PlainZIP

Mohave Valley, AZ · standard

ZIP Code 86440

Mohave County, Arizona — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,906
23/sq mi
$63,188
Median income
$242,300
Median home value
13.3%
Bachelor's or higher

The verdict

Mohave Valley pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
Top 44%
home value, US ZIPs
23
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 86440 against every reporting US ZIP.

ZIP code 86440 is classified by USPS as a standard delivery area and covers roughly 296.4 square miles in Mohave Valley, Mohave County, Arizona. The area is home to 6,906 residents, producing a population density of 23 people per square mile, and falls within the Phoenix time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86440 against Arizona and the nation.

On the economic side, the median household income for ZIP 86440 sits at $63,188 (13% below the Arizona average), while per-capita income is $33,121. The poverty rate stands at 13.4% and the unemployment rate at 9.9%. On housing, the median home value is $242,300 (28% below the state average) with median rent at $895 per month, and 82.4% of occupied units are owner-occupied, a direct signal of whether 86440 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.3% of adults hold a bachelor's degree or higher, the median age is 51.3, and the average commute is 25 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mohave County, so you can benchmark 86440 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 86440

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 86440.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 86440, Mohave Valley, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,906

Population

296.4

Area (sq mi)

23

People / sq mi

Phoenix

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 86440?

51.3

Median Age

47.5%

Male

52.5%

Female

1.7%

Foreign-Born

White 74.9%
African American 0.6%
Asian 1.3%
American Indian or Alaska Native 4.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.5%
Hispanic or Latino 19.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,188

Median Household Income

-13% vs state

$33,121

Per Capita Income

13.4%

Poverty Rate

9.9%

Unemployment Rate

24.8 min

Mean Commute Time

How ZIP 86440 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$63,188 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.0%
Bachelor's Degree or Higher 13.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,062

Total Housing Units

3,841

Occupied Units

1,221

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 82.4%
Renter 17.6%

$242,300

Median Home Value

-28% vs state

$895

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.8%

YoY Change (2024)

294

HPI Index (2000 = 100)

+194%

Total Change Since 2000

Home values in ZIP 86440 have increased 1.8% over the past year (2024). Since 2000, this ZIP has seen +194% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.3% 201
2021 +13.8% 229
2022 +27.6% 293
2023 -1.2% 289
2024 +1.8% 294

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 72 business establishments in ZIP 86440, employing approximately 535 people with a combined annual payroll of $24,417,000.

72

Businesses

535

Employees

$24.4M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 16 22.2%
Other services (except public administration) 8 11.1%
Retail trade 7 9.7%
Administrative and support and waste management and remediation services 7 9.7%
Transportation and warehousing 5 6.9%
Professional, scientific, and technical services 5 6.9%
Manufacturing 4 5.6%
Health care and social assistance 4 5.6%
Accommodation and food services 4 5.6%
Arts, entertainment, and recreation 3 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 86440 vs 86426 →

ZIP 86440 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 86440 ranks #2 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 86440 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 86440 ranks #2 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
86426 Fort Mohave, AZ 13,863 8.4 mi
86436 Topock, AZ 2,104 12.3 mi

More ZIP Codes in Mohave County

86442 standard
Bullhead City, AZ
Pop: 33,382
86409 standard
Kingman, AZ
Pop: 26,471
86401 standard
Kingman, AZ
Pop: 24,289
86406 standard
Lake Havasu City, AZ
Pop: 23,763
86404 standard
Lake Havasu City, AZ
Pop: 16,243
86403 standard
Lake Havasu City, AZ
Pop: 15,802

Related Areas

Mohave County Mohave Valley, AZ Arizona

Frequently Asked Questions

What county is ZIP code 86440 in? ▼
ZIP code 86440 (Mohave Valley) is located in Mohave County, Arizona. Mohave County contains multiple ZIP codes, see the full list at /counties/mohave-az.
What is the population of ZIP code 86440? ▼
ZIP code 86440 in Mohave Valley, AZ has a population of 6,906 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86440? ▼
The median household income in ZIP 86440 is $63,188, which is 17% below the national average of $76,288.
What is the average home value in ZIP 86440? ▼
The median home value in ZIP 86440 is $242,300, which is 13% below the national average of $278,155.
What is the demographic makeup of ZIP 86440? ▼
The largest racial group in ZIP 86440 is White at 74.9%. Hispanic or Latino residents make up 19.8% of the population.
How many businesses are in ZIP code 86440? ▼
ZIP code 86440 has 72 business establishments employing approximately 535 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 86440? ▼
The top industries by establishment count in ZIP 86440 are: Construction (16), Other services (except public administration) (8), Retail trade (7). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 86440? ▼
According to the FHFA House Price Index, home values in ZIP 86440 increased by 1.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 194%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 86440? ▼
In ZIP code 86440, 57.0% of residents aged 25+ have a high school diploma or higher, and 13.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 86440? ▼
The mean commute time for workers in ZIP code 86440 is 24.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 86440? ▼
In ZIP code 86440, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86440? ▼
The poverty rate in ZIP code 86440 is 13.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Mohave Valley, AZ

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.