Cheraw, CO · standard

ZIP Code 81030

Otero County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

193
197/sq mi
$40,625
Median income
$110,700
Median home value
8.0%
Bachelor's or higher

The verdict

Cheraw pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

6th pct
household income, US ZIPs
13th pct
home value, US ZIPs
197
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81030 against every reporting US ZIP.

ZIP code 81030 is classified by USPS as a standard delivery area and covers roughly 1.0 square miles in Cheraw, Otero County, Colorado. The area is home to 193 residents, producing a population density of 197 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 81030 against Colorado and the nation.

On the economic side, the median household income for ZIP 81030 sits at $40,625 (54% below the Colorado average), while per-capita income is $27,389. The poverty rate stands at 16.9% and the unemployment rate at 7.4%. On housing, the median home value is $110,700 (77% below the state average) with median rent at $1,083 per month, and 71.8% of occupied units are owner-occupied, a direct signal of whether 81030 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 8.0% of adults hold a bachelor's degree or higher, the median age is 61.5, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Otero County, so you can benchmark 81030 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 81030, Cheraw, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

193

Population

1.0

Area (sq mi)

197

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81030?

61.5

Median Age

52.0%

Male

48.0%

Female

0.0%

Foreign-Born

White 83.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.5%
Hispanic or Latino 12.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$40,625

Median Household Income

-54% vs state

$27,389

Per Capita Income

16.9%

Poverty Rate

7.4%

Unemployment Rate

How ZIP 81030 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$40,625 6th percentile higher than 6% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 42.4%
Bachelor's Degree or Higher 8.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

78

Total Housing Units

78

Occupied Units

0

Vacant Units

1.90

Avg Household Size

Occupancy Type

Owner 71.8%
Renter 28.2%

$110,700

Median Home Value

-77% vs state

$1,083

Median Rent

1940

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 3 business establishments in ZIP 81030, employing approximately 7 people with a combined annual payroll of $200,000.

3

Businesses

7

Employees

$200K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81030 vs 81077 →

ZIP Code City Population Distance
81077 Swink, CO 532 8.4 mi

More ZIP Codes in Otero County

Frequently Asked Questions

What county is ZIP code 81030 in?
ZIP code 81030 (Cheraw) is located in Otero County, Colorado. Otero County contains multiple ZIP codes, see the full list at /counties/otero-co.
What is the population of ZIP code 81030?
ZIP code 81030 in Cheraw, CO has a population of 193 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81030?
The median household income in ZIP 81030 is $40,625, which is 47% below the national average of $76,288.
What is the average home value in ZIP 81030?
The median home value in ZIP 81030 is $110,700, which is 60% below the national average of $278,155.
What is the demographic makeup of ZIP 81030?
The largest racial group in ZIP 81030 is White at 83.1%. Hispanic or Latino residents make up 12.2% of the population.
How many businesses are in ZIP code 81030?
ZIP code 81030 has 3 business establishments employing approximately 7 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 81030?
In ZIP code 81030, 42.4% of residents aged 25+ have a high school diploma or higher, and 8.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 81030?
In ZIP code 81030, approximately 71.8% of occupied housing units are owner-occupied and 28.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81030?
The poverty rate in ZIP code 81030 is 16.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cheraw, CO

Verify and explore additional data for this area using these official government sources.