Residential delivery area · Arizona
ZIP Code 86403: Lake Havasu City, AZ
ZIP code 86403 is in Lake Havasu City, Arizona, entirely in Mohave County (Census 2020 ZIP-county file). About 18,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Lake Havasu City's 3 residential ZIP codes. Median household income is $58,967 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Lake Havasu City · 3 residential ZIPs
- County
- Mohave County
- Census places
- Lake Havasu City
- Metro area
- Lake Havasu City-Kingman, AZ
- House district
- AZ-9 119th Congress
- State
- Arizona
- Time zone
- Pacific
- Land area
- 11.0 sq mi · 1,660 people per sq mi
- PO Box ZIPs
- 86405 also use the name Lake Havasu City
Where is ZIP code 86403?
86403 centers on 34.477°, -114.344° and covers 11.0 square miles of land plus 5.7 of water. It borders 3 ZIP codes: 86404, 86406, 92363.
The map draws ZIP code areas only. For the streets inside 86403, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 86403 compare with the rest of Lake Havasu City?
| Measure | 86403 | In Lake Havasu City | In Mohave County | In AZ |
|---|---|---|---|---|
| People (ACS 2020-2024) | 18,295 | 3rd of 3 | 6th of 25 | 166th of 417 |
| Median household income | $59k | 3rd of 3 | 7th of 12 | 206th of 264 |
| Median home value | $363k | 3rd of 3 | 3rd of 12 | 141st of 282 |
Its median household income is higher than in 27% of U.S. residential ZIP codes, and it is denser than 83% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 86403?
The 2020 Census counted 17,787 people in 86403; the ACS, which samples households over 2020-2024, estimates 18,295. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 18,295
- 2020 Census count
- 17,787
- Households
- 9,102
- Median age
- 51.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 86403?
Of the 18,295 people the ACS estimates in 86403, 15.4% are under 18 and 31.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.1%), then Hispanic or Latino (17.3%).
- Under 1815.4%
- 18 to 6452.9%
- 65 and older31.6%
- White, not Hispanic79.1%
- Hispanic or Latino17.3%
- Other or two or more2.5%
- Asian, not Hispanic0.6%
- Black, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 86403 earn?
Median household income is $58,967 (ACS 2020-2024), the 7th highest of the 12 ranked ZIP codes in Mohave County.
- Median household income
- $58,967
- Income per person
- $39,815
- Below the poverty line
- 18.4%
- Unemployed (of the labor force)
- 3.8%
- Adults 25+ with a bachelor's degree
- 17.8%
- Adjusted gross income per tax return, 2022
- $72,2918,170 returns; wages 48% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 86403?
FHFA's house price index for 86403, built from repeat sales and appraisals of the same homes, rose 141% from 2015 to 2025 and rose 57% from 2020 to 2025, and moved +1.4% in 2025.
- Median home value (owners' estimate)
- $363,000
- Median gross rent
- $1,182
- Homes owned by their occupants
- 62.9%
- Housing units
- 11,615
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 86403?
1,134 business establishments had a location in this ZIP code in 2023, 92 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade188
- Health care and social assistance145
- Accommodation and food services137
- Construction118
- Other services (except public administration)115
- Real estate and rental and leasing95
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 86403?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 86404 | Lake Havasu City | 19,234 | $73k | 8.1 mi |
| 86406 | Lake Havasu City | 25,067 | $78k | 16.4 mi |
| 92363 | Needles, CA | 5,531 | $40k | 21.1 mi |
| 92267 | Parker Dam, CA | 0 | – | 14.7 mi (near) |
| 86436 | Topock | 1,555 | $44k | 18.6 mi (near) |
| 92242 | Earp, CA | 1,359 | $38k | 20.0 mi (near) |
| 86438 | Yucca | 784 | $42k | 24.8 mi (near) |
| 86440 | Mohave Valley | 8,853 | $63k | 30.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.