ZIP 81077 vs ZIP 81030

This side-by-side compares ZIP 81077 (Swink, CO) and ZIP 81030 (Cheraw, CO) using the same Census ACS 5-Year table fields for both, no averages swapped in, no national proxies. ZIP 81077 has a population of 532 at 451 people per square mile, while ZIP 81030 has 193 at 197 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted, a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 81077 reports a median household income of $48,897 against $40,625 in ZIP 81030, with per-capita income of $37,955 vs $27,389. The share of adults holding a bachelor's degree or higher is 22.6% in 81077 and 8.0% in 81030. Poverty rate reads 9.5% vs 16.9%, and unemployment 0.0% vs 7.4% - these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $174,500 in 81077 versus $110,700 in 81030, with median rent of - and $1,083 per month respectively. Homeownership rate is 91.4% vs 71.8%. When reading the comparison table below, focus on paired metrics rather than single winners, a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.