PlainZIP

Lake Havasu City, AZ · standard

ZIP Code 86403

Mohave County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,802
609/sq mi
$58,967
Median income
$363,000
Median home value
17.8%
Bachelor's or higher

The verdict

Lake Havasu City pairs a below-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

27th pct
household income, US ZIPs
Top 25%
home value, US ZIPs
609
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86403 against every reporting US ZIP.

ZIP code 86403 is a mid-sized community (a standard USPS delivery area) in Lake Havasu City, Mohave County, Arizona, home to 15,802 residents across 26.0 square miles, a density of 609 people per square mile, in the Los Angeles time zone.

ZIP 86403 reports a modest median household income of $58,967 (19% below the Arizona average), while per-capita income is $39,815. Poverty here runs at 18.4%, with unemployment measured at 3.8%. Median home value sits at $363,000 (8% above the state average), median rent at $1,182 a month, and owner-occupancy at 62.9%.

Educational attainment sits below the national norm: 17.8% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is -. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mohave County, so you can benchmark 86403 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 86403

Top 5 sectors by establishment count in Lake Havasu City, AZ

Which industries have the most business establishments in ZIP 86403.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 86403, Lake Havasu City, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,802

Population

26.0

Area (sq mi)

609

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 86403?

51.9

Median Age

48.7%

Male

51.3%

Female

6.5%

Foreign-Born

White 82.1%
African American 0.5%
Asian 0.6%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.1%
Hispanic or Latino 17.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,967

Median Household Income

-19% vs state

$39,815

Per Capita Income

18.4%

Poverty Rate

3.8%

Unemployment Rate

How ZIP 86403 ranks nationally

Lake Havasu City, AZ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,967 27th percentile higher than 27% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.5%
Bachelor's Degree or Higher 17.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,615

Total Housing Units

9,102

Occupied Units

2,513

Vacant Units

2.00

Avg Household Size

Occupancy Type

Owner 62.9%
Renter 37.1%

$363,000

Median Home Value

+8% vs state

$1,182

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.4%

YoY Change (2024)

432

HPI Index (2000 = 100)

+332%

Total Change Since 2000

Home values in ZIP 86403 have increased 2.4% over the past year (2024). Since 2000, this ZIP has seen +332% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.4% 278
2021 +22.1% 339
2022 +22.9% 417
2023 +1.4% 422
2024 +2.4% 432

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,134 business establishments in ZIP 86403, employing approximately 12,279 people with a combined annual payroll of $545,531,000.

1,134

Businesses

12,279

Employees

$545.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 188 16.6%
Health care and social assistance 145 12.8%
Accommodation and food services 137 12.1%
Construction 118 10.4%
Other services (except public administration) 115 10.1%
Real estate and rental and leasing 95 8.4%
Professional, scientific, and technical services 79 7.0%
Finance and insurance 57 5.0%
Administrative and support and waste management and remediation services 48 4.2%
Wholesale trade 45 4.0%
Manufacturing 44 3.9%
Transportation and warehousing 21 1.9%
Information 19 1.7%
Arts, entertainment, and recreation 12 1.1%
Educational services 6 0.5%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 86403 vs 86404 →

ZIP Code City Population Distance
86404 Lake Havasu City, AZ 16,243 9.8 mi

More ZIP Codes in Mohave County

86442 standard
Bullhead City, AZ
Pop: 33,382
86409 standard
Kingman, AZ
Pop: 26,471
86401 standard
Kingman, AZ
Pop: 24,289
86406 standard
Lake Havasu City, AZ
Pop: 23,763
86404 standard
Lake Havasu City, AZ
Pop: 16,243
86426 standard
Fort Mohave, AZ
Pop: 13,863

Related Areas

Mohave County Lake Havasu City, AZ Arizona

Frequently Asked Questions

What county is ZIP code 86403 in? ▼
ZIP code 86403 (Lake Havasu City) is located in Mohave County, Arizona. Mohave County contains multiple ZIP codes, see the full list at /counties/mohave-az.
What is the population of ZIP code 86403? ▼
ZIP code 86403 in Lake Havasu City, AZ has a population of 15,802 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86403? ▼
The median household income in ZIP 86403 is $58,967, which is 23% below the national average of $76,288.
What is the average home value in ZIP 86403? ▼
The median home value in ZIP 86403 is $363,000, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 86403? ▼
The largest racial group in ZIP 86403 is White at 82.1%. Hispanic or Latino residents make up 17.3% of the population.
How many businesses are in ZIP code 86403? ▼
ZIP code 86403 has 1,134 business establishments employing approximately 12,279 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 86403? ▼
The top industries by establishment count in ZIP 86403 are: Retail trade (188), Health care and social assistance (145), Accommodation and food services (137). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 86403? ▼
According to the FHFA House Price Index, home values in ZIP 86403 increased by 2.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 332%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 86403? ▼
In ZIP code 86403, 47.5% of residents aged 25+ have a high school diploma or higher, and 17.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 86403? ▼
In ZIP code 86403, approximately 62.9% of occupied housing units are owner-occupied and 37.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86403? ▼
The poverty rate in ZIP code 86403 is 18.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.