ZIP 92007 vs ZIP 92075

This side-by-side compares ZIP 92007 (Cardiff By The Sea, CA) and ZIP 92075 (Solana Beach, CA) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 92007 has a population of 10,429 at 1,648 people per square mile, while ZIP 92075 has 12,056 at 1,314 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 92007 reports a median household income of $182,629 against $149,327 in ZIP 92075, with per-capita income of $86,925 vs $98,583. The share of adults holding a bachelor's degree or higher is 72.2% in 92007 and 72.1% in 92075. Poverty rate reads 14.7% vs 5.9%, and unemployment 3.2% vs 2.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $2,000,001 in 92007 versus $2,000,001 in 92075, with median rent of $3,247 and $3,177 per month respectively. Homeownership rate is 62.4% vs 66.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.