Rancho Santa Fe, CA · standard
ZIP Code 92091
San Diego County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,048
- 620/sq mi
- $103,452
- Median income
- $1,487,900
- Median home value
- 80.3%
- Bachelor's or higher
The verdict
Rancho Santa Fe pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 17%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 620
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92091 against every reporting US ZIP.
ZIP code 92091 is classified by USPS as a standard delivery area and covers roughly 1.7 square miles in Rancho Santa Fe, San Diego County, California. The area is home to 1,048 residents, producing a population density of 620 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92091 against California and the nation.
On the economic side, the median household income for ZIP 92091 sits at $103,452 (2% above the California average), while per-capita income is $127,990. The poverty rate stands at 7.2% and the unemployment rate at 10.8%. On housing, the median home value is $1,487,900 (93% above the state average) with median rent at $3,501 per month, and 68.2% of occupied units are owner-occupied, a direct signal of whether 92091 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 80.3% of adults hold a bachelor's degree or higher, the median age is 63.1, and the average commute is —. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Diego County, so you can benchmark 92091 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 92091
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 92091.
- Professional, scientific, and technical services
Professional, scientific, and technical services
26 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
16 establishments
- Health care and social assistance
Health care and social assistance
16 establishments
- Finance and insurance 8
Finance and insurance
8 establishments
- Administrative and support and waste management and remediation services 8
Administrative and support and waste management and remediation services
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92091, Rancho Santa Fe, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,048
Population
1.7
Area (sq mi)
620
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92091?
63.1
Median Age
39.3%
Male
60.7%
Female
26.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$103,452
Median Household Income
+2% vs state
$127,990
Per Capita Income
7.2%
Poverty Rate
10.8%
Unemployment Rate
How ZIP 92091 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$103,452 Top 17% higher than 83% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
748
Total Housing Units
592
Occupied Units
156
Vacant Units
1.64
Avg Household Size
Occupancy Type
$1,487,900
Median Home Value
+93% vs state
$3,501
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 106 business establishments in ZIP 92091, employing approximately 649 people with a combined annual payroll of $37,510,000.
106
Businesses
649
Employees
$37.5M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 26 | 24.5% |
| Real estate and rental and leasing | 16 | 15.1% |
| Health care and social assistance | 16 | 15.1% |
| Finance and insurance | 8 | 7.5% |
| Administrative and support and waste management and remediation services | 8 | 7.5% |
| Other services (except public administration) | 8 | 7.5% |
| Retail trade | 5 | 4.7% |
| Construction | 4 | 3.8% |
| Arts, entertainment, and recreation | 4 | 3.8% |
| Educational services | 3 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92091 vs 92067 →
ZIP 92091 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92129
San Diego (92129)
51,536 residents
- 92024
Encinitas (92024)
49,121 residents
- 92130
San Diego (92130)
48,940 residents
- 92009
Carlsbad (92009)
40,747 residents
- 92127
San Diego (92127)
39,337 residents
- 92014 13,154
Del Mar (92014)
13,154 residents
- 92075 12,056
Solana Beach (92075)
12,056 residents
- 92007 10,429
Cardiff By The Sea (92007)
10,429 residents
- 92067 9,535
Rancho Santa Fe (92067)
9,535 residents
What this shows Among its immediate neighbors, ZIP 92091 ranks #0 by population — useful context the national average alone can't give.
ZIP 92091 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92130
San Diego (92130)
$205,680 median income
- 92014
Del Mar (92014)
$198,823 median income
- 92127
San Diego (92127)
$195,520 median income
- 92067
Rancho Santa Fe (92067)
$187,054 median income
- 92007
Cardiff By The Sea (92007)
$182,629 median income
- 92009
Carlsbad (92009)
$164,182 median income
- 92024
Encinitas (92024)
$158,507 median income
- 92129
San Diego (92129)
$156,321 median income
- 92075
Solana Beach (92075)
$149,327 median income
What this shows By household income, ZIP 92091 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92067 | Rancho Santa Fe, CA | 9,535 | 1.2 mi |
| 92075 | Solana Beach, CA | 12,056 | 2.9 mi |
| 92130 | San Diego, CA | 48,940 | 4.4 mi |
| 92007 | Cardiff By The Sea, CA | 10,429 | 3.7 mi |
| 92014 | Del Mar, CA | 13,154 | 3.7 mi |
| 92024 | Encinitas, CA | 49,121 | 4.1 mi |
| 92127 | San Diego, CA | 39,337 | 5.1 mi |
| 92009 | Carlsbad, CA | 40,747 | 6.1 mi |
| 92121 | San Diego, CA | 4,179 | 7.7 mi |
| 92129 | San Diego, CA | 51,536 | 5.9 mi |
More ZIP Codes in San Diego County
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Frequently Asked Questions
What county is ZIP code 92091 in? ▼
What is the population of ZIP code 92091? ▼
What is the median household income in ZIP 92091? ▼
What is the average home value in ZIP 92091? ▼
What is the demographic makeup of ZIP 92091? ▼
How many businesses are in ZIP code 92091? ▼
What are the main industries in ZIP code 92091? ▼
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What percentage of residents own vs. rent in ZIP 92091? ▼
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ZIP Code Research Guides
Official Data Resources for Rancho Santa Fe, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.