Residential delivery area · Texas

ZIP Code 78631: Harper, TX

ZIP code 78631 uses the postal name Harper, Texas and lies mostly in Kimble County (49% of its land), reaching into Gillespie County and Kerr County (Census 2020 ZIP-county file). About 3,500 people live there (Census Bureau, ACS 2020-2024). Median household income is $78,560 (Census Bureau, ACS 2020-2024). By Census place, 19% of its land lies in Harper (a census-designated place); 81% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2024
  • ZBP2023
  • IRS2022
7national area: Texas, Arkansas, Louisiana and Oklahoma
786sectional center: Austin, TX (SCF 786)
31delivery area within it
Town
Harper · its only residential ZIP
County
Kimble County (49%); Gillespie County (44%); Kerr County (7%)
Census places
Harper census-designated place
House districts
TX-21 (51%), TX-11 (49%) 119th Congress, by share of land
State
Texas
Time zone
Central
Land area
299.8 sq mi · 12 people per sq mi

Where is ZIP code 78631?

78631 centers on 30.340°, -99.307° and covers 299.8 square miles of land plus 0.2 of water. It borders 7 ZIP codes: 78618, 76854, 78028, 78058, 76856, 78624, 76849.

76849 · Junction76854 · London76856 · Mason78028 · Kerrville78058 · Mountain Home78618 · Doss78624 · Fredericksburg78631 · Harper (this ZIP)786317862476849780587685678028768547861876849 · Junction76854 · London76856 · Mason78028 · Kerrville78058 · Mountain Home78618 · Doss78624 · Fredericksburg78631 · Harper (this ZIP)786317862476849780587685678028768547861876849 · Junction76854 · London76856 · Mason78028 · Kerrville78058 · Mountain Home78618 · Doss78624 · Fredericksburg78631 · Harper (this ZIP)7863178624768497805876856780287685478618
Shaded by median household income, in national fifths (ACS 2020-2024); 78631 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 78631, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 78631 compare with the rest of Kimble County?

Rank of 78631 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure78631In Kimble CountyIn TX
People (ACS 2020-2024)3,4652nd of 61,120th of 1,990
Median household income$79knot rankednot ranked
Median home value$352knot rankednot ranked

78631's median household income is not ranked: its 90% margin of error (±$40,726) is more than a quarter of the figure ($78,560); 78631's median home value is not ranked: its 90% margin of error (±$92,338) is more than a quarter of the figure ($351,600). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 18% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 78631?

The 2020 Census counted 2,698 people in 78631; the ACS, which samples households over 2020-2024, estimates 3,465. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
3,465±593 (90% margin)
2020 Census count
2,698
Households
1,269
Median age
43.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 78631?

Of the 3,465 people the ACS estimates in 78631, 21.3% are under 18 and 25.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (71.7%), then Hispanic or Latino (22.0%).

  • Under 1821.3%
  • 18 to 6453.2%
  • 65 and older25.5%
Age of the people of 78631 (ACS 2020-2024, B01001)
  • White, not Hispanic71.7%
  • Hispanic or Latino22.0%
  • Other or two or more6.3%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 78631 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 78631 earn?

Median household income is $78,560 (ACS 2020-2024).

Median household income
$78,560±$40,726
Income per person
$35,226
Below the poverty line
11.1%
Unemployed (of the labor force)
0.6%
Adults 25+ with a bachelor's degree
24.0%
Adjusted gross income per tax return, 2022
$78,0681,490 returns; wages 59% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 78631?

Median home value (owners' estimate)
$351,600
Median gross rent
$1,304
Homes owned by their occupants
84.2%
Housing units
1,571
0 50 100 150 200 201020202024 0 50 100 150 200 201020202024 0 50 100 150 200 201020202024
Index = 100 in 2010, the first year FHFA reports for 78631; 2024: 228.2. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental. FHFA's series for 78631 stops in 2024: it publishes no ZIP index for a year with too few repeat sales.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 78631?

54 business establishments had a location in this ZIP code in 2023, 14 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction15
  • Retail trade6
  • Administrative and support and waste management and remediation services6
  • Other services (except public administration)5
  • Accommodation and food services4
  • Professional, scientific, and technical services3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 78631?

ZIP codes that share a boundary with 78631, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
78618Doss346$82k13.0 mi
76854London345$121k19.9 mi
78028Kerrville41,206$67k22.6 mi
78058Mountain Home985$94k23.9 mi
76856Mason3,532$75k24.4 mi
78624Fredericksburg23,741$75k26.2 mi
76849Junction3,584$63k32.0 mi
78025Ingram4,999$71k18.1 mi (near)
78024Hunt1,401$105k26.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.