Lake Havasu City, AZ · standard
ZIP Code 86403
Mohave County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,802
- 609/sq mi
- $58,967
- Median income
- $363,000
- Median home value
- 17.8%
- Bachelor's or higher
The verdict
Lake Havasu City pairs a below-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- 27th pct
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 609
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86403 against every reporting US ZIP.
ZIP code 86403 is classified by USPS as a standard delivery area and covers roughly 26.0 square miles in Lake Havasu City, Mohave County, Arizona. The area is home to 15,802 residents, producing a population density of 609 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86403 against Arizona and the nation.
On the economic side, the median household income for ZIP 86403 sits at $58,967 (19% below the Arizona average), while per-capita income is $39,815. The poverty rate stands at 18.4% and the unemployment rate at 3.8%. On housing, the median home value is $363,000 (8% above the state average) with median rent at $1,182 per month, and 62.9% of occupied units are owner-occupied, a direct signal of whether 86403 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 17.8% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mohave County, so you can benchmark 86403 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 86403
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 86403.
- Retail trade
Retail trade
188 establishments
- Health care and social assistance
Health care and social assistance
145 establishments
- Accommodation and food services
Accommodation and food services
137 establishments
- Construction
Construction
118 establishments
- Other services (except public administration)
Other services (except public administration)
115 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 86403, Lake Havasu City, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
15,802
Population
26.0
Area (sq mi)
609
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 86403?
51.9
Median Age
48.7%
Male
51.3%
Female
6.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,967
Median Household Income
-19% vs state
$39,815
Per Capita Income
18.4%
Poverty Rate
3.8%
Unemployment Rate
How ZIP 86403 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$58,967 27th percentile higher than 27% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,615
Total Housing Units
9,102
Occupied Units
2,513
Vacant Units
2.00
Avg Household Size
Occupancy Type
$363,000
Median Home Value
+8% vs state
$1,182
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.4%
YoY Change (2024)
432
HPI Index (2000 = 100)
+332%
Total Change Since 2000
Home values in ZIP 86403 have increased 2.4% over the past year (2024). Since 2000, this ZIP has seen +332% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.4% | 278 |
| 2021 | +22.1% | 339 |
| 2022 | +22.9% | 417 |
| 2023 | +1.4% | 422 |
| 2024 | +2.4% | 432 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,134 business establishments in ZIP 86403, employing approximately 12,279 people with a combined annual payroll of $545,531,000.
1,134
Businesses
12,279
Employees
$545.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 188 | 16.6% |
| Health care and social assistance | 145 | 12.8% |
| Accommodation and food services | 137 | 12.1% |
| Construction | 118 | 10.4% |
| Other services (except public administration) | 115 | 10.1% |
| Real estate and rental and leasing | 95 | 8.4% |
| Professional, scientific, and technical services | 79 | 7.0% |
| Finance and insurance | 57 | 5.0% |
| Administrative and support and waste management and remediation services | 48 | 4.2% |
| Wholesale trade | 45 | 4.0% |
| Manufacturing | 44 | 3.9% |
| Transportation and warehousing | 21 | 1.9% |
| Information | 19 | 1.7% |
| Arts, entertainment, and recreation | 12 | 1.1% |
| Educational services | 6 | 0.5% |
| Management of companies and enterprises | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 86403 vs 86404 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 86404 | Lake Havasu City, AZ | 16,243 | 9.8 mi |
More ZIP Codes in Mohave County
Related Areas
Frequently Asked Questions
What county is ZIP code 86403 in? ▼
What is the population of ZIP code 86403? ▼
What is the median household income in ZIP 86403? ▼
What is the average home value in ZIP 86403? ▼
What is the demographic makeup of ZIP 86403? ▼
How many businesses are in ZIP code 86403? ▼
What are the main industries in ZIP code 86403? ▼
How have home values changed in ZIP code 86403? ▼
What is the education level in ZIP code 86403? ▼
What percentage of residents own vs. rent in ZIP 86403? ▼
What is the poverty rate in ZIP code 86403? ▼
ZIP Code Research Guides
Official Data Resources for Lake Havasu City, AZ
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.