PlainZIP

Lake Havasu City, AZ · standard

ZIP Code 86406

Mohave County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,763
37/sq mi
$77,506
Median income
$476,600
Median home value
18.3%
Bachelor's or higher

The verdict

Lake Havasu City pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 42%
household income, US ZIPs
Top 14%
home value, US ZIPs
37
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86406 against every reporting US ZIP.

ZIP code 86406 is a densely settled ZIP (a standard USPS delivery area) in Lake Havasu City, Mohave County, Arizona, with 23,763 residents across 635.4 square miles, a density of 37 people per square mile, in the Phoenix time zone.

ZIP 86406 lands in the middle-income range, with a median household income of $77,506 (7% above the Arizona average), while per-capita income is $48,106. Local economic indicators show a 10.9% poverty rate alongside 6.5% unemployment. On housing, the median home value is $476,600 (41% above the state average) with median rent at $1,320 per month, and 77.6% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 18.3% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is 18 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 86406, plus 6 more within Mohave County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 86406

Top 5 sectors by establishment count in Lake Havasu City, AZ

Which industries have the most business establishments in ZIP 86406.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 86406, Lake Havasu City, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,763

Population

635.4

Area (sq mi)

37

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 86406?

58.3

Median Age

50.4%

Male

49.6%

Female

7.0%

Foreign-Born

White 83.3%
African American 0.6%
Asian 0.7%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 11.3%
Hispanic or Latino 13.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,506

Median Household Income

+7% vs state

$48,106

Per Capita Income

10.9%

Poverty Rate

6.5%

Unemployment Rate

18.1 min

Mean Commute Time

How ZIP 86406 ranks nationally

Lake Havasu City, AZ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,506 Top 42% higher than 58% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.6%
Bachelor's Degree or Higher 18.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,024

Total Housing Units

12,348

Occupied Units

2,676

Vacant Units

2.02

Avg Household Size

Occupancy Type

Owner 77.6%
Renter 22.4%

$476,600

Median Home Value

+41% vs state

$1,320

Median Rent

1996

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

385

HPI Index (2000 = 100)

+285%

Total Change Since 2000

Home values in ZIP 86406 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +285% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.0% 255
2021 +22.7% 313
2022 +19.8% 375
2023 -2.1% 367
2024 +4.9% 385

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 400 business establishments in ZIP 86406, employing approximately 2,350 people with a combined annual payroll of $93,537,000.

400

Businesses

2,350

Employees

$93.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 118 29.5%
Real estate and rental and leasing 46 11.5%
Other services (except public administration) 43 10.8%
Administrative and support and waste management and remediation services 38 9.5%
Health care and social assistance 31 7.8%
Retail trade 25 6.3%
Professional, scientific, and technical services 24 6.0%
Accommodation and food services 20 5.0%
Finance and insurance 13 3.3%
Transportation and warehousing 11 2.8%
Wholesale trade 10 2.5%
Arts, entertainment, and recreation 6 1.5%
Manufacturing 5 1.3%
Educational services 4 1.0%
Information 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 86406 vs 92267 →

ZIP Code City Population Distance
92267 Parker Dam, CA 126 10.8 mi

More ZIP Codes in Mohave County

86442 standard
Bullhead City, AZ
Pop: 33,382
86409 standard
Kingman, AZ
Pop: 26,471
86401 standard
Kingman, AZ
Pop: 24,289
86404 standard
Lake Havasu City, AZ
Pop: 16,243
86403 standard
Lake Havasu City, AZ
Pop: 15,802
86426 standard
Fort Mohave, AZ
Pop: 13,863

Related Areas

Mohave County Lake Havasu City, AZ Arizona

Frequently Asked Questions

What county is ZIP code 86406 in? ▼
ZIP code 86406 (Lake Havasu City) is located in Mohave County, Arizona. Mohave County contains multiple ZIP codes, see the full list at /counties/mohave-az.
What is the population of ZIP code 86406? ▼
ZIP code 86406 in Lake Havasu City, AZ has a population of 23,763 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86406? ▼
The median household income in ZIP 86406 is $77,506, which is 2% above the national average of $76,288.
What is the average home value in ZIP 86406? ▼
The median home value in ZIP 86406 is $476,600, which is 71% above the national average of $278,155.
What is the demographic makeup of ZIP 86406? ▼
The largest racial group in ZIP 86406 is White at 83.3%. Hispanic or Latino residents make up 13.8% of the population.
How many businesses are in ZIP code 86406? ▼
ZIP code 86406 has 400 business establishments employing approximately 2,350 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 86406? ▼
The top industries by establishment count in ZIP 86406 are: Construction (118), Real estate and rental and leasing (46), Other services (except public administration) (43). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 86406? ▼
According to the FHFA House Price Index, home values in ZIP 86406 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 285%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 86406? ▼
In ZIP code 86406, 53.6% of residents aged 25+ have a high school diploma or higher, and 18.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 86406? ▼
The mean commute time for workers in ZIP code 86406 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 86406? ▼
In ZIP code 86406, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86406? ▼
The poverty rate in ZIP code 86406 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.