Lake Havasu City, AZ · standard
ZIP Code 86403
Mohave County, Arizona - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,802
- 609/sq mi High-density area
- $58,967
- Median income Below-median income area
- $363,000
- Median home value Above-median home value
- 17.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Lake Havasu City pairs a below-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- 27th pct
- household income, US ZIPs
- Top 25%
- home value, US ZIPs
- 609
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86403 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 86403 (Lake Havasu City, AZ) rose +2.4% from 2023 to 2024. The all-transactions index moved from 422.3 in 2023 to 432.4 in 2024 (2000 = 100).
ZIP code 86403 is a mid-sized community (a standard USPS delivery area) in Lake Havasu City, Mohave County, Arizona, home to 15,802 residents across 26.0 square miles, a density of 609 people per square mile, in the Los Angeles time zone.
ZIP 86403 reports a modest median household income of $58,967 (19% below the average Arizona ZIP), while per-capita income is $39,815. The poverty rate is 18.4%, with unemployment at 3.8%; those measures add context to the income figure. Median home value is $363,000 (8% above the average Arizona ZIP) and median rent is $1,182; 62.9% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 17.8% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Mohave County, so 86403 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 86403
Top 5 sectors by establishment count in Lake Havasu City, AZ
Which industries have the most business establishments in ZIP 86403.
- Retail trade
Retail trade
188 establishments
- Health care and social assistance
Health care and social assistance
145 establishments
- Accommodation and food services
Accommodation and food services
137 establishments
- Construction
Construction
118 establishments
- Other services (except public administration)
Other services (except public administration)
115 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 86403, Lake Havasu City, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,802
Population
26.0
Area (sq mi)
609
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 86403?
51.9
Median Age
48.7%
Male
51.3%
Female
6.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,967
Median Household Income
-19% vs state ZIP avg
$39,815
Per Capita Income
18.4%
Poverty Rate
3.8%
Unemployment Rate
How ZIP 86403 ranks among Arizona ZIPs
Lake Havasu City, AZ household income vs. every Arizona ZIP code
Median household income among 372 reporting Arizona ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$58,967 35th percentile higher than 35% of 372 Arizona ZIPs
Each bar is a $20K-wide band; taller bars hold more Arizona ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,615housing units
11,615
Total Housing Units
9,102
Occupied Units
2,513
Vacant Units
2.00
Avg Household Size
Occupancy Type
$363,000
Median Home Value
+8% vs state ZIP avg
$1,182
Median Rent
1990
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.4%
YoY Change (2024)
432
HPI Index (2000 = 100)
+332%
Total Change Since 2000
Home values in ZIP 86403 have increased 2.4% over the past year (2024). Since 2000, this ZIP has seen +332% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.4% | 278 |
| 2021 | +22.1% | 339 |
| 2022 | +22.9% | 417 |
| 2023 | +1.4% | 422 |
| 2024 | +2.4% | 432 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,134 business establishments in ZIP 86403, employing approximately 12,279 people with a combined annual payroll of $545,531,000.
1,134
Businesses
12,279
Employees
$545.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 188 | 16.6% |
| Health care and social assistance | 145 | 12.8% |
| Accommodation and food services | 137 | 12.1% |
| Construction | 118 | 10.4% |
| Other services (except public administration) | 115 | 10.1% |
| Real estate and rental and leasing | 95 | 8.4% |
| Professional, scientific, and technical services | 79 | 7.0% |
| Finance and insurance | 57 | 5.0% |
| Administrative and support and waste management and remediation services | 48 | 4.2% |
| Wholesale trade | 45 | 4.0% |
| Manufacturing | 44 | 3.9% |
| Transportation and warehousing | 21 | 1.9% |
| Information | 19 | 1.7% |
| Arts, entertainment, and recreation | 12 | 1.1% |
| Educational services | 6 | 0.5% |
| Management of companies and enterprises | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 86403 vs 86404 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 86404 | Lake Havasu City, AZ | 16,243 | 9.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 86403, both outside AZ so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,802 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mohave County
Related Areas
Frequently Asked Questions
What county is ZIP code 86403 in?
ZIP code 86403 (Lake Havasu City) is located in Mohave County, Arizona. Mohave County contains multiple ZIP codes, see the full list at /counties/mohave-az.
What is the population of ZIP code 86403?
ZIP code 86403 in Lake Havasu City, AZ has a population of 15,802 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86403?
The median household income in ZIP 86403 is $58,967, which is 23% below the national average of $76,288.
What is the average home value in ZIP 86403?
The median home value in ZIP 86403 is $363,000, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 86403?
The largest racial group in ZIP 86403 is White at 82.1%. Hispanic or Latino residents make up 17.3% of the population.
How many businesses are in ZIP code 86403?
ZIP code 86403 has 1,134 business establishments employing approximately 12,279 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 86403?
The top industries by establishment count in ZIP 86403 are: Retail trade (188), Health care and social assistance (145), Accommodation and food services (137). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 86403?
According to the FHFA House Price Index, home values in ZIP 86403 increased by 2.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 332%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 86403?
In ZIP code 86403, 47.5% of residents aged 25+ have a high school diploma or higher, and 17.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 86403?
In ZIP code 86403, approximately 62.9% of occupied housing units are owner-occupied and 37.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86403?
The poverty rate in ZIP code 86403 is 18.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 86403's numbers, next.
- See how ZIP 86403 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lake Havasu City, AZ ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.