ZIP 86406 vs ZIP 86404

This side-by-side compares ZIP 86406 (Lake Havasu City, AZ) and ZIP 86404 (Lake Havasu City, AZ) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 86406 has a population of 23,763 at 37 people per square mile, while ZIP 86404 has 16,243 at 36 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 86406 reports a median household income of $77,506 against $72,910 in ZIP 86404, with per-capita income of $48,106 vs $47,206. The share of adults holding a bachelor's degree or higher is 18.3% in 86406 and 19.9% in 86404. Poverty rate reads 10.9% vs 12.6%, and unemployment 6.5% vs 3.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $476,600 in 86406 versus $461,600 in 86404, with median rent of $1,320 and $1,425 per month respectively. Homeownership rate is 77.6% vs 80.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.