Residential delivery area · California
ZIP Code 92007: Cardiff By The Sea, CA
ZIP code 92007 uses the postal name Cardiff By The Sea, California and lies entirely in San Diego County (Census 2020 ZIP-county file). About 11,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $182,629 (Census Bureau, ACS 2020-2024). Most of its land (100%) lies in the city of Encinitas.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Cardiff By The Sea · its only residential ZIP
- County
- San Diego County
- Census places
- Encinitas
- Neighborhood
- Cardiff-by-the-Sea GeoNames
- Metro area
- San Diego-Chula Vista-Carlsbad, CA
- House district
- CA-49 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 2.3 sq mi · 4,799 people per sq mi
Where is ZIP code 92007?
92007 centers on 33.023°, -117.276° and covers 2.3 square miles of land plus 0.3 of water. It borders 2 ZIP codes: 92075, 92024.
The map draws ZIP code areas only. For the streets inside 92007, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 92007 compare with the rest of San Diego County?
| Measure | 92007 | In San Diego County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 11,100 | 77th of 116 | 982nd of 1,802 |
| Median household income | $183k | 6th of 85 | 81st of 1,189 |
| Median home value | $2M+ | 1= of 89 | 1= of 1,317 |
1= means a shared first place: 92007's median home value ties with 4 other ZIP codes at the Census cap in San Diego County; median home value ties with 61 other ZIP codes at the Census cap in California.
Its median household income is higher than in 98% of U.S. residential ZIP codes, and it is denser than 93% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 92007?
The 2020 Census counted 10,981 people in 92007; the ACS, which samples households over 2020-2024, estimates 11,100. Between the 2010 and 2020 censuses its population grew 5.3% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 11,100±1,597 (90% margin)
- 2020 Census count
- 10,981+5.3% since 2010 (10,429)
- Households
- 4,273
- Median age
- 40.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 92007?
Of the 11,100 people the ACS estimates in 92007, 24.4% are under 18 and 18.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (70.6%), then Hispanic or Latino (19.5%).
- Under 1824.4%
- 18 to 6457.4%
- 65 and older18.2%
- White, not Hispanic70.6%
- Hispanic or Latino19.5%
- Other or two or more6.6%
- Asian, not Hispanic3.2%
- Black, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 92007 earn?
Median household income is $182,629 (ACS 2020-2024), the 6th highest of the 85 ranked ZIP codes in San Diego County. It rose from $137,301 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $182,629
- Income per person
- $86,925
- Below the poverty line
- 14.7%
- Unemployed (of the labor force)
- 3.2%
- Adults 25+ with a bachelor's degree
- 72.2%
- Adjusted gross income per tax return, 2022
- $186,1065,760 returns; wages 60% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 92007?
FHFA's house price index for 92007, built from repeat sales and appraisals of the same homes, rose 103% from 2015 to 2025 and rose 71% from 2020 to 2025.
- Median home value (owners' estimate)
- $2,000,000 or more
- Median gross rent
- $3,247
- Homes owned by their occupants
- 62.4%
- Housing units
- 4,781
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 92007?
421 business establishments had a location in this ZIP code in 2023, 50 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services109
- Real estate and rental and leasing57
- Health care and social assistance40
- Construction36
- Accommodation and food services28
- Finance and insurance27
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 92007?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 92075 | Solana Beach | 11,944 | $149k | 2.0 mi |
| 92024 | Encinitas | 50,617 | $159k | 2.6 mi |
| 92014 | Del Mar | 13,105 | $199k | 4.4 mi (near) |
| 92067 | Rancho Santa Fe | 7,938 | $187k | 4.9 mi (near) |
| 92009 | Carlsbad | 44,739 | $164k | 5.3 mi (near) |
| 92091 | Rancho Santa Fe | 972 | $104k | 5.7 mi (near) |
| 92011 | Carlsbad | 23,190 | $159k | 5.9 mi (near) |
| 92130 | San Diego | 60,768 | $206k | 6.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.