Rancho Santa Fe, CA · standard

ZIP Code 92091

San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,048
620/sq mi
$103,452
Median income
$1,487,900
Median home value
80.3%
Bachelor's or higher

The verdict

Rancho Santa Fe pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 17%
household income, US ZIPs
Top 1%
home value, US ZIPs
620
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92091 against every reporting US ZIP.

ZIP code 92091 is classified by USPS as a standard delivery area and covers roughly 1.7 square miles in Rancho Santa Fe, San Diego County, California. The area is home to 1,048 residents, producing a population density of 620 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92091 against California and the nation.

On the economic side, the median household income for ZIP 92091 sits at $103,452 (2% above the California average), while per-capita income is $127,990. The poverty rate stands at 7.2% and the unemployment rate at 10.8%. On housing, the median home value is $1,487,900 (93% above the state average) with median rent at $3,501 per month, and 68.2% of occupied units are owner-occupied, a direct signal of whether 92091 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 80.3% of adults hold a bachelor's degree or higher, the median age is 63.1, and the average commute is . We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92091 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 92091

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 92091.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92091, Rancho Santa Fe, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

1,048

Population

1.7

Area (sq mi)

620

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92091?

63.1

Median Age

39.3%

Male

60.7%

Female

26.5%

Foreign-Born

White 77.1%
African American 0.0%
Asian 15.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.8%
Hispanic or Latino 3.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$103,452

Median Household Income

+2% vs state

$127,990

Per Capita Income

7.2%

Poverty Rate

10.8%

Unemployment Rate

How ZIP 92091 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$103,452 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 84.9%
Bachelor's Degree or Higher 80.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

748

Total Housing Units

592

Occupied Units

156

Vacant Units

1.64

Avg Household Size

Occupancy Type

Owner 68.2%
Renter 31.8%

$1,487,900

Median Home Value

+93% vs state

$3,501

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 106 business establishments in ZIP 92091, employing approximately 649 people with a combined annual payroll of $37,510,000.

106

Businesses

649

Employees

$37.5M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 26 24.5%
Real estate and rental and leasing 16 15.1%
Health care and social assistance 16 15.1%
Finance and insurance 8 7.5%
Administrative and support and waste management and remediation services 8 7.5%
Other services (except public administration) 8 7.5%
Retail trade 5 4.7%
Construction 4 3.8%
Arts, entertainment, and recreation 4 3.8%
Educational services 3 2.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92091 vs 92067 →

ZIP 92091 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92091 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92091 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92091 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92067 Rancho Santa Fe, CA 9,535 1.2 mi
92075 Solana Beach, CA 12,056 2.9 mi
92130 San Diego, CA 48,940 4.4 mi
92007 Cardiff By The Sea, CA 10,429 3.7 mi
92014 Del Mar, CA 13,154 3.7 mi
92024 Encinitas, CA 49,121 4.1 mi
92127 San Diego, CA 39,337 5.1 mi
92009 Carlsbad, CA 40,747 6.1 mi
92121 San Diego, CA 4,179 7.7 mi
92129 San Diego, CA 51,536 5.9 mi

More ZIP Codes in San Diego County

Frequently Asked Questions

What county is ZIP code 92091 in?
ZIP code 92091 (Rancho Santa Fe) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92091?
ZIP code 92091 in Rancho Santa Fe, CA has a population of 1,048 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92091?
The median household income in ZIP 92091 is $103,452, which is 36% above the national average of $76,288.
What is the average home value in ZIP 92091?
The median home value in ZIP 92091 is $1,487,900, which is 435% above the national average of $278,155.
What is the demographic makeup of ZIP 92091?
The largest racial group in ZIP 92091 is White at 77.1%. Hispanic or Latino residents make up 3.0% of the population.
How many businesses are in ZIP code 92091?
ZIP code 92091 has 106 business establishments employing approximately 649 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92091?
The top industries by establishment count in ZIP 92091 are: Professional, scientific, and technical services (26), Real estate and rental and leasing (16), Health care and social assistance (16). There are 10 industry sectors represented in total.
What is the education level in ZIP code 92091?
In ZIP code 92091, 84.9% of residents aged 25+ have a high school diploma or higher, and 80.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 92091?
In ZIP code 92091, approximately 68.2% of occupied housing units are owner-occupied and 31.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92091?
The poverty rate in ZIP code 92091 is 7.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Rancho Santa Fe, CA

Verify and explore additional data for this area using these official government sources.