 78624 is 20.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 78624?

In ZIP code 78624, approximately 73.7% of occupied housing units are owner-occupied and 26.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 78624?

The poverty rate in ZIP code 78624 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 78624's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.