Cardiff By The Sea, CA · standard
ZIP Code 92007
San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,429
- 1,648/sq mi High-density area
- $182,629
- Median income Above-median income area
- $2,000,000+
- Median home value Above-median home value
- 72.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Cardiff By The Sea pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 1,648
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92007 against every reporting US ZIP.
ZIP code 92007 is a mid-sized community (a standard USPS delivery area) in Cardiff By The Sea, San Diego County, California, home to 10,429 residents across 6.3 square miles, a density of 1,648 people per square mile, in the Los Angeles time zone.
ZIP 92007 skews affluent, with a median household income of $182,629 (80% above the average California ZIP), while per-capita income is $86,925. The poverty rate is 14.7%, with unemployment at 3.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $2,000,000+ (159% above the average California ZIP), while 62.4% of occupied homes are owner-occupied and median rent is $3,247.
This is a highly-educated ZIP: 72.2% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Diego County, so 92007 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92007
Top 5 sectors by establishment count in Cardiff By The Sea, CA
Which industries have the most business establishments in ZIP 92007.
- Professional, scientific, and technical services
Professional, scientific, and technical services
109 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
57 establishments
- Health care and social assistance 40
Health care and social assistance
40 establishments
- Construction 36
Construction
36 establishments
- Accommodation and food services 28
Accommodation and food services
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92007, Cardiff By The Sea, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,429
Population
6.3
Area (sq mi)
1,648
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92007?
40.4
Median Age
53.1%
Male
46.9%
Female
13.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$182,629
Median Household Income
+80% vs state ZIP avg
$86,925
Per Capita Income
14.7%
Poverty Rate
3.2%
Unemployment Rate
21.1 min
Mean Commute Time
How ZIP 92007 ranks among California ZIPs
Cardiff By The Sea, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$182,629 Top 7% higher than 93% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
4,781housing units
4,781
Total Housing Units
4,273
Occupied Units
508
Vacant Units
2.60
Avg Household Size
Occupancy Type
$2,000,000+
Median Home Value
+159% vs state ZIP avg
$3,247
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-8.5%
YoY Change (2022)
257
HPI Index (2000 = 100)
+157%
Total Change Since 2000
Home values in ZIP 92007 have decreased 8.5% over the past year (2022). Since 2000, this ZIP has seen +157% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +6.3% | 272 |
| 2019 | +1.7% | 276 |
| 2020 | +0.7% | 278 |
| 2021 | +1.0% | 281 |
| 2022 | -8.5% | 257 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 421 business establishments in ZIP 92007, employing approximately 3,005 people with a combined annual payroll of $279,035,000.
421
Businesses
3,005
Employees
$279.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 109 | 25.9% |
| Real estate and rental and leasing | 57 | 13.5% |
| Health care and social assistance | 40 | 9.5% |
| Construction | 36 | 8.6% |
| Accommodation and food services | 28 | 6.7% |
| Finance and insurance | 27 | 6.4% |
| Other services (except public administration) | 26 | 6.2% |
| Retail trade | 25 | 5.9% |
| Administrative and support and waste management and remediation services | 21 | 5.0% |
| Wholesale trade | 16 | 3.8% |
| Information | 12 | 2.9% |
| Arts, entertainment, and recreation | 11 | 2.6% |
| Manufacturing | 4 | 0.9% |
| Transportation and warehousing | 4 | 0.9% |
| Educational services | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92007 vs 92075 →
ZIP 92007 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92024
Encinitas (92024)
49,121 residents
- 92130
San Diego (92130)
48,940 residents
- 92009
Carlsbad (92009)
40,747 residents
- 92127
San Diego (92127)
39,337 residents
- 92011
Carlsbad (92011)
22,405 residents
- 92010 14,382
Carlsbad (92010)
14,382 residents
- 92014 13,154
Del Mar (92014)
13,154 residents
- 92075 12,056
Solana Beach (92075)
12,056 residents
- 92007 10,429
Cardiff By The Sea (92007)
10,429 residents
What this shows Among its immediate neighbors, ZIP 92007 ranks #9 by population - useful context the national average alone can't give.
ZIP 92007 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92130
San Diego (92130)
$205,680 median income
- 92014
Del Mar (92014)
$198,823 median income
- 92127
San Diego (92127)
$195,520 median income
- 92067
Rancho Santa Fe (92067)
$187,054 median income
- 92007
Cardiff By The Sea (92007)
$182,629 median income
- 92009
Carlsbad (92009)
$164,182 median income
- 92011
Carlsbad (92011)
$159,235 median income
- 92024
Encinitas (92024)
$158,507 median income
- 92075
Solana Beach (92075)
$149,327 median income
What this shows By household income, ZIP 92007 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92075 | Solana Beach, CA | 12,056 | 1.9 mi |
| 92024 | Encinitas, CA | 49,121 | 2.5 mi |
| 92091 | Rancho Santa Fe, CA | 1,048 | 3.7 mi |
| 92067 | Rancho Santa Fe, CA | 9,535 | 4.6 mi |
| 92014 | Del Mar, CA | 13,154 | 4.1 mi |
| 92009 | Carlsbad, CA | 40,747 | 5.3 mi |
| 92011 | Carlsbad, CA | 22,405 | 6.0 mi |
| 92130 | San Diego, CA | 48,940 | 6.4 mi |
| 92010 | Carlsbad, CA | 14,382 | 9.3 mi |
| 92127 | San Diego, CA | 39,337 | 8.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92007, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,429 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Diego County
Related Areas
Frequently Asked Questions
What county is ZIP code 92007 in?
ZIP code 92007 (Cardiff By The Sea) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92007?
ZIP code 92007 in Cardiff By The Sea, CA has a population of 10,429 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92007?
The median household income in ZIP 92007 is $182,629, which is 139% above the national average of $76,288.
What is the average home value in ZIP 92007?
The median home value in ZIP 92007 is $2,000,000+, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 92007?
The largest racial group in ZIP 92007 is White at 74.2%. Hispanic or Latino residents make up 19.5% of the population.
How many businesses are in ZIP code 92007?
ZIP code 92007 has 421 business establishments employing approximately 3,005 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92007?
The top industries by establishment count in ZIP 92007 are: Professional, scientific, and technical services (109), Real estate and rental and leasing (57), Health care and social assistance (40). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 92007?
According to the FHFA House Price Index, home values in ZIP 92007 decreased by 8.5% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 157%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92007?
In ZIP code 92007, 78.5% of residents aged 25+ have a high school diploma or higher, and 72.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92007?
The mean commute time for workers in ZIP code 92007 is 21.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92007?
In ZIP code 92007, approximately 62.4% of occupied housing units are owner-occupied and 37.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92007?
The poverty rate in ZIP code 92007 is 14.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92007's numbers, next.
- See how ZIP 92007 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cardiff By The Sea, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.