Lake Havasu City, AZ · standard
ZIP Code 86406
Mohave County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,763
- 37/sq mi Moderate-density area
- $77,506
- Median income Near-median income area
- $476,600
- Median home value Above-median home value
- 18.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lake Havasu City pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 42%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 37
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86406 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 86406 (Lake Havasu City, AZ) rose +4.9% from 2023 to 2024. The all-transactions index moved from 367.0 in 2023 to 385.1 in 2024 (2000 = 100).
ZIP code 86406 is a densely settled ZIP (a standard USPS delivery area) in Lake Havasu City, Mohave County, Arizona, with 23,763 residents across 635.4 square miles, a density of 37 people per square mile, in the Phoenix time zone.
ZIP 86406 lands in the middle-income range, with a median household income of $77,506 (7% above the average Arizona ZIP), while per-capita income is $48,106. The poverty rate is 10.9%, with unemployment at 6.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $476,600 (41% above the average Arizona ZIP), while 77.6% of occupied homes are owner-occupied and median rent is $1,320.
Educational attainment sits below the national norm: 18.3% of adults hold a bachelor's degree or higher, the median age is 58.3, and the average commute is 18 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Mohave County, so 86406 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 86406
Top 5 sectors by establishment count in Lake Havasu City, AZ
Which industries have the most business establishments in ZIP 86406.
- Construction
Construction
118 establishments
- Real estate and rental and leasing 46
Real estate and rental and leasing
46 establishments
- Other services (except public administration) 43
Other services (except public administration)
43 establishments
- Administrative and support and waste management and remediation services 38
Administrative and support and waste management and remediation services
38 establishments
- Health care and social assistance 31
Health care and social assistance
31 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 86406, Lake Havasu City, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,763
Population
635.4
Area (sq mi)
37
People / sq mi
Phoenix
Time Zone
standard
ZIP Type
Who lives in ZIP 86406?
58.3
Median Age
50.4%
Male
49.6%
Female
7.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,506
Median Household Income
+7% vs state ZIP avg
$48,106
Per Capita Income
10.9%
Poverty Rate
6.5%
Unemployment Rate
18.1 min
Mean Commute Time
How ZIP 86406 ranks among Arizona ZIPs
Lake Havasu City, AZ household income vs. every Arizona ZIP code
Median household income among 372 reporting Arizona ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,506 Top 36% higher than 64% of 372 Arizona ZIPs
Each bar is a $20K-wide band; taller bars hold more Arizona ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
15,024housing units
15,024
Total Housing Units
12,348
Occupied Units
2,676
Vacant Units
2.02
Avg Household Size
Occupancy Type
$476,600
Median Home Value
+41% vs state ZIP avg
$1,320
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.9%
YoY Change (2024)
385
HPI Index (2000 = 100)
+285%
Total Change Since 2000
Home values in ZIP 86406 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +285% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.0% | 255 |
| 2021 | +22.7% | 313 |
| 2022 | +19.8% | 375 |
| 2023 | -2.1% | 367 |
| 2024 | +4.9% | 385 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 400 business establishments in ZIP 86406, employing approximately 2,350 people with a combined annual payroll of $93,537,000.
400
Businesses
2,350
Employees
$93.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 118 | 29.5% |
| Real estate and rental and leasing | 46 | 11.5% |
| Other services (except public administration) | 43 | 10.8% |
| Administrative and support and waste management and remediation services | 38 | 9.5% |
| Health care and social assistance | 31 | 7.8% |
| Retail trade | 25 | 6.3% |
| Professional, scientific, and technical services | 24 | 6.0% |
| Accommodation and food services | 20 | 5.0% |
| Finance and insurance | 13 | 3.3% |
| Transportation and warehousing | 11 | 2.8% |
| Wholesale trade | 10 | 2.5% |
| Arts, entertainment, and recreation | 6 | 1.5% |
| Manufacturing | 5 | 1.3% |
| Educational services | 4 | 1.0% |
| Information | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 86406 vs 92267 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92267 | Parker Dam, CA | 126 | 10.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 86406, both outside AZ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,763 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mohave County
Related Areas
Frequently Asked Questions
What county is ZIP code 86406 in?
ZIP code 86406 (Lake Havasu City) is located in Mohave County, Arizona. Mohave County contains multiple ZIP codes, see the full list at /counties/mohave-az.
What is the population of ZIP code 86406?
ZIP code 86406 in Lake Havasu City, AZ has a population of 23,763 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86406?
The median household income in ZIP 86406 is $77,506, which is 2% above the national average of $76,288.
What is the average home value in ZIP 86406?
The median home value in ZIP 86406 is $476,600, which is 71% above the national average of $278,155.
What is the demographic makeup of ZIP 86406?
The largest racial group in ZIP 86406 is White at 83.3%. Hispanic or Latino residents make up 13.8% of the population.
How many businesses are in ZIP code 86406?
ZIP code 86406 has 400 business establishments employing approximately 2,350 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 86406?
The top industries by establishment count in ZIP 86406 are: Construction (118), Real estate and rental and leasing (46), Other services (except public administration) (43). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 86406?
According to the FHFA House Price Index, home values in ZIP 86406 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 285%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 86406?
In ZIP code 86406, 53.6% of residents aged 25+ have a high school diploma or higher, and 18.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 86406?
The mean commute time for workers in ZIP code 86406 is 18.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 86406?
In ZIP code 86406, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86406?
The poverty rate in ZIP code 86406 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 86406's numbers, next.
- See how ZIP 86406 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lake Havasu City, AZ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.